4020 Derby Drive
Gainesville, GA, 30507 $ 625,000
Bedrooms4 Baths3.1 Sq 3,821 Monthly Estimate*
$ 3,946
for $625,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,821 square foot home was built in 1996 on a lot size of 0.64.
This exceptional Southern charmer offers the perfect blend of thoughtful updates, generous living space, and incredible indoor-outdoor amenities. A brand-new roof (July 2026) provides peace of mind, while the HVAC, interior paint, carpet, and luxury vinyl plank flooring have all been updated within the last one to three years. A gracious front porch welcomes you to this beauty. There are 4 bedrooms plus a large bonus room, 3.5 baths, and an office on the two main floors in addition to a fully finished terrace level. The spacious kitchen features granite countertops, a large breakfast area, and an oversized walk-in pantry, Relax year-round on the screened porch overlooking your private backyard retreat. Outside, enjoy the impressive 18' x 36' in-ground pool complete with a custom-fitted safety cover, all surrounded by an elegant wrought iron fence. Additional exterior features include an irrigation system to keep the landscaping looking its best. The garage is finished with durable epoxy flooring. The oversized primary suite is a true retreat with a tray ceiling and a beautifully remodeled bath featuring a frameless tiled shower, soaking tub, and updated finishes. The fully finished basement is ideal for multigenerational living, guests, or entertaining, offering its own living room, dining area, full kitchen, bedroom, full bathroom, and a second laundry room—providing exceptional flexibility and privacy. This well cared for home with versatile living spaces and fabulous private pool area, is move-in-ready, on a large lot and in a flat cul de sac! Students in the neighborhood attend the sought after Cherokee Bluff school cluster. Don't miss your opportunity to make this rare find yours!
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available Phone Available Underground Utilities Water Available
Roof Composition
Appliances Dishwasher Double Oven Electric Range Microwave Refrigerator
HOA Fee 175
Garage Spaces 2
Patio/Porch Features Enclosed Front Porch Patio
Architectural Style Traditional
Pool Features In Ground Private
Security Features None
Construction Materials Vinyl Siding
Year Built 1996
Electric None
View Pool Trees/Woods
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 15028H000022
Waterfront Features None
Community Features None
Accessibility None
HOA Fee 2 0
Assoc Fee Paid Per Annually
County Hall - GA
Property Type Residential
HOA true
Energy Efficient None
Subdivision Name Churchill Downs
Green Energy Generation None
Other Structures None
Full Baths 3
Status Active
Directions Please use GPS.
High School Cherokee Bluff
City Gainesville
Body of Water None
Spa Features None
Elementary School Chestnut Mountain
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4009
Home Warranty Y/N false
Middle/Junior High School Cherokee Bluff
Property Condition Resale
Standard Status Active
Freehold IDX
Corporate Owner None
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InteriorInterior Amenities Double Vanity High Ceilings 10 ft Main Walk-In Closet(s)
Basement Daylight Finished Finished Bath Full Interior Entry
Flooring Carpet Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Brick Family Room
Common Walls No Common Walls
Window Features None
Half Baths 1
Laundry Features Laundry Room Upper Level
Total Bedrooms 4
Room Type Basement Bonus Room Laundry Office
Main Level Bedrooms 0
Main Level Bathrooms 0
Kitchen Features Breakfast Bar Breakfast Room Cabinets White Pantry Stone Counters
Total Baths 4
Primary Bathroom Features Double Vanity
Dining Room Features Separate Dining Room
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ExteriorExterior Amenities Private Yard
Fencing Back Yard
Parking Features Attached Garage Garage Door Opener Garage Faces Side
Lot Features Back Yard Cul-De-Sac Front Yard Landscaped
Water Source Public
Foundation Details See Remarks
Building Area Total 3821
Lot Dimensions 221 x 126
Lot Size Acres 0.64
Road Surface Type Asphalt
Lot Size Source Public Records
Road Frontage Type None
Other Equipment None
Horse Amenities None
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* Excluded FeaturesList BySTACY DEROGATISListing Agent
Keller Williams Realty Atlanta PartnersBroker
StacyGetsResults@kw.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,946
- Monthly Property Taxes
- $334
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Gainesville, GA
Average List Price $721,547
Percent of Sale Price 15%
About Gainesville, GA 40,554 Population
23% Since 2002
$ 42,535 Median Income
32.19 Median Age
35% Households with Children
Trends Information provided by ATTOM Data Solutions.
4779690 Elementary School
4779691 Middle School
Cherokee Bluff High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/20/2026 | $625,000 | | Listed Price |