105 Atlantic St

LIVE IN ONE. RENT THE OTHER. OWN THE WHOLE BUILDING. Rare opportunity to own an entire newly reimagined luxury two-family offering eight bedrooms, seven bathrooms, two-car parking, two private outdoor spaces, and NYC skyline views in one of Jersey City’s most exciting emerging neighborhoods. Designed for the buyer who wants more than just a beautiful home, this is an opportunity to live exceptionally well while owning an income-producing property with tremendous long-term upside. Developed by CJ Investment Group, with interiors curated by designer Kathy Samaan, both residences deliver the scale, privacy, and finish level of individual townhomes. Unit 1 is an expansive four-bedroom, two-and-a-half-bath triplex with a private backyard, while Unit 2 is a dramatic four-bedroom, three-and-a-half-bath duplex with a sprawling private roof deck and sweeping Manhattan skyline views. Inside, sun-filled open living spaces are elevated by glass stair railings, custom millwork, statement lighting, oversized kitchen islands, leathered granite countertops, matte-black KitchenAid appliances, brushed-brass fixtures, and designer selections from Bedrosians, TileBar, and Edward Martin. Outside, Hardie Plank and brick, 9600-series United windows with a transferable lifetime warranty, and two included parking spaces complete the package. And here is where this property gets really interesting. Traditional market rents for either residence are approximately $4,500–$5,000 per month, giving a buyer the flexibility to live in one and rent the other or hold the entire building as an investment. For an owner-occupant, the potential is even greater: short-term rental income from one residence may cover or even exceed the entire mortgage payment, creating the possibility to live in the other home essentially for free while building equity in the entire property. Financing makes the opportunity even more compelling. Jackie Koven at CrossCountry Mortgage offers financing options with as little as 3.5% down, programs with or without PMI, reduced interest rates, and Community Lending Program financing for qualified buyers—and depending on the program, you may not need to be a first-time homebuyer to qualify. Located on a quiet street in blossoming Bergen-Lafayette, just blocks from Liberty State Park and convenient to the Light Rail, PATH, ferries, Downtown Jersey City, restaurants, cafés, and parks, this is a chance to get into a rapidly evolving neighborhood with a property that delivers on every level: high design, serious space, private outdoor living, parking, skyline views, income potential, and ownership of the entire two-family. Live beautifully. Generate income. Own the whole building.