5699 S Smith Road
Cheboygan, MI, 49721 $ 295,000
Bedrooms2 Baths1.0 Sq 912 Monthly Estimate*
$ 1,863
for $295,000 with 2 bedrooms and 1 full bath. This 912 square foot home was built in 1970 on a lot size of 1.14.
Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront, this 2-bedroom, 1-bath home offers a rare combination of privacy, recreation, and value. Large windows bring the outdoors in, filling the living area with natural light and showcasing beautiful views of the water and surrounding mature trees. The home offers easy one-level living with main-floor laundry, a functional kitchen and dining area, and a comfortable layout that works well as a year-round residence, weekend getaway, or seasonal escape. The second bedroom provides flexibility as a guest room, bunk room, office, or hobby space. Step outside and enjoy two private docks, a fishing shed located by the water, and an additional storage shed that could potentially be converted into a bunkhouse for extra sleeping space. There is plenty of room for outdoor equipment, along with an attached garage that is ideal for vehicles, boats, snowmobiles, or workshop space. The quiet setting near the end of S. Smith Road creates a wonderful sense of seclusion, while the lakefront invites fishing, kayaking, boating, and relaxing by the water. Mature birch and cedar trees, frequent wildlife, and scenic surroundings complete the peaceful up-north atmosphere. Located near Black Mountain Recreation Area, this property puts hiking, ORV trails, snowmobiling, cross-country skiing, and year-round outdoor adventure within easy reach. With a private well and septic, natural gas baseboard heat, and so much natural beauty surrounding it, this is a special opportunity to own an affordable waterfront retreat in Cheboygan County. Whether you are looking for a personal getaway, a recreational base camp, or a simpler place to enjoy lake life, 5699 S. Smith Road is ready to welcome you.
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FeaturesGeneralHeating Baseboard
Kitchen Level Entry
Cooling Ceiling Fan(s)
Possession At Close
Fireplaces Gas Fireplace LivRoom Fireplace
Garage Attached Garage Electric in Garage Gar Door Opener Heated Garage Side Loading Garage Direct Access
Water Private Well
Appliances Dryer Range/Oven Refrigerator Washer
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 1970
Water Heater Gas
Style Ranch Manufactured
County Cheboygan
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Cheboygan
Subdivision MI
Sale/Rent For Sale
Status Detail 0
Structure Style 1 Story
Area Cheboygan (16022)
Primary City Cheboygan
Directions From N. Black River Road travel east on Twin Lakes Road approximately 3 miles. Turn left onto S. Smith Road and continue to the end. Property is located on the waterfront.
City Cheboygan
School District Cheboygan Area Schools
Financial Terms Cash Conventional VA
Legal Description BEG AT SE COR OF SEC 3 T36N
DOM 18
Postal Code 49721
Price Per Sq Ft Total AG 323.46
Public Remarks Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront this 2-bedroom
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InteriorDining Room Level Entry
Basement Unfinished
Bedroom 1 Level Entry
Bedroom 2 Level Entry
Beds 2
Fireplace? Yes
Total Rooms 8
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ExteriorExterior Aluminum
Frontage 167
Body of Water Twin Lakes
Lot Size Area 1.14
Pool (Y/N) No
Lot Dimensions 167x185x115x160
Water Features All Sports Lake Lake Frontage Waterfront
Waterfront Y/N Yes
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* Excluded FeaturesList ByShelly KovachListing Agent
Brookstone, Realtors LlcBroker
shelly@kovachrealestate.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,863
- Monthly Property Taxes
- $83
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cheboygan, MI
Average List Price $496,800
Percent of Sale Price 68%
About Cheboygan, MI 4,721 Population
-9% Since 2002
$ 32,746 Median Income
41.6 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
3602798 Elementary School
3602794 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/24/2026 | $295,000 | | Listed Price |