4132 MARTINDALE LOOP Winter Haven, FL $ 399,900
4132 MARTINDALE LOOP
$ 399,900
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4132 MARTINDALE LOOP

Winter Haven, FL, 33884
$ 399,900
Bedrooms4 Baths3.0 Sq 1,894

Monthly Estimate*

$ 2,525

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Single Family Home for sale in Winter Haven, FL

for $399,900 with 4 bedrooms and 3 full baths. This 1,894 square foot home was built in 2008 on a lot size of 0.19.

Welcome to this beautifully maintained, energy-efficient 4-bedroom, 3-bath home in the highly desirable Traditions at Ruby Lake, a premier 55+ gated community offering the very best of Florida resort-style living. Situated on an oversized lot, this exceptional home features a desirable split floor plan and soaring high ceilings that create a bright, open, and spacious feel throughout. Thoughtfully upgraded for both comfort and efficiency, the home offers a spacious, expanded screened lanai with brick pavers—the perfect outdoor retreat for entertaining or enjoying a quiet evening—enhanced by customizable LED lighting to create the ideal ambiance. Energy-saving features include foam-core insulation in the concrete block walls, new Andersen windows, and a freshly painted exterior. Inside, you'll find hardwood flooring in the primary bedroom and front bedroom, which also makes an ideal home office. The kitchen is beautifully appointed with custom cabinetry, granite countertops, slate stainless steel appliances, and abundant storage. Custom maple shelving in the pantry, laundry room, and both linen closets adds both elegance and functionality. The primary bath also features granite countertops, completing the home's high-quality finishes. Designed for comfortable everyday living and effortless entertaining, this home offers generous living spaces that provide both privacy and flexibility for family and guests. HOA dues provide exceptional value and include weekly lawn and landscape maintenance, Spectrum TV service, and exterior house painting every seven years. Residents also enjoy full access to the community's impressive lakefront clubhouse, featuring a resort-style pool and spa, sauna, showers, a fully equipped fitness center, staffed front desk, library, business center, billiards room, craft room, and a spacious ballroom that hosts meetings, dances, entertainment, guest speakers, clubs, and social events. Outdoor amenities are equally impressive and include tennis, basketball, bocce ball, shuffleboard, pickleball, three community boat docks, a picturesque lakeside gazebo, and a paved walking path along the lake—perfect for morning strolls or evening exercise. If you're looking for a move-in-ready home with exceptional upgrades, low-maintenance living, and an active, resort-style lifestyle, this is the one you won't want to miss!

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Single Family Active

Price

$ 399,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 2,936

Style

Single Family Residence

Lot Size

0.19

Year Built

2008

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4963446

Features
General
Sewer Public Sewer
Heating Central Heat Pump
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Electric Water Heater Microwave Range Refrigerator
HOA Fee 484
Garage Spaces 2
Association Fee Includes Cable TV Community Pool Escrow Reserves Fund Manager Private Road Recreational Facilities
Security Features Gated Community Security Gate Security Lights Security System Security System Owned Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Number Limit
Year Built 2008
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Community Boat Ramp Fishing Lake Private Boat Ramp Water Access Association Recreation - Owned Clubhouse Deed Restrictions Dog Park Fitness Center Gated Community - Guard Golf Carts OK No Truck/RV/Motorcycle Parking
Assoc Fee Paid Per Monthly
County Polk
New Construction false
Property Type Residential
Association Amenities Basketball Court Cable TV Clubhouse Fence Restrictions Fitness Center Gated Maintenance Pickleball Court(s) Pool Recreation Facilities Security Shuffleboard Court Tennis Court(s) Trail(s) Vehicle Restrictions Wheelchair Access
Attached Garage true
Subdivision Name TRADITIONS PH 02
Facing Direction Southwest
Garage Y/N true
Total Rooms 11
Full Baths 3
Status Active
Directions From Rt. 27 take Thompson Nursery Rd. west to right turn into Traditions main gate. Follow Traditions Blvd. to left on Grenville Rd to right on Raleigh to right on Martindale Loop. House is at the top on the right.
City WINTER HAVEN
Association Name LELAND MANAGEMENT
Senior Community Y/N true
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 8481
Carport Y/N false
Listing Terms Cash Conventional FHA Lease Purchase Owner May Carry VA Loan
Land Lease Y/N false
Tax Annual Amount 2936.12
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4963446
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 160
Legal Description TRADITIONS PHASE 2 PB 141 PGS 37-40 LOT 160
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 484
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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Interior
Interior Amenities Cathedral Ceiling(s) Eating Space In Kitchen Kitchen/Family Room Combo L Dining Open Floorplan Solid Surface Counters Solid Wood Cabinets Thermostat Window Treatments
Flooring Ceramic Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Sliding Doors
Water Source Public
Lot Size Area 8481
Foundation Details Slab
Building Area Total 2465
Lot Size Acres 0.19
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
mike.webb51@gmail.com

Email

Affordability Calculator

$2,770
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,525
Monthly Property Taxes
$245
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/18/2026$399,900 Listed Price

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4132 MARTINDALE LOOP, Winter Haven, FL, 33884 is a Single Family Home for sale at $399,900 with 1,894 sqft and a lot size of 0.19. 4132 MARTINDALE LOOP has 4 bedrooms, 3.0 baths, and was built in 2008. The property's zip code is 33884 which is in Winter Haven, FL