14480 N 1025th Street
Effingham, IL, 62401 $ 699,000
Bedrooms3 Baths3.0 Sq 3,294 Monthly Estimate*
$ 4,414
for $699,000 with 3 bedrooms and 3 full baths. This 3,294 square foot home was built in 1990 on a lot size of 3.
OWNER MOTIVATED...PRICE REDUCED $50,000 to $699,00 - 3 Bedrooms/ 3 Full Bath / 3,294 finished sq. ft. / $212 per sq. ft. / 3-acres / in-ground pool / stocked pond / fenced 1-acre pasture / 65' x 48' 5-Car Garage with heated workshop and storage near Lake Sara Marina Lake Sara-Area 3-Acre Ranch with In-ground Pool, Pond, 65' x 48' 5-Car Garage with Heated Workshop & Storage Area, Fenced 1-Acre Pasture This is the Lake Sara-area lifestyle property buyers wait for. Just three miles from Effingham and approximately one-quarter mile from the renovated Lake Sara Marina, this private three-acre ranch delivers an exceptional blend of resort-style outdoor living, usable land, flexible finished space and a remarkable 5-Car Garage with heated workshop and storage. The 3-bedroom, 3-bath home offers 3,294 finished square feet with carpet-free flooring and easy, entertaining-friendly layout. A KitchenAid stainless-steel appliance suite was added in 2022, and the laundry area includes a Whirlpool front-load washer and dryer. The finished walkout lower level brings an entirely different dimension to the home, featuring its own exterior entrance, Whirlpool side by side refrigerator, microwave, and an impressive 12' x 8' wet bar with seating for eight. It is a polished, private setting for guests, game days, relaxation, and memorable gatherings. French doors open to a beautifully finished backyard designed for summer. The 18' x 36' in-ground pool, with depths from four to eight feet, is framed by established perennial landscaping, a custom stained wood fence, and a 30' x 14' stained 2 tier deck. At the back of the property, a mature, fully stocked pond with fountain and multicolored lighting creates a memorable picture, while a 40-foot wooded rear buffer adds privacy. The acreage is equally compelling. A one-acre high tensile fenced pasture creates excellent potential for equestrian and hobby-farm pursuits, while also offering the open space and privacy buyers want in a country property. the 65' x 48' 5 car garage with heated workshop and storage provides serious versatility: four 8' x 9' overhead doors with individual openers, a 10' x 10' overhead door with opener suitable for boat or RV storage, 12-foot ceilings, 3 more open bays for all you car enthusiast, a 47' x 15' heated party/game room with half bath. A newer asphalt drive runs from the road to the 5-car garage, with generous parking between the home and 5-car garage. A 12' x 10' garden shed adds practical storage. Whether your vision includes lake-area recreation, poolside entertaining, a serious workshop, boat or RV storage, collector vehicles, equestrian or hobby-farm pursuits, or simply the privacy of a beautifully equipped country home, this property offers an uncommon combination of assets in one exceptional setting. Schedule a private showing and experience the space, flexibility, and lifestyle this property offers.
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FeaturesGeneralLiving Area 3294
Sewer Septic Tank Holding Tank
Heating Propane Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher High End Refrigerator Freezer Washer Dryer Stainless Steel Appliance(s) Oven Range Hood Humidifier
Garage Spaces 7
Association Fee Includes None
Architectural Style Ranch
Construction Materials Aluminum Siding Brick Frame
Year Built 1990
Electric Circuit Breakers 200+ Amp Service
Township Douglas
Tax Year 2025
Ownership Fee Simple
Community Features Park Pool Tennis Court(s) Horse-Riding Area Horse-Riding Trails Lake
Assoc Fee Paid Per Not Applicable
County Effingham
New Construction N
Property Type Residential Detached Single
Possible Use Horses
Other Structures Outbuilding Shed(s) Stable(s)
Total Rooms 8
Full Baths 3
Status Active
Directions Take Effingham exit 159 turn right onto Keller Drive/Hwy 32-33 continue approximately 3 miles turn left onto Lake Sara Road at the Philipps 66 gas station continue approximately 2 miles south to the
City Effingham
High School District 40
MLS Area Effingham
Tax Annual Amount 5742
Standard Status Active
Middle/Junior School District 40
Elementary School District 40
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InteriorInterior Amenities Wet Bar 1st Floor Bedroom In-Law Floorplan 1st Floor Full Bath
Basement Finished Exterior Entry Full Walk-Out Access
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Room Type Great Room
Total Baths 3
Bedrooms Possible 3
Bathroom Whirlpool Separate Shower Garden Tub
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ExteriorParking Features Asphalt Garage Door Opener Heated Garage Garage Yes Garage Owned Attached Detached
Lot Features Common Grounds Wooded
Water Source Public
Total Parking 7
Foundation Details Concrete Perimeter
Lot Dimensions 3.0
Lot Size Acres 3
Waterfront Y/N N
Other Equipment CO Detectors Ceiling Fan(s) Fan-Attic Exhaust Fan-Whole House Sump Pump
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* Excluded FeaturesList Byryan@circleonerealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,414
- Monthly Property Taxes
- $479
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Effingham, IL
Average List Price $951,300
Percent of Sale Price 36%
About Effingham, IL 12,038 Population
0% Since 2002
$ 45,013 Median Income
38.92 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
566738 Elementary School
564892 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/20/2026 | $699,000 | -6.80% | Price Down |
| 7/24/2026 | $749,999 | | Listed Price |