1081 NE 130TH TERRACE Silver Springs, FL $ 499,990
1081 NE 130TH TERRACE
$ 499,990
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1081 NE 130TH TERRACE

Silver Springs, FL, 34488
$ 499,990
Bedrooms3 Baths2.0 Sq 2,491

Monthly Estimate*

$ 3,157

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Single Family Home for sale in Silver Springs, FL

for $499,990 with 3 bedrooms and 2 full baths. This 2,491 square foot home was built in 2004 on a lot size of 0.59.

Escape to your own private oasis in this stunning waterfront property. With breathtaking 180-degree views of the lake, a private deck, and plenty of outdoor space, you’ll feel like you’re on vacation every day. Nestled on .59 acres with an impressive 252 feet of pristine lake frontage, this exceptional waterfront home offers the perfect blend of privacy, comfort, and everyday serenity within a private, gated community. The open floor plan invites natural light to pour in while keeping the lake as the centerpiece from the living area, primary suite, and 3rd bedroom. New LVP flooring and an updated guest bathroom create a fresh, inviting feel throughout. Step outside onto the low-heat composite deck and let the worries of the day melt away. Sip your morning coffee and watch the sunrise as the lake comes to life with Whistling Ducks and their babies, or simply relax and enjoy the gentle breeze and mesmerizing water views. With 252 feet of shoreline, there's plenty of room to embrace the waterfront lifestyle you've always imagined. Community amenities include a park with a playground and pavilion, fishing dock, and kayak and canoe storage. Major updates include a new roof (2019), HVAC (2023), water heater (2025), whole-house water filtration system, hurricane shutters, and a Generac whole-house generator, providing comfort and peace of mind in every season. This is more than just a lakefront home, it's a place where lifelong memories are made, weekends feel like vacations, and every day ends with a front-row seat to one of nature's most beautiful views. Welcome home to Lake Waldena. Call today to schedule your private tour!

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Single Family Active

Price

$ 499,990

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,972

Style

Florida

Lot Size

0.59

Year Built

2004

Town/City

Silver Springs

County/Region

Marion

MLS | Web ID

W7887977

Features
General
Sewer Private Sewer
Heating Central Electric Heat Pump
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Phone Available Propane Sewer Connected Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Dryer Electric Water Heater Microwave Range Refrigerator Washer Water Filtration System
Zoning R2
HOA Fee 160
Garage Spaces 2
Association Fee Includes Escrow Reserves Fund Private Road Recreational Facilities
Patio/Porch Features Deck Rear Porch
Architectural Style Florida
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2004
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Waterfront Lake Front
Community Features Community Boat Ramp Dock Fishing Lake Waterfront Community Mailbox Deed Restrictions Gated Community - No Guard Park Playground
Additional Parcels Description Combined
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name TRAIL EAST
Facing Direction West
Garage Y/N true
Other Structures Shed(s) Storage
Total Rooms 8
Full Baths 2
Status Active
Directions From Baseline Rd (SR-35) in Silver Springs head east on E. Silver Springs Blvd (FL-40) for 7.6 miles. Turn right into the Lakeview Woods community. After passing through the gate continue on NE 130th Ter for 0.4 miles; the property will be on the left.
High School Lake Weir High School
City SILVER SPRINGS
Body of Water LAKE WALDENA
Association Name Wayne Royce CAM
Senior Community Y/N false
MLS Area 34488 - Silver Springs
Lot Size Units Square Feet
Lot Size Square Feet 25700
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School East Marion Elementary School
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 5972
Home Warranty Y/N false
Middle/Junior High School Ft McCoy Middle
Additional Parcels Y/N true
Lease Considered Y/N true
Virtual Tour https://visithome.ai/oZAqzWcpjro6KknS7bbfJx?mu=ft https://iframe.videodelivery.net/1f3225f82e071475307f67aec0dfecea
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 20 21
Legal Description SEC 08 TWP 15 RGE 24 PLAT BOOK Z PAGE 037 TRAILS EAST BLK A LOTS 20.21
Water View Lake
Water Access Type Lake
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 160
Additional Rooms Family Room
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
DockY/N false
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Eating Space In Kitchen Open Floorplan Primary Bedroom Main Floor Split Bedroom Walk-In Closet(s) Window Treatments
Basement Exterior Entry Partial Unfinished
Flooring Carpet Ceramic Tile Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Hurricane Shutters Irrigation System Private Mailbox Rain Gutters Sliding Doors Storage
Vegetation Trees/Landscaped
Fencing Fenced Other
Parking Features Driveway Garage Door Opener
Lot Features Landscaped Oversized Lot
Water Source Private Well
Lot Size Area 25700
Foundation Details Block Slab
Building Area Total 3004
Lot Size Acres 0.59
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
Number of Lots 2
Road Responsibility Private Maintained Road
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* Excluded Features
List By
haroldhutchinsonjr@gmail.com

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Affordability Calculator

$3,655
Per Month
86%
14%
0%
Monthly Principal & Interest
$3,157
Monthly Property Taxes
$498
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Weir High School High School High School
Pricing History
DatePricePrice ChangeDescription
7/29/2026$499,990 Listed Price

Map


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1081 NE 130TH TERRACE, Silver Springs, FL, 34488 is a Single Family Home for sale at $499,990 with 2,491 sqft and a lot size of 0.59. 1081 NE 130TH TERRACE has 3 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 34488 which is in Silver Springs, FL