245 Union St Lodi, NJ $ 650,000
245 Union St
$ 650,000
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245 Union St

Lodi, NJ, 07644
$ 650,000
Bedrooms3 Baths2.0

Monthly Estimate*

$ 4,104

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Multi-Family Home for sale in Lodi, NJ

for $650,000 with 3 bedrooms and 2 full baths. This home was built in 1920 on a lot size of 0.08.

Rare mixed-use two-unit property in Lodi, grandfathered for professional/commercial use on the ground floor, making it ideal for an accountant, attorney, or similar office use. This versatile property sits on a Res/Com zoned lot and provides flexibility for both investors and owner-users. The first-floor unit flows naturally from a spacious room that was originally the living room into what was formerly the dining room, creating an open, welcoming reception area. Beyond that lies the kitchen, which connects to a side room that was once a bedroom, as well as an exceptionally large additional room perfect for private offices, conference space, or storage. The layout offers the charm of a converted residential home while functioning efficiently as a professional office space. The second floor features a comfortable one-bedroom apartment with laundry, offering steady rental income potential or space for an owner-occupant, adding to the property's income-producing appeal. Parking for 3 cars available. Note that per current grandfathered zoning, the commercial use of the first-floor unit is protected only as long as it remains in professional/commercial use; converting the property to strictly residential use would permanently forfeit the right to use it commercially again in the future.

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Multi-Family Active

Price

$ 650,000

Bedrooms

3

Full Bath

2

Property Type

Multi-Family

Taxes

$ 9,115

Style

Under/Over

Lot Size

0.08

Year Built

1920

Town/City

Lodi

County/Region

Bergen

MLS | Web ID

4043020

Features
General
Sewer Public Sewer
Heating 1 Unit
Cooling Wall A/C Unit(s) Window A/C(s)
Utilities Electric Gas In Street
Possession 0-30
Roof Asphalt Shingle
Garage Spaces 0
Architectural Style Under/Over
Year Built 1920
Township Lodi Boro
Tax Year 2025
Gross Income 9999
County Bergen
Net Operating Income 9999
Operating Expense 9999
Total Rooms 8
Full Baths 2
Status Active
Directions Near the corner of Leo Pl
Open Parking Spaces 3
Number Of Units Total 2
Tax Annual Amount 9115
Drive Driveway-Exclusive
Standard Status Active
Tax Assessed Value 257500
Town # 1131
Tax Lot 3
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Interior
Basement Unfinished
Unit 1 Baths Total 1.0
Unit 1 Beds Total 2
Unit 2 Baths Total 1.0
Unit 2 Beds Total 1
Fuel Type Gas-Natural
Half Baths 0
Total Bedrooms 3
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Exterior
Water Source Public Water
Exterior Description Aluminum Siding
Lot Dimensions 33X98
Lot Size Acres 0.08
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* Excluded Features
List By
GABRIEL GARCES

Listing Agent

Americasa Realty Llc

Broker

gabe@americasa.realty

Email

Affordability Calculator

$4,864
Per Month
84%
16%
0%
Monthly Principal & Interest
$4,104
Monthly Property Taxes
$760
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
291163 Elementary School
291353 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/27/2026$650,000 Listed Price

Map


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245 Union St, Lodi, NJ, 07644 is a Multi-Family Home for sale at $650,000 with a lot size of 0.08. 245 Union St has 3 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 07644 which is in Lodi, NJ