408 E Main Street
Waterloo, NY, 13165 $ 199,900
Bedrooms3 Baths1.1 Sq 1,338 Monthly Estimate*
$ 1,262
for $199,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,338 square foot home was built in 1947 on a lot size of 0.54.
Charming Cape Cod-style home offering the perfect combination of convenience, privacy, and waterfront living. Ideally located with easy access to Routes 5 & 20, this well-maintained home features 3 bedrooms, 1.5 bathrooms, an attached one-car garage, and plenty of off-street parking. Step inside to find a spacious first floor featuring a large front living room, formal dining room, and an updated eat-in kitchen complete with updated appliances and direct access to the expansive rear deck overlooking the deep, private backyard. The main level also offers two bedrooms, including one with sliding glass doors opening directly to the deck, a full bathroom, and the convenience of first-floor laundry. The second floor provides a third bedroom, a generous second living area that's perfect as a family room, home office, or playroom, and a large half bath with excellent potential to be converted into a full bathroom. Situated on over a half-acre, the backyard is a true highlight, offering exceptional privacy as it extends to your own private dock on the Seneca-Cayuga Canal. Enjoy kayaking, boating, fishing right from your dock, or simply relax while taking in the peaceful waterfront setting and abundant local wildlife. Whether you're looking for a year-round residence or a home that embraces the Finger Lakes outdoor lifestyle, this property offers a rare opportunity to enjoy canal-front living in a convenient central location.
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FeaturesInteriorInterior Amenities SeparateFormalDiningRoom EatInKitchen SeparateFormalLivingRoom SlidingGlassDoors BedroomOnMainLevel
Basement Full
Flooring Carpet Hardwood Linoleum Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer Connected
Heating Gas ForcedAir
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances Dryer FreeStandingRange GasWaterHeater Oven Refrigerator Washer
Garage Spaces 1.0
Patio/Porch Features Deck Open Porch
Architectural Style CapeCod
Construction Materials VinylSiding
School District Waterloo
Year Built 1947
Stories Count 2
Township Waterloo-Village
Levels Two
Property Subtype SingleFamilyResidence
County Seneca
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 10
Full Baths 1
Status Active
City Waterloo
High School District Waterloo
Number Of Units Total 0
MLS Area Waterloo Village-Waterloo-453801
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 4899.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Waterloo
Elementary School District Waterloo
Tax Assessed Value 97800
TaxOtherAnnualAssessmentAmount 0.0
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ExteriorExterior Amenities Deck Dock GravelDriveway PrivateYard SeeRemarks
Parking Features Attached Garage Driveway GarageDoorOpener
Lot Features IrregularLot
Water Source Connected Public
Lot Size Area 0.54
Foundation Details Block
Building Area Total 1338.0
Lot Dimensions 170X153
Lot Size Acres 0.54
Waterfront Y/N No
Door Features SlidingDoors
Road Frontage Type MainThoroughfare
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* Excluded FeaturesList ByCentury 21 Steve Davoli ReBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,262
- Monthly Property Taxes
- $408
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Waterloo, NY
Average List Price $173,588
Percent of Sale Price 13%
About Waterloo, NY 7,502 Population
-5% Since 2002
$ 49,612 Median Income
44.55 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
3323573 Elementary School
3323092 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/21/2026 | $199,900 | | Listed Price |