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1315 1St Avenue W Spencer, IA $ 234,900
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1315 1St Avenue W
$ 234,900
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1315 1St Avenue W

Spencer, IA, 51301
$ 234,900
Bedrooms3 Baths2.0 Sq 1,622

Monthly Estimate*

$ 1,483

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Single Family Home for sale in Spencer, IA

for $234,900 with 3 bedrooms and 2 full baths. This 1,622 square foot home was built in 1948 on a lot size of 0.22.

Welcome home to this charming 1½-story Cape Cod offering 3 bedrooms and 2 bathrooms with plenty of space to enjoy inside and out! The open-concept living and dining area creates a warm, inviting atmosphere that’s perfect for everyday living or entertaining. The main floor features a spacious bedroom and a convenient ¾ bathroom. Upstairs, you’ll find two additional Large bedrooms and an updated full bathroom. The finished lower level offers a cozy family room, laundry area, and ample storage space. Step outside to enjoy the large, fully fenced backyard, ideal for kids, pets, gardening, or relaxing evenings. The 2 car attached garage is perfect for al your toys. This home is full of character and ready for its next owner!

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Single Family Active

Price

$ 234,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,880

Style

1.5 STORY

Lot Size

0.22

Year Built

1948

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260880
Features
Interior
Interior Features Garage Door Opener Hardwood Floors
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description Main Floor 3/4 Bath Upper Level Bath
1/4 Baths 0
Basement Features Finished-Partial
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Concrete Block
Heating Boiler
Cooling Central
Roof Asphalt
Appliances Dishwasher Disposal Dryer Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style 1.5 STORY
Stories Count 1.5
Class RESIDENTIAL
Assessments Unknown
Levels One and One Half
Type Single Family Residence
Terms Cash Conventional FHA
Yearly Taxes 2880
Property Condition Updated/Remodeled
Tax Year 2024
Fuel Electric
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 9750
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1948
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 2290
DOM 1
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 144.82
Public Remarks Welcome home to this charming 1½-story Cape Cod offering 3 bedrooms and 2 bathrooms with plenty of space to enjoy inside and out! The open-concept living and dining area creates a warm inviting atmo
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Exterior
Exterior Features Deck
Waterfront 0
Garage Type Attached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kari Stave

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 363-2691

Phone

klstave@gmail.com

Email

Affordability Calculator

$1,723
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,483
Monthly Property Taxes
$240
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/28/2026$234,900 Listed Price

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1315 1St Avenue W, Spencer, IA, 51301 is a Single Family Home for sale at $234,900 with 1,622 sqft and a lot size of 0.22. 1315 1St Avenue W has 3 bedrooms, 2.0 baths, and was built in 1948. The property's zip code is 51301 which is in Spencer, IA

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