120 Saratoga Circle Richmond, KY $ 315,000
120 Saratoga Circle
$ 315,000
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120 Saratoga Circle

Richmond, KY, 40475
$ 315,000
Bedrooms4 Baths3.0 Sq 2,415

Monthly Estimate*

$ 1,989

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Single Family Home for sale in Richmond, KY

for $315,000 with 4 bedrooms and 3 full baths. This 2,415 square foot home was built in 1991 on a lot size of 0.2.

Welcome to 120 Saratoga Circle—a spacious, well-maintained home nestled in one of Richmond's established neighborhoods! Offering over 2,400 finished square feet, this home provides the perfect blend of comfort, functionality, and opportunity. Step inside to discover generous living spaces designed for everyday living and entertaining. The main level features a welcoming layout with abundant natural light, spacious bedrooms, and plenty of room for family and guests. The finished walkout basement adds valuable living space that's ideal for a second family room, recreation area, home office, gym, or guest retreat. While the kitchen maintains its original charm, the home has been lovingly cared for and offers the perfect canvas to add your own personal style and updates over time. With solid bones, an excellent floor plan, and ample finished square footage, this property delivers exceptional value. Outside, enjoy a peaceful setting with space to relax, entertain, or simply unwind. Conveniently located just minutes from shopping, restaurants, schools, parks, and I-75, you'll appreciate the balance of quiet neighborhood living with easy access to everything Richmond has to offer. Whether you're searching for room to grow, a home with great potential, or simply a property in a sought-after location, 120 Saratoga Circle is ready to welcome its next owners. Don't miss your opportunity to make this wonderful home your own. Buyer to verify acreage, sq ft & schools.

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Single Family Active

Price

$ 315,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Split Level

Lot Size

0.2

Year Built

1991

Town/City

Richmond

County/Region

Madison

MLS | Web ID

26019414

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Entrance Foyer Walk-In Closet(s)
Basement Concrete Exterior Entry Finished Partially Finished Walk-Out Access Walk-Up Access
Flooring Laminate Vinyl
Total Fireplaces 2
Fireplace Features Basement Family Room Living Room Propane
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Screens Skylight(s)
Fireplace Y/N Y
Above Grade Finished Area 1568.0
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 847.0
Total Baths 3
Heating-Heat Pump True
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General
Sewer Public Sewer
Heating Electric Heat Pump
Cooling Central Air Electric Heat Pump
Utilities Cable Available Electricity Connected Phone Available Propane Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Garage Spaces 2.0
Patio/Porch Features Deck Patio Rear Patio
Architectural Style Split Level
Construction Materials Brick Veneer
Year Built 1991
Levels Multi/Split
Property Subtype Single Family Residence
Parcel Number 054C-0003-0055
County Madison
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Saratoga Circle
Garage Y/N Y
Total Rooms 13
Full Baths 3
Status Active
Directions From I-75 take Exit 90 and travel North on US-25/Lexington Road for approximately 0.6 miles. Turn right onto Saratoga Drive continue onto Saratoga Circle and the property will be on the right.
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 16374.0
Carport Y/N N
Elementary School White Hall
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Michael Caudill
MLS Area Minor 008 - Madison County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Fencing None
Parking Features Attached Garage Basement Garage Door Opener Garage Faces Side Off Street
Lot Features Many Trees
Water Source Public
Lot Size Area 0.2
Foundation Details Block
Building Area Total 2415.0
Lot Size Acres 0.2
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 120
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* Excluded Features
List By
Keller Williams Legacy Group

Broker

heather.flanagan@kw.com

Email

Affordability Calculator

$1,989
Per Month
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Monthly Principal & Interest
$1,989
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289534 Elementary School
3292816 Middle School
Madison Central High School High School
Pricing History
DatePricePrice ChangeDescription
8/31/2026$315,000 -4.55% Price Down
8/14/2026$330,000 -5.71% Price Down
7/29/2026$350,000 -3.45% Price Down
7/23/2026$362,500 Listed Price

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120 Saratoga Circle, Richmond, KY, 40475 is a Single Family Home for sale at $315,000 with 2,415 sqft and a lot size of 0.2. 120 Saratoga Circle has 4 bedrooms, 3.0 baths, and was built in 1991. The property's zip code is 40475 which is in Richmond, KY