1095 Howard Street Otsego, MI $ 365,000
1095 Howard Street
$ 365,000
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1095 Howard Street

Otsego, MI, 49078
$ 365,000
Bedrooms4 Baths2.0 Sq 1,306

Monthly Estimate*

$ 2,305

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Single Family Home for sale in Otsego, MI

for $365,000 with 4 bedrooms and 2 full baths. This 1,306 square foot home was built in 1973 on a lot size of 0.39.

Welcome to 1095 Howard Street this beautifully maintained 4-bedroom, 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home, while multiple bonus rooms provide endless possibilities for a home office, gym, playroom, or hobby space. The walkout lower level adds valuable living and entertaining space with easy access to the large fenced in backyard. Enjoy peace of mind with numerous recent improvements within the last 3 years, including a Reverse Osmosis System, 96.7% AFUE Gas Furnace, Honeywell Wi-Fi Thermostat, April Air 16SEER AC System, chimney liner, water heater, retaining wall with new drainage, gutters with leaf screens w/ downspouts, 2" thick steel insulated garage door, kitchen aid dishwasher (2024), the fully remodeled kitchen includes new base floor and insulation. With thoughtful updates throughout the entire house and room to fit a variety of lifestyles, this move-in-ready home is one you won't want to miss!

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Single Family Active

Price

$ 365,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,613

Style

Lot Size

0.39

Year Built

1973

Town/City

Otsego

County/Region

Allegan

MLS | Web ID

70546660

Features
General
Heating Forced Air
Garage Attached Garage
Appliances Dishwasher Dryer Range/Oven Refrigerator Washer
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1973
Water Heater Gas
County Allegan
Class RESIDENTIAL
Type Single Family
Municipality Otsego Twp
New Construction Y/N No
Subdivision MI
Sale/Rent For Sale
Status Detail 0
Structure Style 1 Story
Area Otsego Twp (03017)
Primary City Otsego
Directions US 131 to Otsego Exit west to Eley St (by Dollar General) south then slight left and east to Ruby south to Howard St west to home.
City Otsego
School District Otsego Public Schools
Financial Terms Cash Conventional FHA VA MIStateHsDevAuthority
Legal Description LOT 50 RIDGE BROOK SUBDIVISION NO. 1 SEC 26 T1N R12W.
DOM 1
Postal Code 49078
Price Per Sq Ft Total AG 279.48
Public Remarks Welcome to 1095 Howard Street this beautifully maintained 4-bedroom 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home
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Exterior
Exterior Brick Vinyl Siding
Frontage 99
Lot Size Area 0.39
Pool (Y/N) No
Lot Dimensions 99x170
Roads City/County
Waterfront Y/N No
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Interior
Beds 4
Fireplace? Yes
Total Rooms 8
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* Excluded Features
List By
Katelyn Steele

Listing Agent

Jaqua, Realtors

Broker

ksteele@jaquarealtors.com

Email

Affordability Calculator

$2,606
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,305
Monthly Property Taxes
$301
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3952936 Elementary School
3952933 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/18/2026$365,000 Listed Price

Map


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1095 Howard Street, Otsego, MI, 49078 is a Single Family Home for sale at $365,000 with 1,306 sqft and a lot size of 0.39. 1095 Howard Street has 4 bedrooms, 2.0 baths, and was built in 1973. The property's zip code is 49078 which is in Otsego, MI