20 George Street
Saratoga Springs, NY, 12866 $ 995,000
Bedrooms4 Baths4.0 Sq 2,537 Monthly Estimate*
$ 6,283
for $995,000 with 4 bedrooms and 4 full baths. This 2,537 square foot home was built in 1903 on a lot size of 0.18.
A rare opportunity in the heart of Saratoga Springs for a downtown compound offering three distinct living spaces, exceptional outdoor entertaining, and unmatched flexibility. Tucked away on a quiet street just a short stroll to the world-renowned Saratoga Race Course, Broadway's award-winning restaurants, boutique shopping, entertainment, and year-round events, this beautifully updated property offers the perfect blend of location, charm, and versatility. The private backyard is a true oasis featuring gorgeous perennial gardens, a tranquil pond, multiple patios, and pergolas--ideal for relaxing or entertaining. Inside the main home, you'll find tasteful updates throughout, including brand-new flooring in two bedrooms and a beautifully updated Jack-and-Jill bath. The spacious second-floor primary suite offers multiple closets, including a walk-in, a private balcony overlooking the backyard, and an ensuite bath with double sinks and a soaking tub. The updated kitchen features stone countertops, a butcher block island, gas range, and abundant workspace. An attached year-round living space, thoughtfully converted from the original two-car garage, offers exceptional flexibility with its own private entrance, kitchenette, full bath with jetted tub, and cozy gas fireplace. Ideal as a fourth bedroom suite, in-law or guest quarters, home office, or private retreat, it can remain separate for added privacy or be opened to the main home. Prefer garage space? It could easily be converted back to a two-car garage if desired. Adding even more versatility, a separate three-season cottage with a kitchenette and full bath offers endless possibilities for guest accommodations, a home office, fitness studio, artist's retreat, hobby space, or other uses. This is a truly one-of-a-kind downtown Saratoga Springs property offering privacy, flexibility, and an incredible lifestyle just steps from everything this city has to offer!
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FeaturesInteriorInterior Amenities High Speed Internet Paddle Fan Walk-In Closet(s) Built-in Features Ceramic Tile Bath Eat-in Kitchen Kitchen Island
Basement Exterior Entry Interior Entry Partial
Flooring Other Bamboo Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Other Gas
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2537.0
Half Baths 0
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source See Remarks
Above Grade Finished Area Source CRS
Total Baths 4
Kitchen Island True
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GeneralSewer Public Sewer
Heating Forced Air Natural Gas
Cooling None
Possession At Closing
Roof Asphalt
Appliances Dishwasher Gas Oven Microwave Refrigerator
Garage Spaces 0.0
Patio/Porch Features Deck Patio
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1903
Electric 200+ Amp Service
Property Subtype Single Family Residence
County Saratoga
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Other Structures Guest House Pergola
Total Rooms 13
Full Baths 4
Status Active
Directions Union Ave towards downtown Saratoga Springs right onto Nelson Ave left onto George St house will be on your left.
High School Saratoga Springs
City Saratoga Springs
High School District Saratoga Springs
Lot Size Units Acres
Lot Size Square Feet 7840.8
Carport Y/N N
Elementary School Lake Avenue
Land Lease Y/N N
Tax Annual Amount 10580.91
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 13.000
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ExteriorExterior Amenities Drive-Paved Lighting
Fencing Back Yard
Parking Features Off Street Paved Driveway
Lot Features Level Garden Landscaped
Water Source Public
Total Parking 4.0
Lot Size Area 0.18
Foundation Details Stone
Spa N
Lot Size Acres 0.18
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByLynda MacdonaldListing Agent
Coldwell Banker Prime PropertiesBroker
Lynda.Macdonald@coldwellbankerprime.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,283
- Monthly Property Taxes
- $882
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saratoga Springs, NY
Average List Price $1,082,233
Percent of Sale Price 9%
About Saratoga Springs, NY 27,696 Population
6% Since 2002
$ 76,441 Median Income
40.65 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
3061921 Elementary School
853244 Middle School
Saratoga Springs High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/27/2026 | $995,000 | | Listed Price |