4123 ISLAND LAKES DRIVE Winter Haven, FL $ 470,000
4123 ISLAND LAKES DRIVE
$ 470,000
Recently Listed
Open House 8/1 12pm - 2pm
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4123 ISLAND LAKES DRIVE

Winter Haven, FL, 33881
$ 470,000
Bedrooms4 Baths2.0 Sq 1,990

Monthly Estimate*

$ 2,968

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View a Virtual Tour

Single Family Home for sale in Winter Haven, FL

for $470,000 with 4 bedrooms and 2 full baths. This 1,990 square foot home was built in 2006 on a lot size of 0.34.

CHAIN OF LAKES LAKEFRONT LIVING on Lake Rochelle! Welcome to Island Lakes, where everyday life feels like a vacation. Located on the highly desirable Winter Haven Chain of Lakes, this beautifully updated home offers the ultimate waterfront lifestyle—boating, sunset cruising, and lakefront dining right from your own backyard. This 4-bedroom, 2-bath home is designed for both comfort and entertaining, featuring an open floorplan with stunning lake views from the main living areas. The spacious great room is filled with natural light, showcasing soaring ceilings, plant shelves, and an expansive sliding glass door that seamlessly blends indoor and outdoor living. The updated kitchen is both stylish and functional, complete with new cabinetry, solid surface countertops, stainless steel appliances, a full tile backsplash, breakfast bar, and a cozy eat-in nook—all perfectly positioned to take in the water views. The primary suite has been beautifully renovated, featuring a sliding barn door leading to a spa-like bathroom with a walk-in glass and tile shower, dual vanities with stone countertops, and a large walk-in closet with built-ins and hidden storage. Step outside and experience true Florida living with a huge screened outdoor living space complete with a hot tub, perfect for relaxing evenings or entertaining guests year-round. Beyond that, enjoy your private dock with a covered boat lift and freshwater supply, ready for days on the Chain. A public boat ramp is just minutes away. This home also features $92,000 in solar panels, providing exceptional energy efficiency and long-term savings—keeping utility costs low while supporting a more sustainable lifestyle. Additional features include a fully fenced backyard, beautiful lake views, and a prime location near Hwy 27 and I-4 with easy access to Orlando, Disney, Lakeland, and Tampa. This is more than a home—it’s a true Chain of Lakes lifestyle with comfort, efficiency, and unforgettable views.

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Open House

8/1/2026 12:00 PM - 2:00 PM
8/2/2026 12:00 PM - 2:00 PM
4123 ISLAND LAKES DRIVE Winter Haven, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 470,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 5,327

Style

Single Family Residence

Lot Size

0.34

Year Built

2006

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4963924

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Public
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
HOA Fee 50
Garage Spaces 2
Patio/Porch Features Covered Enclosed Front Porch Rear Porch Screened
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2006
Electric Photovoltaics Seller Owned
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front Lake - Chain of Lakes
Assoc Fee Paid Per Quarterly
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name ISLAND LAKES
Facing Direction West
Garage Y/N true
Green Energy Generation Solar
Total Rooms 7
Full Baths 2
Status Active
Directions From Hwy 544 East turn left on Lake Conine Dr E. Go over the canal and stay on the right. Home will be on the right
City WINTER HAVEN
Body of Water LAKE ROCHELLE
Association Name Highlands Community Management
Senior Community Y/N false
MLS Area 33881 - Winter Haven / Florence Villa
Lot Size Units Square Feet
Lot Size Square Feet 14893
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features Above Ground Heated
Land Lease Y/N false
Tax Annual Amount 5327.73
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4963924
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 49
Legal Description ISLAND LAKES PLAT BOOK 134 PGS 4 & 5 LOT 49
Water View Lake Lake - Chain of Lakes
Water Access Type Lake Lake - Chain of Lakes
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 16.67
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) In Wall Pest System Open Floorplan Primary Bedroom Main Floor Stone Counters Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 2
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Exterior
Exterior Amenities Irrigation System
Fencing Vinyl
Water Source Public
Lot Size Area 14893
Foundation Details Block
Spa true
Building Area Total 2665
Lot Size Acres 0.34
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Keller Williams Realty Smart 1

Broker

michellehoward@kw.com

Email

Affordability Calculator

$3,412
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,968
Monthly Property Taxes
$444
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/30/2026$470,000 Listed Price

Map


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4123 ISLAND LAKES DRIVE, Winter Haven, FL, 33881 is a Single Family Home for sale at $470,000 with 1,990 sqft and a lot size of 0.34. 4123 ISLAND LAKES DRIVE has 4 bedrooms, 2.0 baths, and was built in 2006. The property's zip code is 33881 which is in Winter Haven, FL