187 Lower Penn Point Drive Oakland, MD $ 1,450,000
187 Lower Penn Point Drive
$ 1,450,000
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187 Lower Penn Point Drive

Oakland, MD, 21550
$ 1,450,000
Bedrooms3 Baths2.0 Sq 1,695

Monthly Estimate*

$ 9,155

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Single Family Home for sale in Oakland, MD

for $1,450,000 with 3 bedrooms and 2 full baths. This 1,695 square foot home was built in 1950 on a lot size of 0.45.

Cozy cottage with split lakefront and Type A dock located in the serene quiet Penn Point Cove. This quaint home has plenty of room for family, guests and entertaining. The covered & heated outdoor deck facing the lake is a great place for morning coffee and evening dinner. The large, bright kitchen & dining area is another great entertaining space with quartz countertops, stainless steel appliances and plenty of room for large family gatherings. The home has 2 bedrooms on the main floor, a roomy living area with fireplace, full bathroom and a bonus sunroom with a wood burning fireplace. Upstairs has a great bunk room bedroom that can easily sleep 4 people, plus another living room and bathroom with a claw foot tub and shower. Beautifully landscaped outdoor area has a firepit space, a detached garage with plenty of storage area and an easy walk to your dock area. Great places to watch some of the best sunsets! This home will convey turnkey furnished with a few seller exceptions. Schedule your tour today, this home has so much to offer.

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Single Family Active

Price

$ 1,450,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,189

Style

Cottage

Lot Size

0.45

Year Built

1950

Town/City

Oakland

County/Region

Garrett

MLS | Web ID

MDGA2012396

Features
General
Living Area 1695
Sewer Septic Exists
Heating Baseboard - Electric Forced Air Humidifier
Cooling None
Utilities Cable TV Electric Available Propane Water Available
Possession Settlement
Roof Shingle
Appliances Built-In Microwave Dishwasher Dryer - Front Loading Oven/Range - Electric Stainless Steel Appliances Refrigerator Washer - Front Loading
Zoning R
HOA Fee 150.00
Patio/Porch Features Deck(s) Patio(s) Porch(es) Wrap Around
Architectural Style Cottage
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1950
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel None
Waterfront Features Private Dock Site Split Lakefront
Accessibility 2+ Access Exits Doors - Swing In Level Entry - Main
Assoc Fee Paid Per Annually
County GARRETT
New Construction N
Property Type Residential
HOA Y
Subdivision Name PENN POINT
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions From McHenry take 219 South make a left onto Sand Flat Rd left on Boy Scout Rd and then a right onto Penn Point Drive. Follow Penn Point to a right turn on Lower Penn Point Rd
City OAKLAND
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 19636.00
Tax Annual Amount 5189.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 855.46
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
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Interior
Interior Amenities Combination Kitchen/Dining Combination Kitchen/Living Entry Level Bedroom Floor Plan - Open Wood Floors Window Treatments Wet/Dry Bar Upgraded Countertops
Heating Fuel Electric Propane - Owned
Basement Unfinished
Total Fireplaces 2
Fireplace Features Gas/Propane Wood
Hot Water Propane
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1695
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Living Room Dining Room Bedroom 3 Kitchen Basement Bathroom 1 Bathroom 2
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities BBQ Grill Exterior Lighting Flood Lights
Pool No Pool
Lot Features Corner Front Yard Landscaping Partly Wooded Rear Yard
Water Source Well
Type of Parking Driveway
Foundation Details Block
Spa N
Water View Y/N N
Lot Size Acres 0.45
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Y
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 187
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* Excluded Features
List By
Railey Realty, Inc.

Broker

mangumamy@yahoo.com

Email

Affordability Calculator

$9,588
Per Month
95%
5%
0%
Monthly Principal & Interest
$9,155
Monthly Property Taxes
$432
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/19/2026$1,450,000 Listed Price

Map


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187 Lower Penn Point Drive, Oakland, MD, 21550 is a Single Family Home for sale at $1,450,000 with 1,695 sqft and a lot size of 0.45. 187 Lower Penn Point Drive has 3 bedrooms, 2.0 baths, and was built in 1950. The property's zip code is 21550 which is in Oakland, MD