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221 Chatto Loop Murphy, NC $ 285,000
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221 Chatto Loop
$ 285,000
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221 Chatto Loop

Murphy, NC, 28906
$ 285,000
Bedrooms2 Baths2.0 Sq 988

Monthly Estimate*

$ 1,800

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Single Family Home for sale in Murphy, NC

for $285,000 with 2 bedrooms and 2 full baths. This 988 square foot home was built in 1994 on a lot size of 0.74.

Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.

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Single Family Active

Price

$ 285,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 736

Style

Single Family Residence

Lot Size

0.74

Year Built

1994

Town/City

Murphy

County/Region

Cherokee

MLS | Web ID

100592236
Features
General
Living Area 988.0
Heating Heat Pump Electric
Cooling Attic Fan Whole House Fan Heat Pump
Utilities Fiber Optic
Possession Close Of Escrow At Closing
Roof Composition
Appliances Gas Oven Built-In Microwave Washer Refrigerator Dryer Dishwasher Gas Range
Zoning N/A
HOA Fee 350.0
Patio/Porch Features Covered Deck Porch
Pool Features None
Construction Materials Cedar Block Wood Siding
Year Built 1994
View See Remarks
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Taxes 736.91
Parcel Number 453100611635000
Waterfront Features None
Assoc Fee Paid Per Annually
County Cherokee
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) N
Association Amenities Maintenance Common Areas Maintenance Roads Short Term Rental
HOA Y
Attached Garage N
Subdivision Name Indian Rock Springs
Garage Y/N N
Total Rooms 4
Full Baths 2
Status Active
Directions From Murphy take HWY 64 W to right on Tilson Road. Right into Indian Rock Springs development. Right onto the first Chatto Loop Road and the home will be on the left. There is a circular drive at
High School Hiwassee Dam
City Murphy
Association Name Indian Rock Springs HOA
Lot Size Units Acres
Lot Size Square Feet 32234.0
Carport Spaces 0.0
Carport Y/N N
Green Building Verification Type None
Elementary School Ranger
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Hiwassee Dam
Lease Considered Y/N N
Structure Type Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 93130
Legal Description 1785/852 Lot 8B Sec 3
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Interior
Interior Amenities Walk-in Closet(s) Solid Surface Ceiling Fan(s) Furnished Blinds/Shades Walk-In Closet(s) Whole House Fan
Basement Exterior Entry Partial Unfinished
Flooring LVT/LVP Laminate Ceramic Tile
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylight(s)
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 2
Attic Features See Remarks
Entry Level 1
Room Type Living Room Dining Area Dining Room Laundry Master Bedroom Bedroom 2
Total Baths 2
Living Area Range 800 - 999
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Exterior
Exterior Finish Wood Siding Cedar
Fencing Wire Partial
Parking Features Circular Driveway Gravel Asphalt No Garage
Lot Features Wooded Rolling Slope
Water Source Shared Well
Total Parking 0.0
Lot Size Area 0.74
Foundation Details Block
Spa N
Building Area Total 988.0
Lot Dimensions IRR
Lot Size Acres 0.74
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Gravel
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 221
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* Excluded Features
List By
Shelly Rewis

Listing Agent

Re/Max Elite Realty

Broker

shellyrewis@gmail.com

Email

Affordability Calculator

$1,861
Per Month
97%
3%
0%
Monthly Principal & Interest
$1,800
Monthly Property Taxes
$61
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5485227 Elementary School
5485068 Middle School
Hiwassee Dam High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/29/2026$285,000 Listed Price

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221 Chatto Loop, Murphy, NC, 28906 is a Single Family Home for sale at $285,000 with 988 sqft and a lot size of 0.74. 221 Chatto Loop has 2 bedrooms, 2.0 baths, and was built in 1994. The property's zip code is 28906 which is in Murphy, NC

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