242 SW 45th Terrace Cape Coral, FL $ 395,000
242 SW 45th Terrace
$ 395,000
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242 SW 45th Terrace

Cape Coral, FL, 33914
$ 395,000
Bedrooms3 Baths2.0 Sq 1,624

Monthly Estimate*

$ 2,494

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Single Family Home for sale in Cape Coral, FL

for $395,000 with 3 bedrooms and 2 full baths. This 1,624 square foot home was built in 1988 on a lot size of 0.23.

Southwest Cape Coral pool home with desirable southern exposure! This 3-bedroom, 2-bath residence offers over 1,600 square feet of living space and the peace of mind that comes with the major improvements already completed. Recent updates include a new roof (2020), complete HVAC system (2020) with all new ductwork, new water heater (2026), brand-new impact windows and doors (2026), and PEX plumbing throughout. These significant improvements allow the next owner to focus on making the home their own. Enjoy Florida living in the heated pool with sought-after southern exposure, providing sunshine on the pool throughout the day. The circular driveway offers ample parking and enhances the home's curb appeal. Located in desirable Southwest Cape Coral, you're just minutes from Cape Harbour, Tarpon Point, waterfront dining, shopping, parks, and entertainment. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this well-maintained home offers solid value, major mechanical updates, and endless potential in one of Cape Coral's most desirable locations.

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Single Family Active

Price

$ 395,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,164

Style

Ranch, One Story

Lot Size

0.23

Year Built

1988

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026031380

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Pool Features Electric Heat Heated Indoor Screen Enclosure
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1988
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
City Cape Coral
Disclosures Owner Has Flood Insurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC21 - Cape Coral Unit 3 30 44 6
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 3164.53
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026031380
Standard Status Active
Tax Lot 3
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 30 BLK 1604 PB 16 PG 27 LOTS 3 + 4
HOA Fee 3 0
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Interior
Interior Amenities Cathedral Ceiling(s) Separate/Formal Dining Room Eat-in Kitchen Shower Only Separate Shower Split Bedrooms
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung Impact Glass
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Room Type Den None Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Security/High Impact Doors None
Parking Features Attached Garage Garage Door Opener
Lot Features Rectangular Lot
Water Source Public
Lot Size Area 0.23
Spa false
Building Area Total 2043
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Matthew Bonson

Listing Agent

Century 21 Selling Paradise

Broker

matt@bonsonteam.com

Email

Affordability Calculator

$2,758
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,494
Monthly Property Taxes
$264
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/25/2026$395,000 Listed Price

Map


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242 SW 45th Terrace, Cape Coral, FL, 33914 is a Single Family Home for sale at $395,000 with 1,624 sqft and a lot size of 0.23. 242 SW 45th Terrace has 3 bedrooms, 2.0 baths, and was built in 1988. The property's zip code is 33914 which is in Cape Coral, FL