412 Oak Street Ludlow, KY ^$ 319,900

412 Oak Street

^$ 319,900

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412 Oak Street

Ludlow, KY, 41016

^$ 319,900

Bedrooms3 Baths3.0 Sq 1,440

Monthly Estimate*

^$ 2,020

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Single Family Home for sale in Ludlow, KY

for $319,900 with 3 bedrooms and 3 full baths. This 1,440 square foot home was built in 1920 on a lot size of 0.07.

Completely remodeled 3-bed, 3-full-bath home in Ludlow! Brand new kitchen with stainless steel appliances and quartz counters, new tile and LVP flooring, new carpet, fresh paint and fixtures throughout. New HVAC and a newer roof for peace of mind. Detached garage adds bonus storage/parking. Move-in ready, nothing to do but unpack. Schedule your showing today!

Single Family Active

Price

^$ 319,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Traditional

Lot Size

0.07

Year Built

1920

Town/City

Ludlow

County/Region

Kenton

MLS | Web ID

644910

Features

General

Living Area 1440

Sewer Public Sewer

Heating Natural Gas Forced Air

Cooling Central Air

Roof See Remarks Shingle

Garage Spaces 1

Architectural Style Traditional

Construction Materials Vinyl Siding

Year Built 1920

Levels Two

Property Subtype Single Family Residence

County Kenton

New Construction false

Property Type Residential

HOA false

Attached Garage false

Garage Y/N true

Total Rooms 5

Status Active

Directions From I-75/I-71 take Exit 189 (5th Street/Covington). Continue west on W 5th Street then merge onto KY-8 W/River Road toward Ludlow. Turn left onto Elm Street then right onto Oak Street. The property will be on the left at 412 Oak Street Ludlow KY 41016.

High School Ludlow High

City Ludlow

MLS Area K02 - Bromley/Ludlow Area

Lot Size Units Acres

Lot Size Square Feet 3073

Elementary School Mary A. Goetz Elementary

Property Attached Y/N false

Middle/Junior High School Ludlow Middle School

MLS Area Minor K02 - Bromley/Ludlow Area

Standard Status Active

Interior

Interior Amenities Smart Thermostat Ceiling Fan(s) Recessed Lighting

Basement Storage Space Unfinished Walk-Out Access

Total Fireplaces 2

Fireplace Features See Remarks Electric Inoperable

Air Conditioning Y/N true

Heating Y/N true

Window Features Double Hung Vinyl Frames

Fireplace Y/N true

Laundry Features Main Level

Total Baths 3

Exterior

Fencing Chain Link

Parking Features Detached Garage

Water Source Public

Lot Size Area 0.07

Foundation Details Stone

Building Area Total 1440

Lot Dimensions 24 x 125

Lot Size Acres 0.07

Lot Size Source Assessor

* Excluded Features

List By

Plum Tree Realty

Broker

brandonstamperrealtor@gmail.com

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$2,020

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Monthly Principal & Interest: $2,020
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Ludlow, KY

Average List Price ^$408,052

Percent of Sale Price 28%

About Ludlow, KY

4,403 Population

1% Since 2002

^$45,818 Median Income

36.73 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

0 Elementary School

0 Middle School

Ludlow High High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/22/2026	$319,900		Listed Price

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412 Oak Street, Ludlow, KY, 41016 is a Single Family Home for sale at $319,900 with 1,440 sqft and a lot size of 0.07. 412 Oak Street has 3 bedrooms, 3.0 baths, and was built in 1920. The property's zip code is 41016 which is in Ludlow, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 7/22/2026.

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412 Oak Street

Single Family Home for sale in Ludlow, KY

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