3242 CARDIFF ST Punta Gorda, FL $ 289,900
3242 CARDIFF ST
$ 289,900
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3242 CARDIFF ST

Punta Gorda, FL, 33983
$ 289,900
Bedrooms3 Baths2.0 Sq 1,490

Monthly Estimate*

$ 1,830

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Single Family Home for sale in Punta Gorda, FL

for $289,900 with 3 bedrooms and 2 full baths. This 1,490 square foot home was built in 1983 on a lot size of 0.23.

Welcome home to Harbor Heights! This charming 3-bedroom, 2-bathhome offers the space, updates, and outdoor living you’ve been looking for—plus plenty of room to make it your own. With a 2021 roof, city water, and a newer septic system installed in 2013, some of the big-ticket items are already taken care of. Step inside to a bright, open-concept living space designed for everyday living and easy entertaining. The updated kitchen features beautiful wood cabinetry, granite countertops, and stainless steel appliances, with the kitchen opening directly to the dining and living areas so everyone stays connected. The appliances are approximately 4 years old. French doors open to the screened-in lanai, extending your living space outdoors and creating the perfect spot for morning coffee, an evening glass of wine, or simply enjoying Florida’s year-round lifestyle. And the backyard is where this home really shines! The large, fully fenced yard offers plenty of room for kids, pets, play, gardening, or backyard gatherings. A 12' x 25' concrete patio is ready for grilling and entertaining, while the impressive 24' x 12' electrically wired shed provides a fantastic bonus space for storage, a workshop, hobbies, projects, or even a dedicated workspace. The spacious primary suite features a walk-in closet and private bath with generous counter space. An interior laundry room with utility sink adds everyday convenience, with the flexibility to relocate the laundry to the garage if desired. Additional updates include exterior paint approximately 4 years ago and overhead plumbing approximately 1 year old. Ideally located near Deep Creek Elementary School and I-75, this home offers easy access to everyday conveniences and commuting routes while giving you the space to truly enjoy life at home. Whether you’re looking for room to grow, a fantastic fenced yard for the kids and pets, space to entertain, or a home with a workshop/storage area, this Harbor Heights gem deserves a look!

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Single Family Active

Price

$ 289,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,539

Style

Contemporary Patio Traditional

Lot Size

0.23

Year Built

1983

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

A4701474

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected
Roof Shingle
Appliances Dishwasher Dryer Electric Water Heater Microwave Range Refrigerator
Zoning RSF3.5
Garage Spaces 2
Architectural Style Contemporary Patio Traditional
Construction Materials Block
Year Built 1983
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HRBR HEIGHTS
Facing Direction West
Garage Y/N true
Other Structures Shed(s)
Total Rooms 5
Full Baths 2
Status Active
Directions Heading South on 41 take a Left on Harborview. Take Harborview until it turns into Sunnybrook then take a right on Cardiff. The house will be on the left.
City PUNTA GORDA
Senior Community Y/N false
MLS Area 33983 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 10
Carport Y/N false
Listing Terms Cash Conventional FHA Other
Elementary School East Elementary
Land Lease Y/N false
Tax Annual Amount 3539
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/A4701474
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 16
Legal Description HBH 004 0101 0016 HRBR HTS SEC4 PART 1 BLK101 LTS 16 & 17 348/963 627/1338 DC657
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Inside Utility
Water View Y/N false
Flood Zone Code AE
In Law Suite YN false
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings Living Room/Dining Room Combo Open Floorplan Other Tray Ceiling(s) Walk-In Closet(s)
Flooring Laminate
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Private Yard Storage
Vegetation Mature Landscaping
Fencing Wood
Lot Features Cleared Oversized Lot
Water Source Public
Lot Size Area 10
Foundation Details Slab
Building Area Total 1650
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Private Road
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* Excluded Features
List By
kim@realtyteam.com

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Affordability Calculator

$2,125
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,830
Monthly Property Taxes
$295
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/9/2026$289,900 -1.70% Price Down
7/29/2026$294,900 Listed Price

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3242 CARDIFF ST, Punta Gorda, FL, 33983 is a Single Family Home for sale at $289,900 with 1,490 sqft and a lot size of 0.23. 3242 CARDIFF ST has 3 bedrooms, 2.0 baths, and was built in 1983. The property's zip code is 33983 which is in Punta Gorda, FL