245 Union Street Lodi, NJ $ 650,000
245 Union Street
$ 650,000
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245 Union Street

Lodi, NJ, 07644
$ 650,000
Bedrooms3 Baths2.0

Monthly Estimate*

$ 4,104

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Multi-Family Home for sale in Lodi, NJ

for $650,000 with 3 bedrooms and 2 full baths.

Rare mixed-use two-unit property in Lodi, grandfathered for professional/commercial use on the ground floor, making it ideal for an accountant, attorney, or similar office use. This versatile property sits on a Res/Com zoned lot and provides flexibility for both investors and owner-users. The first-floor unit flows naturally from a spacious room that was originally the living room into what was formerly the dining room, creating an open, welcoming reception area. Beyond that lies the kitchen, which connects to a side room that was once a bedroom, as well as an exceptionally large additional room perfect for private offices, conference space, or storage. The layout offers the charm of a converted residential home while functioning efficiently as a professional office space. The second floor features a comfortable one-bedroom apartment with laundry, offering steady rental income potential or space for an owner-occupant, adding to the property's income-producing appeal. Parking for 3 cars available. Note that per current grandfathered zoning, the commercial use of the first-floor unit is protected only as long as it remains in professional/commercial use; converting the property to strictly residential use would permanently forfeit the right to use it commercially again in the future.

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Multi-Family Active

Price

$ 650,000

Bedrooms

3

Full Bath

2

Property Type

Multi-Family

Taxes

$ 9,116

Style

2 Family

Town/City

Lodi

County/Region

Bergen

MLS | Web ID

26027221

Features
General
Utilities See Remarks
Architectural Style 2 Family
Rooms None
County BERGEN
Property Type 2-4 Family
HOA N
Total Rooms 8
Full Baths 2
Status Active - Active
City Lodi
Disclosures Seller's Agent Seller Disclosure - Yes
Year Built Details 1900-1939 Build Prior to 1978
Tax Annual Amount 9116.0
MLS Area Minor 400
Lease Considered Y/N N
Standard Status Active
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Interior
Heating Y/N N
Half Baths 0
Total Bedrooms 3
Total Baths 2
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* Excluded Features

Affordability Calculator

$4,864
Per Month
84%
16%
0%
Monthly Principal & Interest
$4,104
Monthly Property Taxes
$760
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
843640 Elementary School
843641 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/20/2026$650,000 Listed Price

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245 Union Street, Lodi, NJ, 07644 is a Multi-Family Home for sale at $650,000. 245 Union Street has 3 bedrooms and 2.0 baths. The property's zip code is 07644 which is in Lodi, NJ