5540 N Bear Lake Trail Rose City, MI $ 220,000
5540 N Bear Lake Trail
$ 220,000
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5540 N Bear Lake Trail

Rose City, MI, 48654
$ 220,000
Bedrooms3 Baths1.0 Sq 1,032

Monthly Estimate*

$ 1,389

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Single Family Home for sale in Rose City, MI

for $220,000 with 3 bedrooms and 1 full bath. This 1,032 square foot home was built in 1994 on a lot size of 2.7.

BEAR LAKE WATERFRONT HOME! Escape to the peace and quiet of northern Michigan with this beautifully updated modified A-frame nestled on 2.7 wooded acres with 208 feet of frontage on private Bear Lake. Bordering the Huron National Forest, this property offers direct access to thousands of acres of public land for hiking, hunting, wildlife viewing, and year-round outdoor recreation, while nearby ATV and snowmobile trails can be accessed from the property. Inside, you'll find approximately 1,032 square feet of warm, inviting living space featuring soaring vaulted ceilings with exposed wood beams, an open-concept floor plan, and a cozy wood-burning stove that creates the perfect Up North atmosphere. The custom kitchen is loaded with character, showcasing handcrafted wood countertops, a corrugated metal backsplash, abundant workspace, and a walk-in pantry. The home offers three bedrooms and an updated full bath featuring a tiled walk-in shower. A spiral staircase leads to the upper level, where the loft-style layout adds charm and flexibility for family and guests. Step outside to enjoy the privacy of the wooded setting, frequent visits from deer and other wildlife, and peaceful views of Bear Lake, which is approximately 15 acres in size and reaching depths of around 30 feet, Bear Lake is well known locally for its fishing and quiet setting. Additional features include a durable metal roof, mini-split heating and cooling, a new septic installed in 2019, and two storage buildings—including a 12' x 8' shed wired for electricity and a 12' x 16' storage shed—providing plenty of room for tools, fishing gear, ATVs, and outdoor equipment. Whether you're looking for a year-round residence, weekend getaway, or recreational base camp, this turnkey property offers the perfect blend of comfort, privacy, and northern Michigan adventure.

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Single Family Active

Price

$ 220,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,002

Style

A-Frame

Lot Size

2.7

Year Built

1994

Town/City

Rose City

County/Region

Ogemaw

MLS | Web ID

80071264

Features
Interior
Interior Amenities Cathedral/Vaulted Ceiling Window Treatment(s)
Bedroom 3 Level Upper
Bedroom 1 Level Main
Bedroom 2 Level Upper
Beds 3
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General
Heating Heat Pump(s)
Kitchen Level Main
Cooling Heat Pump(s)
Possession At Close
Fireplaces Wood Stove
Water Private Well
Appliances Dryer Range/Oven Refrigerator Washer
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 1994
Subdivision N/A MI
Water Heater Electric
Style A-Frame
County Ogemaw
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Rose Twp
Section 6
Zoning Residential
Sale/Rent For Sale
Status Detail 0
Structure Style 1 1/2 Story
Area Rose Twp (65013)
Primary City Rose City
Directions M33 to Heath Rd. east 3/4 mile to Beechwood Rd. north 4 miles to Bear Lake Tr. west appox. 1/2 mile to property on left
City Rose City
School District West Branch - Rose City Area Sch
Financial Terms Cash Conventional
Legal Description SEC 6 T24N R3E COM AT S 1/4 COR TH S 85 DEG 45'43 E 1318.30 FT TH N 2 DEG 39'30 E 300 FT TO POB TH CONT N 2 DEG 39'30 E 300 FT TH S 69 35'41 E 470.77 FT TO SHORE OF BEAR LAKE TH S 15 DEG 37'39 E
DOM 0
Postal Code 48654
Price Per Sq Ft Total AG 213.18
Public Remarks
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Exterior
Exterior Vinyl Siding
Exterior Amenities Patio Porch
Frontage 208
Body of Water Bear Lake - Oge-Rose
Lot Size Area 2.7
Lot Dimensions 475x250
OUT BUILDINGS Shed
Water Features Dock/Pier Facility Water View Waterfront
Roads Gravel Private Road
Waterfront Y/N Yes
Frontage Type Water
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* Excluded Features
List By
CHRIS DACK

Listing Agent

Benjamin Realty

Broker

chris@benjaminre.com

Email

Affordability Calculator

$1,473
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,389
Monthly Property Taxes
$84
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
759507 Elementary School
760250 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/20/2026$220,000 Listed Price

Map


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5540 N Bear Lake Trail, Rose City, MI, 48654 is a Single Family Home for sale at $220,000 with 1,032 sqft and a lot size of 2.7. 5540 N Bear Lake Trail has 3 bedrooms, 1.0 baths, and was built in 1994. The property's zip code is 48654 which is in Rose City, MI