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105 Bay Dr Lancaster, TN $ 549,000
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$ 549,000 Get more info
105 Bay Dr
$ 549,000
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Share Save

105 Bay Dr

Lancaster, TN, 38569
$ 549,000
Bedrooms2 Baths2.0 Sq 2,138

Monthly Estimate*

$ 3,792

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View a Virtual Tour

Single Family Home for sale in Lancaster, TN

for $549,000 with 2 bedrooms and 2 full baths. This 2,138 square foot home was built in 2002 on a lot size of 1.02.

Is this Gatlinburg? No, but close!! Escape to the peaceful Coastal Cottage style of Center Hill Lake, where luxury meets nature in the gated community of Cove Hollow Bay. Designed for those who want to spend more time enjoying the lake and less time maintaining it. Endless mature trees and offering seasonal lake views, this thoughtfully renovated, modern Lake Cottage sits on just over 1 acre and provides the perfect balance of privacy, comfort, and effortless lake living. With more than $300,000 in curated improvements, every space designed to enhance everyday living and weekend escapes. Although not directly waterfront, the home offers the lifestyle buyers dream about—a short walk to Center Hill Marina access and proximity, gated community has its own private boat dock and slips!

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Single Family Active

Price

$ 549,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,405

Style

Cottage

Lot Size

1.02

Year Built

2002

Town/City

Lancaster

County/Region

Smith

MLS | Web ID

3305063
Features
General
Living Area 2138
Sewer Private Sewer
Heating Central Natural Gas
Cooling Central Air
Utilities Natural Gas Available Water Available Cable Connected
Possession Close Of Escrow
Roof Asphalt
Appliances Gas Oven Oven Dishwasher Disposal Dryer ENERGY STAR Qualified Appliances Freezer Ice Maker Microwave Refrigerator Stainless Steel Appliance(s) Washer Smart Appliance(s) Water Purifier
HOA Fee 50
Garage Spaces 0
Association Fee Includes Maintenance Grounds
Patio/Porch Features Deck Covered Patio Porch
Architectural Style Cottage
Security Features Security Gate Smoke Detector(s)
Construction Materials Wood Siding
Pets Allowed Yes
Year Built 2002
View Lake Mountain(s) Trees/Woods
Stories Count 2
Topography Sloped
Levels One
Property Subtype Single Family Residence
HOA Fee 2 300
Assoc Fee Paid Per Monthly
County Dekalb County TN
New Construction N
Property Type Residential
Association Amenities Gated Park Playground Underground Utilities
Attached Garage N
Energy Efficient Thermostat Doors Windows
Subdivision Name Cove Hollow Bay Phase I
Garage Y/N N
Full Baths 2
Status Active
Directions I-40 East to Exit 273 (TN-56). South on TN-56 through Smithville. Left on Allen Ferry Rd. Continue to Cove Hollow Bay entrance. Follow Bay Dr. to 105 Bay Dr. first house on the left once you enter th
High School De Kalb County High School
City Lancaster
Senior Community Y/N N
Open Parking Spaces 4
Lot Size Units Acres
HOA Fee 2 Frequency One Time
Elementary School Northside Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 1405
Middle/Junior High School DeKalb Middle School
Virtual Tour https://youtu.be/DSkVBiY3060?is=kYVMH1qe_oVjIO86
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Extra Closets High Ceilings Pantry Redecorated Smart Light(s) Smart Thermostat Walk-In Closet(s) Wet Bar High Speed Internet
Basement Crawl Space
Flooring Wood
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2138
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 2
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Other
Above Grade Finished Area Source Other
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Boat Slip Balcony Gas Grill Smart Camera(s)/Recording Smart Light(s) Smart Lock(s)
Parking Features Gravel
Lot Features Sloped
Water Source Public
Total Parking 4
Lot Size Area 1.02
Building Area Total 2138
Lot Size Acres 1.02
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 0
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Internal Only
Street Number 1 105
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* Excluded Features
List By
Lpt Realty Llc

Broker

GAZELLEWESTERMEYER84@GMAIL.COM

Email

Affordability Calculator

$3,909
Per Month
97%
3%
0%
Monthly Principal & Interest
$3,792
Monthly Property Taxes
$117
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4313311 Elementary School
4313302 Middle School
De Kalb County High School High School
Pricing History
DatePricePrice ChangeDescription
7/23/2026$549,000 Listed Price

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105 Bay Dr, Lancaster, TN, 38569 is a Single Family Home for sale at $549,000 with 2,138 sqft and a lot size of 1.02. 105 Bay Dr has 2 bedrooms, 2.0 baths, and was built in 2002. The property's zip code is 38569 which is in Lancaster, TN

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