45 Grove Street Oneonta, NY ^$ 249,900

45 Grove Street

^$ 249,900

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Recently Listed

45 Grove Street

Oneonta, NY, 13820

^$ 249,900

Bedrooms7 Baths4.1 Sq 2,422

Monthly Estimate*

^$ 1,578

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Multi-Family Home for sale in Oneonta, NY

for $249,900 with 7 bedrooms and 4 full baths, 1 half bath. This 2,422 square foot home was built in 1900 on a lot size of 0.77.

This two unit apartment building has been a successful rental for years. The first floor apartment has 4 bedrooms with 2 baths, eat-in kitchen and laundry in the unit. Upstairs apartment also has laundry in the unit, 3 bedrooms and 2 baths. Apartments have been updated over the past few years. There are Separate utilities for each apartment along with off street parking, nice front porch and in a GREAT LOCATION! Super close to downtown, bus route and colleges.

Multi-Family Active

Price

^$ 249,900

Bedrooms

Full Bath

Half Bath

Property Type

Multi-Family

Taxes

^$ 5,696

Style

Duplex

Lot Size

0.77

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1700205

Features

Interior

Interior Amenities CeilingFans

Basement Full

Flooring Carpet Tile Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 1

Total Bedrooms 7

Main Level Bathrooms 0

Total Baths 5

General

Sewer Connected

Heating Gas HotWater

Utilities HighSpeedInternetAvailable SewerConnected WaterAvailable

Possession Closing

Roof Metal

Appliances ElectricWaterHeater

Garage Spaces 1.0

Patio/Porch Features Covered Porch

Architectural Style Duplex

Construction Materials Frame

School District Oneonta

Year Built 1900

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype MultiFamily

County Otsego

Property Type Residential

Garage Y/N Yes

Rent Includes Other SeeRemarks

Full Baths 4

Status Active

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 2

MLS Area Oneonta-City-361200

Lot Size Units Acres

Lot Size Square Feet 33541.0

Year Built Details Existing

Tax Annual Amount 5696.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 150000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 48

Exterior

Parking Features Garage Unpaved

Lot Features IrregularLot ResidentialLot

Water Source NotConnected Public

Lot Size Area 0.77

Foundation Details Stone

Building Area Total 2422.0

Lot Dimensions 243X100

Lot Size Acres 0.77

Waterfront Y/N No

Number of Separate Gas Meters 2

Number of Separate Electric Meters 2

Road Frontage Type CityStreet

Internal Only

Street Number 1 45

* Excluded Features

List By

Oneonta Realty, Llc

Broker

(607) 287-8458

Phone

Affordability Calculator

$2,053

Per Month

Monthly Principal & Interest: $1,578
Monthly Property Taxes: $475
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Oneonta, NY

Average List Price ^$258,591

Percent of Sale Price 3%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/21/2026	$249,900		Listed Price

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45 Grove Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $249,900 with 2,422 sqft and a lot size of 0.77. 45 Grove Street has 7 bedrooms, 4.1 baths, and was built in 1900. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 7/23/2026.

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45 Grove Street

Multi-Family Home for sale in Oneonta, NY

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