16317 EMERALD COVE Lutz, FL $ 1,825,000
16317 EMERALD COVE
$ 1,825,000
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16317 EMERALD COVE

Lutz, FL, 33549
$ 1,825,000
Bedrooms4 Baths4.1 Sq 5,600

Monthly Estimate*

$ 11,523

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Single Family Home for sale in Lutz, FL

for $1,825,000 with 4 bedrooms and 4 full baths, 1 half bath. This 5,600 square foot home was built in 2004 on a lot size of 2.7.

Welcome to one of Emerald Cove’s most exceptional waterfront estates. Tucked away on a quiet cul-de-sac in the intimate community of Emerald Cove, this custom-built waterfront estate is nestled beneath a breathtaking canopy of majestic grandfather oaks on approximately 2.7 private acres. Thoughtfully designed and expanded over the years, this remarkable home offers approximately 5,600 square feet of living space showcasing Old World design, timeless craftsmanship, and breathtaking natural surroundings that create an extraordinary place to call home. Built in 2004, this exceptional 4-bedroom, 4.5-bath residence was created for both entertaining and comfortable everyday living. The spacious first-floor primary suite serves as a private retreat featuring a marble bath with marble flooring and countertops. Upstairs, two bedrooms share a Jack-and-Jill bath, while a fourth bedroom enjoys its own private ensuite. An expansive game room or in-law suite with an open balcony overlooking the property offers the perfect space for guests, extended family, or recreation. Rich architectural details, warm cherry wood flooring, a beautiful fireplace, custom millwork, and expansive windows fill the home with natural light while framing peaceful waterfront views. The relaxed living room with soaring 20-foot ceilings creates an impressive yet welcoming gathering space. The thoughtfully designed floor plan also features a spacious family room, private office, oversized laundry room, and a dining room highlighted by a custom-built china cabinet. The chef’s kitchen is beautifully appointed with granite countertops, abundant cabinetry, and custom snack drawers while opening seamlessly to the main living areas. Just beyond, the custom wet bar featuring a wine refrigerator and beer tap creates the perfect setting for entertaining family and friends. Step outside to an expansive screened lanai where the heated pool and spa overlook tranquil waterfront views and beautifully landscaped grounds enhanced by an irrigation system and mosquito misting system. Towering oaks provide shade and beauty throughout the property, creating a truly park-like setting. Enjoy peaceful mornings overlooking the water, spend the afternoon fishing from your backyard, or explore the shoreline by paddleboat or jon boat while taking in the abundant wildlife and natural beauty that surrounds you. The oversized three-car garage is complemented by a 14’ x 14’ climate-controlled storage room, providing endless possibilities for a workshop, fitness room, hobby space, or additional storage. Recent improvements provide exceptional peace of mind, including a new roof, new electrical system and panels (2022), new septic system and drain field (2015), a hot water heater approximately five years old, and four HVAC systems, ensuring year-round comfort throughout this expansive home. Offering a rare combination of waterfront, estate-sized acreage, majestic oak trees, privacy, and timeless Old World architecture, this extraordinary property is unlike anything else in Lutz. Emerald Cove is a hidden gem where homes are rarely available, offering a peaceful setting while remaining just minutes from schools, shopping, dining, and major commuter routes. This is more than a home—it’s a private waterfront estate where timeless Old World architecture meets the natural beauty of Old Florida.

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Single Family Active

Price

$ 1,825,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 16,642

Style

Single Family Residence

Lot Size

2.7

Year Built

2004

Town/City

Lutz

County/Region

Hillsborough

MLS | Web ID

TB8532354

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Public
Roof Metal Shingle
Appliances Built-In Oven Dishwasher Dryer Electric Water Heater Ice Maker Microwave Refrigerator Touchless Faucet Washer Wine Refrigerator
Zoning ASC-1
HOA Fee 600
Garage Spaces 3
Patio/Porch Features Covered Porch Screened
Pool Features Heated In Ground Lighting Screen Enclosure
Construction Materials Cement Siding Wood Frame
Pets Allowed Yes
Year Built 2004
View Pool Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Hillsborough
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name EMERALD COVE LOT 2 AND 3
Facing Direction South
Garage Y/N true
Total Rooms 8
Full Baths 4
Status Active
Directions North on Nebraska from Bears to right on Hanne road to street.
High School Freedom-HB
City LUTZ
Association Name Emerald Cove
Senior Community Y/N false
MLS Area 33549 - Lutz
Lot Size Units Acres
Lot Size Square Feet 117612
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features Heated In Ground
Elementary School Maniscalco-HB
Land Lease Y/N false
Tax Annual Amount 16642.84
Middle/Junior High School Liberty-HB
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://zillow.com/view-imx/9f9c850a-f5d4-41e0-888e-1494d6b86070?initialViewType=pano&setAttribution=mls&utm_source=dashboard&wl=1
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 000030
Legal Description Emerald Cove Lots 2 and 3
Water View Lake
Water Access Type Lake
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 50
Additional Rooms Den/Library/Office Formal Dining Room Separate Great Room Storage Rooms
Water View Y/N true
Flood Zone Code x
In Law Suite YN false
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Living Room/Dining Room Combo Open Floorplan Pest Guard System Primary Bedroom Main Floor Stone Counters Walk-In Closet(s) Wet Bar
Flooring Brick/Stone Carpet Marble Hardwood
Furnished Y/N Unfurnished
Fireplace Features Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 5
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Exterior
Exterior Amenities Balcony Fire Pit French Doors Irrigation System Lighting Outdoor Shower Storage
Lot Features Cul-De-Sac
Water Source Well
Lot Size Area 2.7
Foundation Details Slab
Spa true
Building Area Total 5600
Lot Size Acres 2.7
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features

Affordability Calculator

$12,910
Per Month
89%
11%
0%
Monthly Principal & Interest
$11,523
Monthly Property Taxes
$1,387
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3326350 Elementary School
3324349 Middle School
Freedom-HB High School High School
Pricing History
DatePricePrice ChangeDescription
7/25/2026$1,825,000 Listed Price

Map


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16317 EMERALD COVE, Lutz, FL, 33549 is a Single Family Home for sale at $1,825,000 with 5,600 sqft and a lot size of 2.7. 16317 EMERALD COVE has 4 bedrooms, 4.1 baths, and was built in 2004. The property's zip code is 33549 which is in Lutz, FL