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109 E Church Street Saint Marys, GA $ 459,000
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109 E Church Street
$ 459,000
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109 E Church Street

Saint Marys, GA, 31558
$ 459,000
Bedrooms3 Baths2.0 Sq 1,320

Monthly Estimate*

$ 2,898

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Single Family Home for sale in Saint Marys, GA

for $459,000 with 3 bedrooms and 2 full baths. This 1,320 square foot home was built in 1960 on a lot size of 0.53.

Charming cottage in downtown St. Marys featuring character, location, and worry-free upgrades. This fully furnished 3BR/2BA home sits on a 0.53-acre lot shaded by majestic oaks and offers tongue-and-groove interiors, hardwood floors, plantation shutters, a fireplace with built-ins, and a kitchen updated with new appliances and flooring. A cozy den opens to an upgraded screened porch overlooking camellias, azaleas, and a historic oak tree. Recent and significant upgrades provide true peace of mind: new roof; new exterior electrical panel; new ductwork; tankless gas water heater; gas line added with plumbing for stove and dryer; attic insulation; gutters & downspouts; dehumidifier under home with sump pump and all vents vented to the exterior. Property includes a 21x30 multi-use outbuilding, garage improvements featuring new lighting and a decorative mural), ample space for RV/boat parking. Enjoy walking to schools, restaurants, shopping, and the waterfront, a rare blend of southern charm and modern reliability.

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Single Family Active

Price

$ 459,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,257

Style

Bungalow/Cottage, Traditional

Lot Size

0.53

Year Built

1960

Town/City

Saint Marys

County/Region

Camden

MLS | Web ID

10810507
Features
General
Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available Phone Available Sewer Connected
Roof Composition
Appliances Dishwasher Gas Water Heater Range Refrigerator Stainless Steel Appliance(s) Tankless Water Heater
Association Fee Includes None
Patio/Porch Features Porch Screened
Architectural Style Bungalow/Cottage Traditional
Construction Materials Block Wood Siding
Year Built 1960
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features Street Lights Walk To Schools Near Shopping
County Camden
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name NONE
Garage Y/N true
Other Structures Garage(s)
Full Baths 2
Status New
Directions Hwy 40 to Osborne to downtown St Marys. Make a left onto Church St. Home is second on the left directly across from St Marys Elementary.
High School Camden
City St. Marys
Lot Size Units Square Feet
Lot Size Square Feet 23086.8
Carport Y/N false
Elementary School Saint Marys
Land Lease Y/N false
Tax Annual Amount 3257.36
Home Warranty Y/N false
Middle/Junior High School Saint Marys
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Bookcases Master On Main Level
Basement None
Flooring Hardwood Laminate Tile
Total Fireplaces 1
Fireplace Features Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1320
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Breakfast Room Solid Surface Counters
Total Baths 2
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Exterior
Fencing Back Yard Chain Link Front Yard
Parking Features Garage Detached Side/Rear Entrance
Lot Features City Lot
Water Source Public
Total Parking 2
Lot Size Area 23086.8
Foundation Details Pillar/Post/Pier
Building Area Total 1320
Lot Size Acres 0.53
Lot Size Source Public Records
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* Excluded Features
List By
carriegayrealtor@gmail.com

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Affordability Calculator

$3,170
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,898
Monthly Property Taxes
$271
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Camden High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/22/2026$459,000 Listed Price

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109 E Church Street, Saint Marys, GA, 31558 is a Single Family Home for sale at $459,000 with 1,320 sqft and a lot size of 0.53. 109 E Church Street has 3 bedrooms, 2.0 baths, and was built in 1960. The property's zip code is 31558 which is in Saint Marys, GA

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