Recently Listed Open House 7/26 2pm - 4pm
120 Saratoga Circle
Richmond, KY, 40475 $ 362,500
Bedrooms4 Baths3.0 Sq 2,415 Monthly Estimate*
$ 2,289
for $362,500 with 4 bedrooms and 3 full baths. This 2,415 square foot home was built in 1991 on a lot size of 0.2.
Welcome to 120 Saratoga Circle—a spacious, well-maintained home nestled in one of Richmond's established neighborhoods! Offering over 2,400 finished square feet, this home provides the perfect blend of comfort, functionality, and opportunity. Step inside to discover generous living spaces designed for everyday living and entertaining. The main level features a welcoming layout with abundant natural light, spacious bedrooms, and plenty of room for family and guests. The finished walkout basement adds valuable living space that's ideal for a second family room, recreation area, home office, gym, or guest retreat. While the kitchen maintains its original charm, the home has been lovingly cared for and offers the perfect canvas to add your own personal style and updates over time. With solid bones, an excellent floor plan, and ample finished square footage, this property delivers exceptional value. Outside, enjoy a peaceful setting with space to relax, entertain, or simply unwind. Conveniently located just minutes from shopping, restaurants, schools, parks, and I-75, you'll appreciate the balance of quiet neighborhood living with easy access to everything Richmond has to offer. Whether you're searching for room to grow, a home with great potential, or simply a property in a sought-after location, 120 Saratoga Circle is ready to welcome its next owners. Don't miss your opportunity to make this wonderful home your own. Buyer to verify acreage, sq ft & schools.
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Open House
7/26/2026 2:00 PM - 4:00 PM
120 Saratoga Circle Richmond, KY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesInteriorInterior Amenities Breakfast Bar Ceiling Fan(s) Entrance Foyer Walk-In Closet(s)
Basement Concrete Exterior Entry Finished Full Partially Finished Walk-Out Access Walk-Up Access
Flooring Laminate Vinyl
Total Fireplaces 2
Fireplace Features Basement Family Room Gas Log Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Screens Skylight(s)
Fireplace Y/N Y
Above Grade Finished Area 1568.0
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 847.0
Total Baths 3
Heating-Heat Pump True
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GeneralSewer Public Sewer
Heating Heat Pump
Cooling Central Air Heat Pump
Utilities Cable Available Electricity Connected Natural Gas Available Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Garage Spaces 2.0
Patio/Porch Features Deck Patio Rear Patio
Architectural Style Split Level
Construction Materials Brick Veneer
Year Built 1991
Levels Multi/Split
Property Subtype Single Family Residence
Parcel Number 054C-0003-0055
County Madison
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Saratoga Circle
Garage Y/N Y
Total Rooms 13
Full Baths 3
Status Active
Directions From I-75 take Exit 90 and travel North on US-25/Lexington Road for approximately 0.6 miles. Turn right onto Saratoga Drive continue onto Saratoga Circle and the property will be on the right.
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 16374.0
Carport Y/N N
Elementary School White Hall
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Michael Caudill
MLS Area Minor 008 - Madison County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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ExteriorFencing None
Parking Features Attached Garage Basement Garage Door Opener Garage Faces Side Off Street
Lot Features Many Trees
Water Source Public
Lot Size Area 0.2
Foundation Details Block
Building Area Total 2415.0
Lot Size Acres 0.2
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByKeller Williams Legacy GroupBroker
heather.flanagan@kw.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,289
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Richmond, KY
Average List Price $411,539
Percent of Sale Price 14%
About Richmond, KY 35,074 Population
28% Since 2002
$ 36,610 Median Income
30.65 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
3289534 Elementary School
3292816 Middle School
Madison Central High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/23/2026 | $362,500 | | Listed Price |