3174 PHLOX DRIVE Palm Harbor, FL $ 265,000
3174 PHLOX DRIVE
$ 265,000
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3174 PHLOX DRIVE

Palm Harbor, FL, 34684
$ 265,000
Bedrooms2 Baths2.0 Sq 860

Monthly Estimate*

$ 1,673

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Single Family Home for sale in Palm Harbor, FL

for $265,000 with 2 bedrooms and 2 full baths. This 860 square foot home was built in 1984 on a lot size of 0.08.

Virtually Staged. Welcome to this charming 2-bedroom, 2-bath villa in the desirable Clover Place community of Palm Harbor! Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **roof replaced in 2022** and a **newer HVAC system**. Inside, you'll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere. Step into the bright and airy sunroom overlooking a **nicely fenced backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you're looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor's most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!

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Single Family Active

Price

$ 265,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,702

Style

Traditional

Lot Size

0.08

Year Built

1984

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8531522

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Available Electricity Connected Public Sewer Connected Street Lights Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Range Refrigerator Washer Water Softener
Zoning RPD-7.5
HOA Fee 230
Garage Spaces 1
Association Fee Includes Common Area Taxes Community Pool Maintenance Grounds Pool Maintenance Sewer Trash
Patio/Porch Features Enclosed Patio
Architectural Style Traditional
Pool Features Gunite In Ground
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Size Limit Yes
Year Built 1984
View Garden Tennis Court
Levels One
Property Subtype Villa
Tax Year 2025
Ownership Condominium
Community Features Buyer Approval Required Deed Restrictions No Truck/RV/Motorcycle Parking Pool Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Association Amenities Pool Vehicle Restrictions
Attached Garage true
Subdivision Name CLOVERPLACE CONDO
Facing Direction North
Garage Y/N true
Other Structures Additional Single Family Home Shed(s)
Total Rooms 4
Full Baths 2
Status Active
Directions US Hwy 19 to east on Tampa Rd. Left on Lake St. George Dr. Left on Cloverplace Dr. Right on Phlox Dr. Home (3174 Phlox Drive) is on the left.
High School Palm Harbor Univ High-PN
City PALM HARBOR
Association Name Fatima
Senior Community Y/N false
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 3742
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Highland Lakes Elementary-PN
Property Attached Y/N true
Land Lease Y/N false
Tax Annual Amount 2702.41
Home Warranty Y/N false
Middle/Junior High School Carwise Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=PsZN7m1thX6 https://my.matterport.com/show/?m=PsZN7m1thX6
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 164
Legal Description CLOVERPLACE CONDO PHASE IV UNIT 164
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 230
Additional Rooms Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
DockY/N false
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Interior
Interior Amenities Cathedral Ceiling(s) High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Surface Counters Thermostat
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Common Walls Corner Unit End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Drapes
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Private Mailbox Private Yard Sidewalk Sliding Doors Storage
Vegetation Mature Landscaping Trees/Landscaped
Fencing Fenced Vinyl
Parking Features Converted Garage Driveway Garage Door Opener
Lot Features In County Landscaped Private Sidewalk
Water Source Public
Lot Size Area 3742
Foundation Details Slab
Building Area Total 860
Lot Size Acres 0.08
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
bevb717@hotmail.com

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Affordability Calculator

$1,898
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,673
Monthly Property Taxes
$225
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palm Harbor Univ High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
7/22/2026$265,000 -27.40% Price Down
7/22/2026$365,000 Listed Price

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3174 PHLOX DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $265,000 with 860 sqft and a lot size of 0.08. 3174 PHLOX DRIVE has 2 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 34684 which is in Palm Harbor, FL