5540 N Bear Lake Trail Rose City, MI $ 220,000
5540 N Bear Lake Trail
$ 220,000
Recently Listed
Share Save

5540 N Bear Lake Trail

Rose City, MI, 48654
$ 220,000
Bedrooms3 Baths1.0 Sq 1,032

Monthly Estimate*

$ 1,389

5540 N Bear Lake Trail, Rose City, MI 48654 - Image 1
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 2
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 3
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 4
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 5
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 6
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 7
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 8
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 9
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 10
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 11
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 12
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 13
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 14
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 15
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 16
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 17
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 18
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 19
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 20
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 21
5540 N Bear Lake Trail, Rose City, MI 48654 - Image 22

Single Family Home for sale in Rose City, MI

for $220,000 with 3 bedrooms and 1 full bath. This 1,032 square foot home was built in 1994 on a lot size of 2.7.

BEAR LAKE WATERFRONT HOME! Escape to the peace and quiet of northern Michigan with this beautifully updated modified A-frame nestled on 2.7 wooded acres with 208 feet of frontage on private Bear Lake. Bordering the Huron National Forest, this property offers direct access to thousands of acres of public land for hiking, hunting, wildlife viewing, and year-round outdoor recreation, while nearby ATV and snowmobile trails can be accessed from the property. Inside, you'll find approximately 1,032 square feet of warm, inviting living space featuring soaring vaulted ceilings with exposed wood beams, an open-concept floor plan, and a cozy wood-burning stove that creates the perfect Up North atmosphere. The custom kitchen is loaded with character, showcasing handcrafted wood countertops, a corrugated metal backsplash, abundant workspace, and a walk-in pantry. The home offers three bedrooms and an updated full bath featuring a tiled walk-in shower. A spiral staircase leads to the upper level, where the loft-style layout adds charm and flexibility for family and guests. Step outside to enjoy the privacy of the wooded setting, frequent visits from deer and other wildlife, and peaceful views of Bear Lake, which is approximately 15 acres in size and reaching depths of around 30 feet, Bear Lake is well known locally for its fishing and quiet setting. Additional features include a durable metal roof, mini-split heating and cooling, a new septic installed in 2019, and two storage buildings—including a 12' x 8' shed wired for electricity and a 12' x 16' storage shed—providing plenty of room for tools, fishing gear, ATVs, and outdoor equipment. Whether you're looking for a year-round residence, weekend getaway, or recreational base camp, this turnkey property offers the perfect blend of comfort, privacy, and northern Michigan adventure.

See more

Single Family Active

Price

$ 220,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,002

Style

A-Frame

Lot Size

2.7

Year Built

1994

Town/City

Rose City

County/Region

Ogemaw

MLS | Web ID

1948214

Features
Interior
Interior Amenities Pantry Loft Beamed Ceilings Vaulted Ceiling(s) Drywall
Fireplace Features Wood Burning Stove
Kitchen Level Main
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Drapes
Fireplace Y/N Y
Above Grade Finished Area 1032
Half Baths 0
3/4 Baths 1
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Entry Level 1
Living Room Level Main
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
Primary Bathroom Features Shared
Kitchen Area 120
Kitchen Length 10
Kitchen Width 12
Primary on Main 93.5
Second Bedroom Length 11
Second Bedroom Width 8.5
Bedroom 3 Area 97.75
Bedroom 3 Length 11.5
Bedroom 3 Width 8.5
Living Room Area 266
Living Room Length 14
Living Room Width 19
Primary Bedroom Area 120
Primary Bedroom Length 10
Primary Bedroom Width 12
Bedroom 3 Level Upper
Second Bedroom Level Upper
See more
General
Sewer Private Sewer
Heating Heat Pump Wood
Cooling Ductless Electric
Possession Close Of Escrow
Roof Metal/Steel
Appliances Refrigerator Oven/Range Washer Dryer Electric Water Heater
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Patio Covered
Architectural Style A-Frame
Construction Materials Frame Vinyl Siding
Pets Allowed false
Year Built 1994
View Water
Stories Count 1
Township Rose
Levels One and One Half
Property Subtype Single Family Residence
Waterfront Features Bluff (greater than 10ft) Private Lake
Community Features None
Accessibility None
Assoc Fee Paid Per Annually
County Ogemaw
New Construction N
Property Type Residential
Attached Garage N
Energy Efficient Not Applicable
Subdivision Name N/A
Garage Y/N N
Green Water Conservation Not Applicable
Other Structures Shed(s)
Full Baths 0
Status New
Directions M33 to Heath Rd. east 3/4 mile to Beechwood Rd. north 4 miles to Bear Lake Tr. west appox. 1/2 mile to property on left
City Rose City
Body of Water Bear Lake - Oge-Rose
High School District West Branch-Rose City Area Schools
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 117612
Carport Y/N N
Tax Annual Amount 1002.02
Home Warranty Y/N N
Lease Renewal Y/N N
Lease Considered Y/N N
Primary Bedroom Level Main
Living Area Units Square Feet
Standard Status Active
Middle/Junior School District West Branch-Rose City Area Schools
Elementary School District West Branch-Rose City Area Schools
Tax Assessed Value 38521
Ownership Type Private Owner
Lease Amount Frequency Annually
Legal Description SEC 6 T24N R3E COM AT S 1/4 COR TH S 85 DEG 45'43 E 1318.30 FT TH N 2 DEG 39'30 E 300 FT TO POB TH CONT N 2 DEG 39'30 E 300 FT TH S 69 35'41 E 470.77 FT TO SHORE OF BEAR LAKE TH S 15 DEG 37'39 E
Freehold IDX
See more
Exterior
Exterior Amenities Dock
Parking Features Gravel Dirt Private None
Lot Features Wooded-Hardwoods Wooded Sloped Landscaped Metes and Bounds
Water Source Private
Lot Size Area 2.7
Foundation Details Slab
Number of Buildings 2
Spa N
Lot Dimensions 475x250
Lot Size Acres 2.7
Road Surface Type Gravel Dirt
Frontage Length 208
Frontage Type Waterfront
Waterfront Y/N Y
Road Frontage Type Private Road Easement
Other Equipment Dish TV
Road Responsibility Private Maintained Road
Horse Y/N N
See more
* Excluded Features
List By
Benjamin Realty

Broker

(989) 965-0509

Phone

Affordability Calculator

$1,473
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,389
Monthly Property Taxes
$84
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
2034545 Elementary School
2034210 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/20/2026$220,000 Listed Price

Map


See all

5540 N Bear Lake Trail, Rose City, MI, 48654 is a Single Family Home for sale at $220,000 with 1,032 sqft and a lot size of 2.7. 5540 N Bear Lake Trail has 3 bedrooms, 1.0 baths, and was built in 1994. The property's zip code is 48654 which is in Rose City, MI