11538 Cross Creek Estates Lane Belvidere, IL ^$ 599,500

11538 Cross Creek Estates Lane

^$ 599,500

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11538 Cross Creek Estates Lane

Belvidere, IL, 61008

^$ 599,500

Bedrooms4 Baths3.1 Sq 4,400

Monthly Estimate*

^$ 3,785

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Single Family Home for sale in Belvidere, IL

for $599,500 with 4 bedrooms and 3 full baths, 1 half bath. This 4,400 square foot home was built in 2004 on a lot size of 1.9.

Enjoy comfortable, spacious living in Cross Creek Estates with this beautifully maintained home on 2 acres. The spacious kitchen features quartz countertops and opens to inviting living areas with hardwood floors and one of the home's two fireplaces. A finished lower level offers versatile space for a teen retreat, guest suite, or multigenerational living. The generous primary suite features the second fireplace and an oversized walk-in closet. A large deck overlooks the spacious, private backyard. Features include a 3-car garage, large storage shed, and efficient tankless water heater. Discover the space, comfort, and privacy of Cross Creek-your next chapter starts here.

Single Family Active

Price

^$ 599,500

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 11,440

Style

Colonial

Lot Size

1.9

Year Built

2004

Town/City

Belvidere

County/Region

Boone

MLS | Web ID

12719225

Features

General

Living Area 4400

Sewer Septic Tank

Heating Natural Gas Forced Air

Cooling Central Air

Possession Closing

Roof Asphalt

Appliances Range Microwave Dishwasher Refrigerator Disposal Stainless Steel Appliance(s) Humidifier

Garage Spaces 3

Association Fee Includes None

Architectural Style Colonial

Construction Materials Vinyl Siding Brick

Year Built 2004

Electric Circuit Breakers

Township Boone

Tax Year 2025

Ownership Fee Simple

Assoc Fee Paid Per Not Applicable

County Boone

New Construction N

Property Type Residential Detached Single

Energy Efficient Water Heater

Subdivision Name Cross Creek Estates

Other Structures Shed(s)

Total Rooms 10

Full Baths 3

Status Price Change

Directions From Belvidere take Route 76 North then take Caledonia Road North 1 mile and turn right into Cross Creek Estates.

High School Belvidere North High School

City Belvidere

High School District 100

MLS Area Belvidere

Elementary School Caledonia Elementary School

Tax Annual Amount 11440

Middle/Junior High School Belvidere Central Middle School

Virtual Tour https://www.youtube.com/watch?v=QAtxQZ4-2Rs

Standard Status Active

Middle/Junior School District 100

Elementary School District 100

Interior

Interior Amenities Vaulted Ceiling(s)

Basement Finished Full

Flooring Hardwood

Total Fireplaces 2

Fireplace Features Gas Log

Half Baths 1

Laundry Features Main Level

Total Bedrooms 4

Room Type Tandem Room Walk In Closet Office

Total Baths 4

Bedrooms Possible 4

Bathroom Whirlpool Separate Shower Double Sink

Exterior

Parking Features Asphalt Yes Garage Owned Attached Garage

Water Source Well

Total Parking 3

Foundation Details Concrete Perimeter

Lot Dimensions 1.9

Lot Size Acres 1.9

Waterfront Y/N N

Other Equipment Water-Softener Owned Ceiling Fan(s) Sump Pump

* Excluded Features

List By

Circle One Realty

Broker

ryan@circleonerealty.com

Affordability Calculator

$4,739

Per Month

Monthly Principal & Interest: $3,785
Monthly Property Taxes: $953
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Belvidere, IL

Average List Price ^$325,449

Percent of Sale Price 46%

About Belvidere, IL

25,295 Population

20% Since 2002

^$47,085 Median Income

35.47 Median Age

37% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1537050 Elementary School

1537875 Middle School

Belvidere North High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/16/2026	$599,500	-4.39%	Price Down
9/3/2026	$627,000	-7.11%	Price Down
7/29/2026	$675,000		Listed Price

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11538 Cross Creek Estates Lane, Belvidere, IL, 61008 is a Single Family Home for sale at $599,500 with 4,400 sqft and a lot size of 1.9. 11538 Cross Creek Estates Lane has 4 bedrooms, 3.1 baths, and was built in 2004. The property's zip code is 61008 which is in Belvidere, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Data is updated as of 9/18/2026.

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11538 Cross Creek Estates Lane

Single Family Home for sale in Belvidere, IL

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