197 NANDINA TERRACE Winter Springs, FL $ 689,900
197 NANDINA TERRACE
$ 689,900
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197 NANDINA TERRACE

Winter Springs, FL, 32708
$ 689,900
Bedrooms4 Baths3.0 Sq 2,501

Monthly Estimate*

$ 4,356

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Single Family Home for sale in Winter Springs, FL

for $689,900 with 4 bedrooms and 3 full baths. This 2,501 square foot home was built in 1999 on a lot size of 0.21.

THERE ARE HOMES YOU SEE...and HOMES YOU FEEL! Privacy, space, and a peaceful conservation setting come together in this 4-bedroom, 3-bath pool home in the gated community of Howell Creek Reserve. Backing to conservation with no rear neighbors, the backyard feels like your own private retreat—perfect for relaxing by the pool or entertaining family and friends. Inside, the thoughtfully designed triple-split floor plan offers exceptional privacy, while soaring ceilings, crown molding, and updated lighting create an inviting, open atmosphere. The spacious primary suite features a tray ceiling, sitting area, walk-in closet, and an additional closet for extra storage. The kitchen offers granite countertops, a newer refrigerator and dishwasher, and opens seamlessly to the living spaces. Two bathrooms were renovated in 2020, and major updates include newer roof (2019), new HVAC (2026), newer water heater (2024), and a newer pool pump. Located just minutes from the Cross Seminole Trail, parks, shopping, dining, and top-rated Seminole County schools, this home offers the perfect balance of comfort, convenience, and Florida outdoor living. CALL TODAY to schedule your private Showing.

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Single Family Active

Price

$ 689,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 5,729

Style

Florida

Lot Size

0.21

Year Built

1999

Town/City

Winter Springs

County/Region

Seminole

MLS | Web ID

O6426345

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Available Electricity Connected Public Sewer Connected Street Lights Underground Utilities
Roof Shingle
Appliances Dishwasher Disposal Electric Water Heater Microwave Range Refrigerator
Zoning PUD
HOA Fee 325
Garage Spaces 2
Association Fee Includes Community Pool Escrow Reserves Fund Private Road Recreational Facilities
Patio/Porch Features Covered Enclosed Rear Porch Screened
Architectural Style Florida
Pool Features Gunite In Ground Screen Enclosure
Security Features Gated Community Security System Owned Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1999
View Trees/Woods Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Deed Restrictions Golf Carts OK Playground Pool Sidewalks
Assoc Fee Paid Per Quarterly
County Seminole
New Construction false
Property Type Residential
Association Amenities Fence Restrictions Gated Playground Pool
Attached Garage true
Subdivision Name HOWELL CREEK RESERVE PH 3
Facing Direction East
Garage Y/N true
Total Rooms 12
Full Baths 3
Status Active
Directions From SR 434 & Tuskawilla Rd: Head (east) on SR 434 to (right) on Vistawilla Dr to (right) entrance to Howell Creek Reserve. After gate follow Nandina Ter to property.
High School Oviedo High
City WINTER SPRINGS
Body of Water HOWELL CREEK
Association Name Vista Cam
Senior Community Y/N false
MLS Area 32708 - Casselberrry/Winter Springs / Tuscawilla
Lot Size Units Square Feet
Lot Size Square Feet 9202
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features In Ground
Elementary School Lawton Elementary
Land Lease Y/N false
Tax Annual Amount 5729.43
Middle/Junior High School Indian Trails Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 127
Legal Description LOT 127 HOWELL CREEK RESERVE PH 3 PB 52 PGS 87 & 88
Water View Creek
Water Access Type Creek
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 108.33
Additional Rooms Family Room Inside Utility
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
DockY/N false
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Crown Molding Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Surface Counters Stone Counters Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Sidewalk Sliding Doors
Vegetation Trees/Landscaped Wooded
Parking Features Driveway Garage Door Opener
Lot Features Conservation Area City Lot Near Golf Course Sidewalk
Water Source Public
Lot Size Area 9202
Foundation Details Slab
Building Area Total 3285
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved Private Road
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* Excluded Features
List By
Coldwell Banker Realty

Broker

doug@yourteamd.com

Email

Affordability Calculator

$4,834
Per Month
90%
10%
0%
Monthly Principal & Interest
$4,356
Monthly Property Taxes
$477
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Oviedo High High School High School
Pricing History
DatePricePrice ChangeDescription
7/18/2026$689,900 Listed Price

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197 NANDINA TERRACE, Winter Springs, FL, 32708 is a Single Family Home for sale at $689,900 with 2,501 sqft and a lot size of 0.21. 197 NANDINA TERRACE has 4 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 32708 which is in Winter Springs, FL