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45 W Water Street W Smithsburg, MD $ 349,900
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45 W Water Street W
$ 349,900
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45 W Water Street W

Smithsburg, MD, 21783
$ 349,900
Bedrooms3 Baths2.0 Sq 1,318

Monthly Estimate*

$ 2,209

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Single Family Home for sale in Smithsburg, MD

for $349,900 with 3 bedrooms and 2 full baths. This 1,318 square foot home was built in 1953 on a lot size of 0.4.

This charming Cape Cod home in the heart of Smithsburg offers a perfect blend of comfort and style. The Hardwood Floors have been refinished and the interior and exterior are freshly painted. New roof in 2024! With 3 spacious bedrooms and 2 full bathrooms, the traditional floor plan invites you to enjoy cozy gatherings in the dining area or relax by the Living room fireplace on chilly evenings. The rustic kitchen with new faucet and vinyl plank flooring features essential appliances, including an electric oven/range a new refrigerator and new dishwasher, making meal prep a breeze. The upstairs bathroom has also been fully renovated. Step outside to a lovely porch, ideal for morning coffee or evening relaxation, and enjoy the expansive 0.4-acre lot, complete with a detached garage. The home is close to nearby parks and recreational areas perfect for outdoor activities. Experience the warmth and charm of this delightful home, where every detail is designed for comfort and convenience.

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Single Family Active

Price

$ 349,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,464

Style

Cape Cod

Lot Size

0.4

Year Built

1953

Town/City

Smithsburg

County/Region

Washington

MLS | Web ID

MDWA2038928
Features
General
Living Area 1318
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Utilities Cable TV Available
Possession Immediate
Roof Asphalt
Appliances Dishwasher Oven/Range - Electric Range Hood Refrigerator Washer/Dryer Hookups Only
Zoning U
Garage Spaces 1.00
Patio/Porch Features Porch(es)
Architectural Style Cape Cod
Construction Materials Brick Combination
School District WASHINGTON COUNTY PUBLIC SCHOOLS
Year Built 1953
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Municipality SMITHSBURG
Accessibility None
County WASHINGTON
New Construction N
Property Type Residential
HOA N
Subdivision Name SMITHSBURG
Facing Direction North
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions Rt 77 to S Main st. to left onto Water st. Home on the left.
City SMITHSBURG
Disclosures Prop Disclaimer
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 8749.00
Tax Annual Amount 2464.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 265.48
Vacation Rental Y/N N
Virtual Tour https://pictureperfectllctours.com/45-W-Water-St/idx
Standard Status Active
Year Built Source Estimated
Tax Lot 1
Association Recreation Fee N
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Interior
Interior Amenities Dining Area Floor Plan - Traditional Window Treatments Wood Floors
Heating Fuel Oil
Basement Connecting Stairway Walkout Stairs
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Storm Wood Frame
Fireplace Y/N Y
Above Grade Finished Area 1318
Half Baths 0
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Living Room Dining Room Bedroom 2 Bedroom 3 Kitchen Bedroom 1 Storage Room Utility Room Bathroom 1 Bathroom 2
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Detached Garage Off Street
Foundation Details Block Brick/Mortar
Water View Y/N N
Lot Dimensions LotWidth:60 X LotDepth:292
Lot Size Acres 0.40
Lot Size Source Estimated
Waterfront Y/N N
Door Features Storm
Road Responsibility City/County
Land Assessed Value 53700.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 45
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* Excluded Features
List By
Shank & Associates Realty Llc

Broker

wes@freamrealtor.com

Email

Affordability Calculator

$2,415
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,209
Monthly Property Taxes
$205
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5168487 Elementary School
3533460 Middle School
Smithsburg High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/30/2026$349,900 Listed Price

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45 W Water Street W, Smithsburg, MD, 21783 is a Single Family Home for sale at $349,900 with 1,318 sqft and a lot size of 0.4. 45 W Water Street W has 3 bedrooms, 2.0 baths, and was built in 1953. The property's zip code is 21783 which is in Smithsburg, MD

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