Recently Listed Open House 7/31 4pm - 6pm
3850 Rio Road 78
Carmel, CA, 93923 $ 1,150,000
Bedrooms3 Baths2.1 Sq 1,580 Monthly Estimate*
$ 7,261
Listed by Coldwell Banker Realty
for $1,150,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,580 square foot townhouse was built in 1976.
Beautifully maintained corner-unit townhome in a sought-after Carmel community, offering 3 bedrooms, 2.5 baths, 1,580 square feet of living space, and a 2-car garage. This home is truly turnkey, with every update thoughtfully considered. Think soft-close shaker kitchen cabinets, custom California Closet systems in every bedroom, wood floors on main level, and newer Pella windows and sliders (2021) with great energy efficiency and sound insulation. 2026 improvements include fresh interior paint throughout, new carpeting on second level, refreshed bathrooms, all new interior doors, and a new water heater. Multiple spaces make this home ideal for enjoying and entertaining. These include a formal dining room and a living room that flows into the enclosed deck for additional gathering space. Barn and pocket doors give the dining room the flexibility to transform into a home office, game room, or creative studio. With views of the greenbelt, the upstairs balcony is a peaceful retreat. The community offers a pool, spa, sauna, and tennis courts, with easy access to Crossroads Carmel Shopping Center, Carmel-by-the-Sea, Big Sur, and all the Monterey Peninsula has to offer. Whether laying down roots or seeking a lock-and-leave second home, this exquisitely maintained home fits the bill.
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Open House
7/31/2026 4:00 PM - 6:00 PM
8/1/2026 10:30 AM - 12:30 PM
8/2/2026 1:00 PM - 3:00 PM
3850 Rio Road 78 Carmel, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 1580
Sewer Public Sewer
Cooling None
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Refrigerator Dryer Washer
Zoning R-1
HOA Fee 710
Garage Spaces 2
Pool Features Community Fenced Association
Year Built 1976
View Park/Greenbelt Mountain(s)
Unit Number 78
Property Subtype Townhouse
Community Features Pool
Building Name Arroyo Carmel
Assoc Fee Paid Per Monthly
County Monterey
New Construction false
Property Type Residential
Association Amenities Pool Spa/Hot Tub Tennis Court(s) Trash
HOA true
Attached Garage false
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Cross Street: Via Nona Marie
City Carmel
Disclosures Flood Insurance Required
Association Name Arroyo Carmel Homeowners Association
High School District Carmel Unified
MLS Area 699 - Not Defined
Spa Features Community
Property Attached Y/N false
Standard Status Active
Occupancy Type Vacant
Year Built Source Assessor
Property Sub Type Additional Townhouse
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InteriorInterior Amenities Walk-In Closet(s)
Flooring Carpet Wood
Fireplace Features Gas Starter Living Room
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 3
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ExteriorParking Features Off Street Unassigned
Water Source Public
Total Parking 2
Spa true
Private Pool false
Lot Size Source Other
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* Excluded FeaturesList ByColdwell Banker RealtyBroker
nancy.nino@cbrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,261
- Monthly Property Taxes
- --
- Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Carmel, CA
Average List Price $1,583,500
Percent of Sale Price 38%
About Carmel, CA 12,685 Population
1% Since 2002
$ 101,353 Median Income
59.8 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/28/2026 | $1,150,000 | | Listed Price |