191 Main Street
Otego, NY, 13825 $ 235,000
Bedrooms3 Baths1.1 Sq 2,016 Monthly Estimate*
$ 1,484
for $235,000 with 3 bedrooms and 1 full bath, 1 half bath. This 2,016 square foot home was built in 1954 on a lot size of 0.54.
Affordable ranch homes are becoming harder to find, making this three-bedroom, 1.5-bath home in Otego an opportunity worth a closer look. With 1,344 square feet of living space, everything you need is conveniently located on one level; ideal for anyone who appreciates the simplicity of first-floor living. Inside, you'll find hardwood floors throughout, a kitchen with attractive stone countertops, and a floor plan that simply feels comfortable. The living spaces connect naturally, creating an easy flow from room to room. Downstairs, roughly half of the basement has been finished, providing valuable bonus space for a family room, home office, fitness area, hobby room, or whatever best fits your needs. An attached garage adds everyday convenience, while the half-acre lot provides room to spread out, garden, play, or simply enjoy having some extra outdoor space. A rear deck offers another place to step outside and enjoy the backyard. Otego continues to be a popular choice for its location, offering quick access to I-88 and an easy drive to Oneonta, Binghamton, and beyond. If you've been waiting for an affordable ranch in a market where single-level homes are in short supply, this is one you'll want to see.
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FeaturesInteriorInterior Amenities KitchenFamilyRoomCombo SolidSurfaceCounters MainLevelPrimary PrimarySuite
Basement Finished
Flooring Hardwood Tile Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 672.0
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 2
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GeneralSewer Connected
Heating Oil Baseboard
Utilities SewerConnected WaterAvailable
Possession CloseOfEscrow
Appliances Dishwasher ElectricWaterHeater GasOven GasRange Refrigerator
Garage Spaces 1.0
Architectural Style Ranch
Construction Materials Frame
School District Unatego
Year Built 1954
Stories Count 1
Township Otego-Village
Levels One
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 8
Full Baths 1
Status Active
Directions 88 to exit 12 head to Otego take a right it's on your left half mile down the road on 7
City Otego
Senior Community Y/N No
High School District Unatego
Number Of Units Total 0
MLS Area Otego-Village-364801
Lot Size Units Acres
Lot Size Square Feet 23522.0
Year Built Details Existing
Tax Annual Amount 4316.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Unatego
Elementary School District Unatego
Tax Assessed Value 167500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 14
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ExteriorExterior Amenities BlacktopDriveway
Parking Features Attached Garage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source NotConnected Public
Lot Size Area 0.54
Foundation Details Block
Building Area Total 2016.0
Lot Dimensions 143X125
Lot Size Acres 0.54
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $1,484
- Monthly Property Taxes
- $360
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Otego, NY
Average List Price $298,786
Percent of Sale Price 27%
About Otego, NY 3,084 Population
-3% Since 2002
$ 50,208 Median Income
45.13 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
3773590 Elementary School
3773592 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/21/2026 | $235,000 | | Listed Price |
191 Main Street, Otego, NY, 13825 is a Single Family Home for sale at $235,000 with 2,016 sqft and a lot size of 0.54. 191 Main Street has 3 bedrooms, 1.1 baths, and was built in 1954. The property's zip code is 13825 which is in Otego, NY