1805 W 4th Street Spencer, IA $ 410,000
1805 W 4th Street
$ 410,000
Recently Listed
Share Save

1805 W 4th Street

Spencer, IA, 51301
$ 410,000
Bedrooms2 Baths2.1 Sq 1,807

Monthly Estimate*

$ 2,589

1805 W 4th Street, Spencer, IA 51301 - Image 1
1805 W 4th Street, Spencer, IA 51301 - Image 2
1805 W 4th Street, Spencer, IA 51301 - Image 3
1805 W 4th Street, Spencer, IA 51301 - Image 4
1805 W 4th Street, Spencer, IA 51301 - Image 5
1805 W 4th Street, Spencer, IA 51301 - Image 6
1805 W 4th Street, Spencer, IA 51301 - Image 7
1805 W 4th Street, Spencer, IA 51301 - Image 8
1805 W 4th Street, Spencer, IA 51301 - Image 9
1805 W 4th Street, Spencer, IA 51301 - Image 10
1805 W 4th Street, Spencer, IA 51301 - Image 11
1805 W 4th Street, Spencer, IA 51301 - Image 12
1805 W 4th Street, Spencer, IA 51301 - Image 13
1805 W 4th Street, Spencer, IA 51301 - Image 14
1805 W 4th Street, Spencer, IA 51301 - Image 15
1805 W 4th Street, Spencer, IA 51301 - Image 16
1805 W 4th Street, Spencer, IA 51301 - Image 17
1805 W 4th Street, Spencer, IA 51301 - Image 18
1805 W 4th Street, Spencer, IA 51301 - Image 19
1805 W 4th Street, Spencer, IA 51301 - Image 20
1805 W 4th Street, Spencer, IA 51301 - Image 21
1805 W 4th Street, Spencer, IA 51301 - Image 22
1805 W 4th Street, Spencer, IA 51301 - Image 23
1805 W 4th Street, Spencer, IA 51301 - Image 24
1805 W 4th Street, Spencer, IA 51301 - Image 25
1805 W 4th Street, Spencer, IA 51301 - Image 26
1805 W 4th Street, Spencer, IA 51301 - Image 27

Single Family Home for sale in Spencer, IA

for $410,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,807 square foot home was built in 1988 on a lot size of 2.36.

Country Comfort, City Convenience–Enjoy the best of both worlds. Located on Spencer's west edge near the Little Sioux River, this ranch home combines the convenience of town with the beauty of mature trees and 2.36 acres m/l to enjoy. Offering 1,807 sq. ft. of main floor living, the home features an open floor plan with two bedrooms and two and a half baths. The kitchen offers abundant cabinetry, generous counter space, an electric cooktop, wall oven, and a peninsula overlooking the dining and living areas. The spacious primary suite includes a walk-in closet and private full bath, while the main floor laundry is conveniently combined with a half bath. A brick, wood-burning fireplace creates a natural focal point in the living room. The full basement adds a large recreation room, a possible non-conforming bedroom, and additional space for storage or future finishing. Outside, you'll appreciate the oversized attached two-car garage, detached shed/shop, patio, and the versatility that comes with a property of this size. This well-maintained property offers the space, the setting, andt he location to fit a variety of lifestyles.

See more

Single Family Active

Price

$ 410,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,508

Style

Ranch

Lot Size

2.36

Year Built

1988

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260874

Features
Interior
Interior Features Garage Door Opener Main Floor Bedrooms Main Floor Laundry Walk-in Closet
Furnished Y/N No
Total Baths 3
Full Baths 1
Bath Description Full Master Main Floor 1/2 Bath Main Floor 3/4 Bath Private Master
1/4 Baths 0
Basement Features Finished-Partial
Basement Material Concrete Block
Basement Style Full
See more
General
Sewer Septic
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Cooktop Dishwasher Disposal Dryer Refrigerator Wall Oven Washer
Flood Zone Yes-500
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 4508
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 102802
Construction Materials Brick Wood Siding
Primary City Spencer
Year Built 1988
City Spencer
Disclosures Property Condition Disc
Total Sq Ft 2672
DOM 2
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 226.9
Public Remarks Country Comfort City Convenience–Enjoy the best of both worlds. Located on Spencer's west edge near the Little Sioux River this ranch home combines the convenience of town with the beauty of mature
See more
Exterior
Exterior Features Driveway-Asphalt In-Grnd Sprklr Sys Patio
Waterfront 0
Garage Type Attached
Lot Size Source Assessor
Water Source Public/City
See more
* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$2,964
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,589
Monthly Property Taxes
$376
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/27/2026$410,000 Listed Price

Map


See all

1805 W 4th Street, Spencer, IA, 51301 is a Single Family Home for sale at $410,000 with 1,807 sqft and a lot size of 2.36. 1805 W 4th Street has 2 bedrooms, 2.1 baths, and was built in 1988. The property's zip code is 51301 which is in Spencer, IA