106 Bernie Cir Mineral, VA $ 444,000
106 Bernie Cir
$ 444,000
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106 Bernie Cir

Mineral, VA, 23117
$ 444,000
Bedrooms3 Baths1.0 Sq 1,100

Monthly Estimate*

$ 2,803

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Single Family Home for sale in Mineral, VA

for $444,000 with 3 bedrooms and 1 full bath. This 1,100 square foot home was built in 2016 on a lot size of 0.92.

Fully Furnished Home! Lake Access with BRAND NEW DOCKS. BOAT SLIP available! Perfect home for full-time living or great opportunity for your investment portfolio- only 30 minutes from the NEW Kalahari Resort & Convention Center! Total living space at 1100 sqft (Main home is 768 sqft with approx 342sqft in loft, above detached garage) Start enjoying the lake life with this turnkey, fully furnished Lake Anna escape! This move-in ready retreat is being offered as a complete turnkey opportunity, with all indoor and outdoor furniture, dcor, and appliances conveying, allowing you to start enjoying the home or generating rental income from day one. Whether you're searching for a full-time residence, weekend getaway, or investment property, this home is ready for its next chapter. Built in 2016 and thoughtfully designed with modern finishes throughout, the main home offers comfortable one-level living with two bedrooms, one full bath, beautiful Pergo flooring, fresh paint, a cozy gas fireplace, and stylish fixtures that leave a lasting impression. This homes gives guests the "WOW" factor when they step inside, easily captivated by the home's unique layout, attention to detail, and warm, inviting atmosphere. What truly sets this property apart is the incredible detached garage featuring a custom-built entertainment space on the main level with a built-in bar, plus a finished loft above offering approximately 350 square feet of additional heated and cooled living space. Complete with carpet, heating, and air conditioning, this versatile area is perfect for guests, a recreation room, home office, or future in-law suite, with the potential to add a bathroom, if desired. Situated on nearly an acre of beautifully landscaped property, you'll enjoy your own private backyard oasis featuring attractive hardscaping, a cozy firepit gathering area, a spacious patio, and a storage shed. Sip your morning coffee outdoors and unwind in the evenings around the fire while taking in the peaceful wooded surroundings and abundant wildlife. Located in a sought-after, golf cart-friendly Lake Anna community, you'll love the convenience of riding your golf cart to the lake. Community boat slips may be available for annual lease or purchase (subject to availability), making it even easier to embrace the lake lifestyle. Surrounded by local wineries, restaurants, outdoor recreation, and the excitement of one of Virginia's fastest-growing lake destinations, this property offers the perfect balance of relaxation and adventure. Unique, unforgettable, and unlike anything else in the neighborhood, this fully furnished, move-in ready Lake Anna retreat is equally suited as a personal getaway, full-time residence, or exceptional turnkey investment opportunity! ***NOTE: Total square footage is approx 1100 sqft combined with Main Home at 768 sqft & approx 342sqft in loft, above detached garage. ***

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Single Family Active

Price

$ 444,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,174

Style

Ranch/Rambler

Lot Size

0.92

Year Built

2016

Town/City

Mineral

County/Region

Louisa

MLS | Web ID

VALA2010232

Features
General
Living Area 1100
Sewer On Site Septic
Heating Heat Pump(s) Forced Air
Cooling Central A/C Ceiling Fan(s)
Possession Settlement
Appliances Built-In Microwave Washer Dryer Refrigerator Stove Cooktop Exhaust Fan
Zoning R2
HOA Fee 400.00
Garage Spaces 2.00
Patio/Porch Features Porch(es)
Architectural Style Ranch/Rambler
Construction Materials Vinyl Siding
School District LOUISA COUNTY PUBLIC SCHOOLS
Exclusions Living room TV “frame” (frame only) does not convey.
Year Built 2016
Levels 1
Other Fees 200.00
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section II
Accessibility None
Assoc Fee Paid Per Annually
County LOUISA
New Construction N
Property Type Residential
Association Amenities Boat Dock/Slip Picnic Area Boat Ramp Common Grounds Lake Mooring Area Water/Lake Privileges
HOA Y
Subdivision Name EDGEWOOD BAY
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade
Full Baths 1
Status ACTIVE
Directions Take exit 118 onto SR-606 toward Thornburg Turn right onto Mudd Tavern Rd toward Thornburg US-1 At the roundabout take the second exit onto Mudd Tavern Rd Turn left onto Courthouse Rd Turn left onto
City MINERAL
Body of Water Lake Anna
Disclosures Prop Disclosure
Other Fees Frequency Annually
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 39988.00
Tax Annual Amount 2174.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 403.64
Vacation Rental Y/N N
Virtual Tour https://my.matterport.com/show/?m=rJqucCE2oE2&brand=0&mls=1&
Standard Status Active
Year Built Source Assessor
Legal Subdivision EDGEWOOD BAY
Tax Lot 103
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Interior
Interior Amenities Ceiling Fan(s) Bathroom - Stall Shower Combination Kitchen/Dining Crown Moldings Dining Area Entry Level Bedroom Family Room Off Kitchen Floor Plan - Open Kitchen - Eat-In Recessed Lighting
Heating Fuel Electric
Total Fireplaces 1
Fireplace Features Gas/Propane Mantel(s)
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1100
Half Baths 0
Central Air Y/N Y
Total Bedrooms 3
Room Type Bedroom 2 Kitchen Family Room Bedroom 1 Laundry Loft Bathroom 1
Main Level Bedrooms 3
Laundry Type Has Laundry
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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Exterior
Exterior Amenities Private Beach
Pool No Pool
Parking Features Gravel Driveway
Lot Features Landscaping Partly Wooded Backs to Trees Trees/Wooded
Water Source Private Well
Inclusions Furnishings convey
Garage Features Garage - Front Entry
Type of Parking Driveway Detached Garage
Foundation Details Block Crawl Space
Water View Y/N N
Lot Size Acres 0.92
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N N
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Private Access Private Beach Swimming Allowed Waterski/Wakeboard
Number of Docks 5+
Land Assessed Value 84000.00
Navigable Water Y/N Y
Number of Slips 5+
Water Oriented Y/N Y
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Internal Only
Street Number 1 106
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* Excluded Features
List By
Porch & Stable Realty, Llc

Broker

sellfastwithshelley@gmail.com

Email

Affordability Calculator

$2,985
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,803
Monthly Property Taxes
$181
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3536381 Elementary School
3533421 Middle School
Louisa High School High School
Pricing History
DatePricePrice ChangeDescription
9/22/2026$444,000 -1.33% Price Down
9/11/2026$449,999 -3.23% Price Down
8/22/2026$464,999 -3.13% Price Down
7/23/2026$479,999 Listed Price

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106 Bernie Cir, Mineral, VA, 23117 is a Single Family Home for sale at $444,000 with 1,100 sqft and a lot size of 0.92. 106 Bernie Cir has 3 bedrooms, 1.0 baths, and was built in 2016. The property's zip code is 23117 which is in Mineral, VA