203 N 4th Avenue St. Charles, IL $ 779,000
203 N 4th Avenue
$ 779,000
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203 N 4th Avenue

St. Charles, IL, 60174
$ 779,000
Bedrooms4 Baths4.0 Sq 2,678

Monthly Estimate*

$ 4,919

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Townhouse for sale in St. Charles, IL for $779,000 with 4 bedrooms and 4 full baths. This 2,678 square foot townhouse was built in 2004.

Set on a professionally landscaped corner in the coveted St. Charles Historic District, 203 N 4th Ave places in-town St. Charles living just steps from the Friday farmers market, downtown restaurants and social scene, the Riverwalk, Pottawatomie Park and Golf Course, the library, shops, and the Fox River. Designed to live and present like a detached single-family home, this beautifully remodeled residence pairs 2,678 SF above grade with an additional 1,063 SF of finished lower-level space, private-feeling outdoor areas, a fenced yard, and an oversized, deep attached 2-car garage. Inside, a vaulted foyer with stained-glass detail, rich woodwork, iron balusters, plantation shutters, crown molding, and warm, timeless finishes sets the tone for a home remodeled by the current owners with exceptional attention to quality. The main level is open while thoughtfully defined, connecting a generous living room anchored by a stone fireplace, a separate dining area, and a well-appointed kitchen with abundant custom cabinetry, granite countertops, stainless-steel appliances, a Viking gas range, pantry closet, and breakfast bar. A main-floor office, currently used as a study and also suitable as a fourth bedroom, sits near an adjacent full bath, creating valuable flexibility for guests, work-from-home, or main-level living needs. Seamlessly adjacent to the living room, patio doors with exquisite stained-glass transom detail open to a spacious Trex deck designed for dining, grilling, entertaining, and relaxing, surrounded by mature professional landscaping, outdoor lighting, fenced green space, and remarkable privacy for an in-town setting. Upstairs, the primary suite is a true retreat with vaulted ceilings, plantation shutters, a generous custom-organized walk-in closet, and a spa-like bath, dual vanities, hydrotherapy soaking tub, separate full-body shower, and private water closet. Two additional bedrooms share a Jack-and-Jill bath, while second-floor laundry with ample cabinetry and a utility sink keeps the upper level practical and polished. The finished lower level extends the home's livability with a large recreation/media area, fireplace, billiards/game space, full bath, bonus room, extensive storage with shelving systems, and a built-in wet bar with live-edge bar top, bar refrigerator, and open shelving. With four bedrooms, four full baths, two fireplaces, and generous closets throughout, this is a standout opportunity for buyers who want the charm and convenience of downtown St. Charles without giving up space, storage, privacy, or finish quality.

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Townhouse Active

Price

$ 779,000

Bedrooms

4

Full Bath

4

Property Type

Townhouse

Taxes

$ 12,358

Style

1/2 Duplex,Townhouse-2 Story

Year Built

2004

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12718623

Features
General
Living Area 2678
Sewer Public Sewer
Heating Natural Gas Radiant Floor
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Double Oven Range Microwave Dishwasher Refrigerator Bar Fridge Washer Dryer Disposal Stainless Steel Appliance(s) Oven Water Purifier Water Softener Water Softener Owned Front Controls on Range/Cookt
HOA Fee 3540
Garage Spaces 2.5
Association Fee Includes Insurance Exterior Maintenance
Construction Materials Brick Cedar Stone
Pets Allowed Cats OK Dogs OK
Year Built 2004
Electric Circuit Breakers 200+ Amp Service
Township St. Charles
Tax Year 2025
Ownership Condo
Assoc Fee Paid Per Annually
County Kane
New Construction N
Property Type Residential Attached Single
Total Rooms 9
Full Baths 4
Status New
Directions From Rt 64 (Main St) and Rt 25 (5th Ave) head west on Rt 64 turn right (north) on 4th Ave
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Munhall Elementary School
Tax Annual Amount 12358
Middle/Junior High School Wredling Middle School
Additional Parcels Y/N N
Virtual Tour https://my.matterport.com/show/?m=WHDPkLaCJXA&mls=1
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
Sub Type 1/2 Duplex Townhouse-2 Story
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Interior
Interior Amenities Vaulted Ceiling(s) Wet Bar 1st Floor Bedroom Storage Built-in Features Walk-In Closet(s) High Ceilings Open Floorplan Granite Counters Pantry
Basement Finished Egress Window 8 ft + pour Rec/Family Area Storage Space Full
Flooring Hardwood Laminate
Total Fireplaces 2
Fireplace Features Gas Log
Total Stories 2
Half Baths 0
Laundry Features Upper Level In Unit Sink
Total Bedrooms 4
Below Grade Finished Area 1063
Room Type Bonus Room Deck Foyer Storage Walk In Closet
Total Baths 4
Bedrooms Possible 4
Bathroom Whirlpool Separate Shower Double Sink Full Body Spray Shower Soaking Tub
Total Number of Units 2
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Exterior
Exterior Amenities Lighting
Parking Features Concrete Garage Door Opener Garage EV Ready Yes Garage Owned Attached Owned
Lot Features Corner Lot Landscaped Mature Trees
Water Source Public
Total Parking 4.5
Foundation Details Concrete Perimeter
Lot Dimensions Per Survey
Waterfront Y/N N
Other Equipment Water-Softener Owned TV-Cable Ceiling Fan(s) Sump Pump Backup Sump Pump; Water Heater-Gas
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* Excluded Features
List By
Compass

Broker

ryan@ryansjostrom.com

Email

Affordability Calculator

$5,949
Per Month
83%
17%
0%
Monthly Principal & Interest
$4,919
Monthly Property Taxes
$1,030
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1539893 Elementary School
564580 Middle School
St Charles East High School High School
Pricing History
DatePricePrice ChangeDescription
7/29/2026$779,000 Listed Price

Map


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203 N 4th Avenue, St. Charles, IL, 60174 is a Townhouse for sale at $779,000 with 2,678 sqft. 203 N 4th Avenue has 4 bedrooms, 4.0 baths, and was built in 2004. The property's zip code is 60174 which is in St. Charles, IL