406 Payne Lane Spring City, TN $ 345,000
406 Payne Lane
$ 345,000
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406 Payne Lane

Spring City, TN, 37381
$ 345,000
Bedrooms3 Baths1.0 Sq 2,236

Monthly Estimate*

$ 2,178

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Single Family Home for sale in Spring City, TN

for $345,000 with 3 bedrooms and 1 full bath. This 2,236 square foot home was built in 1983 on a lot size of 2.

Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity--easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner--offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

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Single Family Active

Price

$ 345,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 657

Style

Lot Size

2

Year Built

1983

Town/City

Spring City

County/Region

Rhea

MLS | Web ID

3301811

Features
General
Living Area 2236
Sewer Septic Tank
Heating Natural Gas Central Dual Other
Cooling Other Central Air
Utilities Natural Gas Available
Possession Close Of Escrow
Roof Shingle
Appliances Cooktop Dishwasher
Patio/Porch Features Deck Porch
Architectural Style Other
Pool Features Above Ground
Year Built 1983
View Trees/Woods
Stories Count 2
Levels Three Or More
Property Subtype Single Family Residence
County Rhea County TN
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name Valley Dale Sub
Full Baths 1
Status Active
Buyer Financing Conventional FHA USDA VA Other
Directions From 1st Street head toward Church Street and turn left onto Church Street. From there turn right onto Inman Street East and continue straight as it transitions into Inman Street West. Next turn righ
High School Rhea County High School
City Spring City
Senior Community Y/N N
Lot Size Units Acres
Elementary School Spring City Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 657
Middle/Junior High School Spring City Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Basement Crawl Space
Flooring Luxury Vinyl
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Owner
Above Grade Finished Area Source Owner
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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Exterior
Water Source Well
Total Parking 0
Lot Size Area 2
Building Area Total 2236
Lot Dimensions 134x313x123x310
Lot Size Acres 2
Waterfront Y/N N
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Internal Only
Street Number 1 406
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* Excluded Features
List By
Exp Realty, Llc

Broker

darren.miller@exprealty.com

Email

Affordability Calculator

$2,233
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,178
Monthly Property Taxes
$55
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3424206 Elementary School
3424205 Middle School
Rhea County High School High School
Pricing History
DatePricePrice ChangeDescription
7/21/2026$345,000 Listed Price

Map


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406 Payne Lane, Spring City, TN, 37381 is a Single Family Home for sale at $345,000 with 2,236 sqft and a lot size of 2. 406 Payne Lane has 3 bedrooms, 1.0 baths, and was built in 1983. The property's zip code is 37381 which is in Spring City, TN