403 E High Street Warsaw, KY $ 950,000
403 E High Street
$ 950,000
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403 E High Street

Warsaw, KY, 41095
$ 950,000
Bedrooms4 Baths4.0 Sq 2,710

Monthly Estimate*

$ 5,998

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Single Family Home for sale in Warsaw, KY

for $950,000 with 4 bedrooms and 4 full baths. This 2,710 square foot home was built in 1822 on a lot size of 1.29.

The Payne House: A Legacy of History, Reimagined for Today Step into living history with this exceptional 1922 Greek Revival estate. Built by John Payne, a veteran of the War of 1812, The Payne House is not just a residence--it is a one-of-a-kind masterpiece where centuries of character meet 21st-century luxury. Situated on 1.2 acres of serene riverfront, this property has been restored with an unwavering commitment to its architectural roots while integrating every modern convenience. Inside, discover a seamless blend of past and present. The kitchen is a testament to thoughtful design, featuring custom cabinetry, luxurious leathered granite countertops, and a massive island. A stunning focal point is the custom range hood, meticulously crafted from the home's original timber. Throughout the house, history has been honored; the original kitchen fireplace, once hidden behind drywall for years, has been restored to its former glory, showcasing its original mantel. The primary suite serves as your private sanctuary, offering floor-to-ceiling windows with picturesque views of the river and private grounds. The original hardwood floors are currently protected by carpet, the adjoining room has been transformed into a spa-like retreat, boasting a massive walk-in shower and a spectacular, oversized closet. This is more than a home; it is a rare opportunity to own a piece of heritage, fully prepared for the future. Home also features an apartment which would be perfect for a mother-in-law suite, small business, teenage retreat or an extra income producer. It does not have full kitchen appliances but does feature a full bath.

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Single Family Active

Price

$ 950,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 0

Style

See Remarks

Lot Size

1.29

Year Built

1822

Town/City

Warsaw

County/Region

Gallatin

MLS | Web ID

644995

Features
General
Living Area 2710
Sewer Public Sewer
Heating Forced Air Electric
Cooling Central Air
Utilities Propane Sewer Available Water Available
Roof Shingle
Garage Spaces 0
Patio/Porch Features Covered Patio Porch
Architectural Style See Remarks
Construction Materials Brick
Year Built 1822
View River
Levels Two
Property Subtype Single Family Residence
County Gallatin
New Construction false
Property Type Residential
HOA false
Attached Garage false
Other Structures Shed(s)
Total Rooms 7
Status Active
Directions Hwy 42 S Right on Morton Ave. Right on High St. Home on left
High School Gallatin County High
City Warsaw
Zoning Description Residential
MLS Area K13 - Gallatin Cty
Lot Size Units Acres
Lot Size Square Feet 56018
Elementary School Gallatin County Elementary
Property Attached Y/N false
Middle/Junior High School Gallatin County Middle School
Property Condition Existing Structure
MLS Area Minor K13 - Gallatin Cty
Structure Type House
Standard Status Active
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Interior
Interior Amenities See Remarks Pocket Door(s) Kitchen Island Walk-In Closet(s) High Speed Internet Granite Counters Entrance Foyer Double Vanity Crown Molding Chandelier Bookcases Built-in Features Ceiling Fan(s) High Ceilings Multi Panel Doors Natural Woodwork Master Downstairs
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N true
Heating Y/N true
Window Features Insulated Windows
Fireplace Y/N true
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Baths 4
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Exterior
Exterior Amenities Private Yard
Parking Features Driveway
Lot Features Cleared Waterfront
Water Source Public
Lot Size Area 1.29
Foundation Details Stone
Building Area Total 0
Lot Dimensions irregular
Lot Size Acres 1.29
Road Surface Type Paved
Lot Size Source Realist
Road Frontage Type City Street
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* Excluded Features
List By
E-Merge Real Estate Victory

Broker

jolynnjohnston@gmail.com

Email

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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Gallatin County High High School High School
Pricing History
DatePricePrice ChangeDescription
7/23/2026$950,000 Listed Price

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403 E High Street, Warsaw, KY, 41095 is a Single Family Home for sale at $950,000 with 2,710 sqft and a lot size of 1.29. 403 E High Street has 4 bedrooms, 4.0 baths, and was built in 1822. The property's zip code is 41095 which is in Warsaw, KY