2028 Richmond Rd Troy, VA $ 439,000
2028 Richmond Rd
$ 439,000
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2028 Richmond Rd

Troy, VA, 22974
$ 439,000
Bedrooms2 Baths1.0 Sq 1,536

Monthly Estimate*

$ 2,772

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Single Family Home for sale in Troy, VA

for $439,000 with 2 bedrooms and 1 full bath. This 1,536 square foot home was built in 1940 on a lot size of 10.27.

HILL COTTAGE ? Step into the warmth & character of a historic log cabin that was expanded into a comfortable year-round home situated on 10.27+/- acres. Blending rustic character with modern conveniences, the cottage features a welcoming log living room with fireplace, a fully equipped kitchen that opens to a cozy family room with exposed brick, an adjoining dining room, a first-floor bedroom, full bathroom, & a spacious upstairs bedroom. Recent upgrades include a tankless hot water heater & new dishwasher. The property offers a desirable mix of open fields & woods, providing endless opportunities for gardening, recreation, horses or simply enjoying the peaceful country setting. With potential for an additional lot under Fluvanna County's Family Subdivision regulations (subject to County approval), the property also offers future value & flexibility. A unique opportunity to purchase a property which has been lovingly owned by the same family for several generations. Ideally located with convenient access to Charlottesville & the University of Virginia to the west & Richmond to the east. Hill Cottage is perfectly suited as a full-time residence, a relaxing weekend getaway, or an exceptional investment opportunity.,Wood Cabinets,Fireplace in Bedroom,Fireplace in Living Room

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Single Family Active

Price

$ 439,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,334

Style

Cottage

Lot Size

10.27

Year Built

1940

Town/City

Troy

County/Region

Fluvanna

MLS | Web ID

680008

Features
General
Living Area 1536
Sewer Septic Exists
Heating Baseboard
Cooling Window Unit(s)
Utilities Electric Available
Possession Settlement
Roof Metal
Appliances Dryer Washer/Dryer Hookups Only Washer Water Heater - Tankless
Zoning A-1
Architectural Style Cottage
Construction Materials Wood Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1940
View Pasture Garden/Lawn
Levels 1.5
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 0.00
County FLUVANNA
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N N
Green Sustainability Conserving Materials/Methods
Green Water Conservation Low-Flow Fixtures
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions FROM Charlottesville follow 250 East (Richmond Rd) Property is on right just after Beaver Dam Baptist Church & before the Artful Lodger. FROM Zion Cross Rds take 250 West (Richmond Rd) left just afte
City TROY
Disclosures Prop Disclosure
HOA Fee 2 Frequency Unknown
Tax Annual Amount 1334.84
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 285.81
Construction Completed Y/N N
Historic Y/N N
Vacation Rental Y/N N
Building Area Units Square Feet
Standard Status Active
Year Built Source Estimated
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Interior
Interior Amenities Entry Level Bedroom
Flooring Vinyl Wood
Total Fireplaces 2
Hot Water Tankless
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1536
Half Baths 0
Central Air Y/N N
Total Bedrooms 2
Below Grade Finished Area 0
Room Type Living Room Dining Room Kitchen Family Room Full Bath Additional Bedroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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Exterior
Exterior Amenities Other
Lot Features Level Private Sloping Partly Wooded
Water Source Well
Foundation Details Stone Crawl Space
Water View Y/N N
Building Area Total 1536.00
Lot Size Acres 10.27
Water Oriented Y/N N
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Internal Only
Street Number 1 2028
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* Excluded Features
List By
Mclean Faulconer Inc., Realtor

Broker

CDammann@aol.com

Email

Affordability Calculator

$2,883
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,772
Monthly Property Taxes
$111
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
7/27/2026$439,000 Listed Price

Map


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2028 Richmond Rd, Troy, VA, 22974 is a Single Family Home for sale at $439,000 with 1,536 sqft and a lot size of 10.27. 2028 Richmond Rd has 2 bedrooms, 1.0 baths, and was built in 1940. The property's zip code is 22974 which is in Troy, VA