3 Settlers Lane
Oswego, IL, 60543 $ 875,000
Bedrooms5 Baths3.1 Sq 2,400 Monthly Estimate*
$ 5,525
for $875,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,400 square foot home was built in 1993 on a lot size of 3.5.
Welcome to this exceptional custom-built two-story home situated on a beautiful 3.5-acre corner lot, offering the perfect combination of privacy, comfort, and space to enjoy both indoor and outdoor living. With approximately 2,400 square feet of above-grade living space plus a fully finished basement, this thoughtfully designed five-bedroom, three-and-a-half-bath residence provides flexibility for a variety of lifestyles. The inviting eat-in kitchen is the heart of the home and features a center island, breakfast nook, pantry, and a full complement of new appliances. Whether preparing everyday meals or entertaining guests, this space offers abundant storage, generous workspace, and an open, welcoming atmosphere. Just off the kitchen, the convenient laundry room includes a second pantry for even more storage, while a nearby half bath adds everyday functionality. A see-through fireplace creates a warm and inviting connection between the kitchen and the spacious family room, where soaring vaulted ceilings and a dramatic wall of eight west-facing windows fill the home with natural light and showcase beautiful backyard views. The adjoining dining room provides an elegant setting for holiday gatherings, family celebrations, and dinner parties. The main-level primary suite offers a peaceful retreat complete with a private en-suite bathroom. Upstairs, you'll find three generously sized bedrooms and a full bath, providing comfortable accommodations with separation from the main living areas. The fully finished basement expands the home's living space with an additional bedroom featuring an egress window, a full bathroom, a dedicated weight room, and flexible space that can be used for recreation, hobbies, media, or guests. Step outside to discover an outdoor setting designed for relaxation and entertainment. The spacious patio overlooks the beautifully maintained backyard and features a built-in swimming pool and an in-ground trampoline, creating the perfect space for enjoying warm summer days, hosting gatherings, or simply relaxing while taking in the peaceful surroundings. The expansive 3.5-acre corner lot offers room to roam, garden, play, or simply enjoy the privacy of country-style living. Adding even more value is the impressive 30-by-40-foot outbuilding complete with electricity, making it ideal for a workshop, hobby space, equipment storage, recreational vehicles, or countless other possibilities. This custom home combines quality craftsmanship, generous living spaces, abundant storage, and exceptional outdoor amenities in a setting that is both peaceful and practical. From the soaring ceilings and abundant natural light to the finished basement, backyard oasis, and versatile outbuilding, every detail has been thoughtfully designed to maximize comfort and functionality. This rare property offers the opportunity to enjoy spacious living on acreage while creating lasting memories for years to come. Schedule your private showing today and experience everything this remarkable property has to offer. Asking price $875,000.
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FeaturesGeneralLiving Area 2400
Sewer Septic Tank
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer Disposal
Garage Spaces 2
Association Fee Includes None
Construction Materials Cedar
Year Built 1993
Electric Circuit Breakers 200+ Amp Service
Township Oswego
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kendall
New Construction N
Property Type Residential Detached Single
Possible Use Horses
Other Structures Shed(s) Storage
Total Rooms 9
Full Baths 3
Status New
Directions Between Minkler and Grove on Reservation
City Oswego
High School District 308
MLS Area Oswego
Tax Annual Amount 12946
Standard Status Active
Middle/Junior School District 308
Elementary School District 308
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InteriorBasement Finished Full
Total Fireplaces 1
Fireplace Features Wood Burning Gas Log Gas Starter
Half Baths 1
Total Bedrooms 4
Room Type Bedroom 5 Breakfast Room
Total Baths 4
Bedrooms Possible 5
Bathroom Separate Shower Double Sink
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ExteriorParking Features Asphalt Garage Door Opener Garage Yes Garage Owned Attached
Water Source Well
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 3.5
Lot Size Acres 3.5
Waterfront Y/N N
Other Equipment Water-Softener Owned Ceiling Fan(s) Sump Pump
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* Excluded FeaturesList Byoffers@prellorealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,525
- Monthly Property Taxes
- $1,079
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oswego, IL
Average List Price $566,610
Percent of Sale Price 35%
About Oswego, IL 31,545 Population
130% Since 2002
$ 94,639 Median Income
36.59 Median Age
44% Households with Children
Trends Information provided by ATTOM Data Solutions.
566318 Elementary School
567529 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/27/2026 | $875,000 | | Listed Price |