3997 E First Rd Monticello, IN ^$ 349,000

3997 E First Rd

^$ 349,000

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3997 E First Rd

Monticello, IN, 47960

^$ 349,000

Bedrooms3 Baths1.1 Sq 1,792

Monthly Estimate*

^$ 2,204

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Single Family Home for sale in Monticello, IN

for $349,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,792 square foot home was built in 1983 on a lot size of 0.39.

This darling Cape Cod home is on a beautiful pine tree-lined lot and has drive-by appeal that is sure to impress. It is just a short walk or golf cart ride away from your Lake Shafer easement, complete with a slip for your boat and newer piers. There are three bedrooms, including a main-floor primary bedroom with an attached bath. The living room includes a gas log fireplace, and the kitchen opens up to the deck with a retractable awning. All the appliances, including washer, dryer, and water softener, are included. There is a heated & cooled one-car attached garage, plus a nice 24x30 Morton pole building that is heated and insulated, and even a cute shed, all offering excellent storage for your hobbies and water toys. Best of all, you can be on the water in just a minute!

Single Family Active

Price

^$ 349,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 781

Style

Cape Cod

Lot Size

0.39

Year Built

1983

Town/City

Monticello

County/Region

White

MLS | Web ID

202629428

Features

General

Sewer Regional

Heating Gas Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces Yes

Water Access Type Easement/Other

Garage Attached

Amenities Countertops-Stone Dryer Hook Up Electric Garage Door Opener Garage-Heated Main Floor Laundry

Status Active Active

Full Baths 1

Half Baths 1

Bathrooms 2

Year Built 1983

New Construction No

Subdivision None

Style One and Half Story

Township Monon

Class RESIDENTIAL

Type Site-Built Home

Age 43

REO No

Status Detail 0

Area White County

Location Rural

High School North White Jr/Sr

City Monticello

School District North White School Corp.

HOA Fees $ 150

Architectural Style Cape Cod

Total Sq Ft 1792

Elementary School North White Primary

Middle School North White Jr/Sr

Legal Description OUT SW FRAX SW 32-28-03 .39

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202629428

Agent First Name Chris

Agent Last Name Thayer

DOM 0

Tax Year 2026

Interior

Basement Crawl

Fireplace(s) 2

Flooring Carpet Laminate Tile

Beds 3

Total Rooms 5

Fireplace Living/Great Rm 1st Bdrm Electric Gas Log

Living Room Width 15

Living Room Length 19

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 1

1st Bedroom Level Main

1st Bedroom Width 11

2nd Bedroom Length 14

2nd Bedroom Level Upper

2nd Bedroom Width 14

3rd Bedroom Length 14

3rd Bedroom Level Upper

3rd Bedroom Width 12

Exterior

Exterior Vinyl

Water Frontage 10

Pool No

Waterfront Lake

Garage Length 16

Garage Width 20

Lot Size Area 16988

Lot Dimensions 187.4x96.4x176.5x88.2

Lot Description Level Partially Wooded

Garage Capacity 1.5

Lake Ski Lake

Waterfront Y/N Yes

* Excluded Features

List By

Chris Thayer

Listing Agent

Real Estate Network L.L.C

Broker

chris@homes-by-network.com

Affordability Calculator

$2,269

Per Month

Monthly Principal & Interest: $2,204
Monthly Property Taxes: $65
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monticello, IN

Average List Price ^$365,241

Percent of Sale Price 5%

About Monticello, IN

5,515 Population

-4% Since 2002

^$40,981 Median Income

40.82 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236695 Elementary School

5166103 Middle School

North White Jr/Sr High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/22/2026	$349,000		Listed Price

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3997 E First Rd, Monticello, IN, 47960 is a Single Family Home for sale at $349,000 with 1,792 sqft and a lot size of 0.39. 3997 E First Rd has 3 bedrooms, 1.1 baths, and was built in 1983. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 7/22/2026.

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3997 E First Rd

Single Family Home for sale in Monticello, IN

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