190 Ray Street
Manchester, NH, 03104 $ 649,900
Bedrooms5 Baths3.0 Sq 3,307 Monthly Estimate*
$ 4,104
Listed by Mark Lynch, RE/MAX Synergy, 603-488-6260, Mark@NHSynergy.com
for $649,900 with 5 bedrooms and 3 full baths. This 3,307 square foot home was built in 1870 on a lot size of 0.18.
Opportunity knocks with this well-maintained three-family property located in Manchester's desirable North End, offering the perfect blend of immediate cash flow and long-term investment potential. Featuring two spacious 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit, all three apartments are currently occupied with month-to-month leases, providing flexibility for investors or owner-occupants alike. Current rental income totals $5,400 per month ($64,800 annually), with separate utilities allowing tenants to pay their own heat, hot water, and electricity. Built in 1870 with classic Colonial charm, the property offers over 3,300 square feet of finished living space and features hardwood, laminate, and carpet flooring, public water and sewer, natural gas and oil heat, plus off-street parking. Conveniently located just minutes from downtown Manchester, schools, hospitals, shopping, restaurants, and major commuter routes, this is an ideal addition to any investment portfolio or a fantastic opportunity to offset your mortgage with rental income. Whether you're looking to expand your portfolio or purchase your first multi-family property, 190 Ray Street delivers strong income, an excellent location, and tremendous upside. Don't miss your chance to own this solid North End investment.
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FeaturesInteriorBasement Description Concrete Floor Partially Finished Walkout
Basement Yes
Flooring Carpet Hardwood Laminate
Beds 5
Total Number of Units 3
Total Full Baths 3
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GeneralRoad Frontage TBD
Sewer Public
Heating Natural Gas Oil
Cooling Wall AC Units
Utilities Cable
Roof Asphalt Shingle
Garage No
Flood Zone Unknown
Zoning Res
Full Baths 3
Half Baths 0
Year Built 1870
Electric 100 Amp Service Circuit Breaker(s)
Style Colonial
Stories Count 3
Construction Status Existing
Block 0022
Assessment Amount 411900
Tax Year 2024
Status Detail 0
Covenants Unknown
Construction Materials Aluminum Siding
City Manchester
Seasonal No
DOM 0
Price Per Sq Ft Total AG 218.16
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ExteriorLot Features Near Shopping Near Hospital Near School(s)
Exterior Amenities Garden Space Natural Shade Storage
Driveway Concrete
Water View No
Lot Size Area 0.18
Water Source Public
Parking Features On Street Parking Spaces 1 - 10
Foundation Fieldstone
Lot 0
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $4,104
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Manchester, NH
Average List Price $893,698
Percent of Sale Price 38%
About Manchester, NH 112,818 Population
5% Since 2002
$ 56,481 Median Income
38.8 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
451920 Elementary School
452237 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/20/2026 | $649,900 | | Listed Price |