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1095 Howard Street Otsego, MI $ 365,000
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1095 Howard Street
$ 365,000
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1095 Howard Street

Otsego, MI, 49078
$ 365,000
Bedrooms4 Baths2.0 Sq 2,256

Monthly Estimate*

$ 2,305

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Single Family Home for sale in Otsego, MI

for $365,000 with 4 bedrooms and 2 full baths. This 2,256 square foot home was built in 1973 on a lot size of 0.39.

Welcome to 1095 Howard Street this beautifully maintained 4-bedroom, 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home, while multiple bonus rooms provide endless possibilities for a home office, gym, playroom, or hobby space. The walkout lower level adds valuable living and entertaining space with easy access to the large fenced in backyard. Enjoy peace of mind with numerous recent improvements within the last 3 years, including a Reverse Osmosis System, 96.7% AFUE Gas Furnace, Honeywell Wi-Fi Thermostat, April Air 16SEER AC System, chimney liner, water heater, retaining wall with new drainage, gutters with leaf screens w/ downspouts, 2" thick steel insulated garage door, kitchen aid dishwasher (2024), the fully remodeled kitchen includes new base floor and insulation. With thoughtful updates throughout the entire house and room to fit a variety of lifestyles, this move-in-ready home is one you won't want to miss! Additional updates include: H&S Sump Pump Motor w/sealed basin lid, correct well room, new outlets throughout, upgraded toilets, and more. Mechanically this home has been completely updated!

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Single Family Active

Price

$ 365,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,613

Style

Ranch

Lot Size

0.39

Year Built

1973

Town/City

Otsego

County/Region

Allegan

MLS | Web ID

26036991
Features
Interior
Interior Amenities Eat-in Kitchen
Basement Walk-Out Access
Total Fireplaces 1
Fireplace Features Family Room
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features In Bathroom Main Level
Total Bedrooms 4
Below Grade Finished Area 0.0
Main Level Bedrooms 3
Total Baths 2
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General
Sewer Septic Tank
Heating Forced Air
Cooling Central Air
Utilities Natural Gas Connected Cable Connected
Possession Negotiable See Remarks
Appliances Dishwasher Dryer Oven Range Refrigerator Washer Water Softener Owned
Garage Spaces 2.0
Architectural Style Ranch
Construction Materials Brick Vinyl Siding
Exclusions Stove large fridge Deep Freezer in basement.
Year Built 1973
Stories Count 1
Township Otsego Twp
Property Subtype Single Family Residence
Tax Year 2025
County Allegan
New Construction N
Property Type Residential
Attached Garage Y
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active
Directions US 131 to Otsego Exit west to Eley St (by Dollar General) south then slight left and east to Ruby south to Howard St west to home.
City Otsego
High School District Otsego
Lot Size Units Acres
Lot Size Square Feet 16858.0
Carport Y/N N
Listing Terms Cash FHA VA Loan MSHDA Conventional
Land Lease Y/N N
Tax Annual Amount 3613.13
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 105471
Legal Description LOT 50 RIDGE BROOK SUBDIVISION NO. 1 SEC 26 T1N R12W.
Senior Community None
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Exterior
Parking Features Attached
Water Source Well
Lot Size Area 0.39
Spa N
Building Area Total 1306.0
Lot Dimensions 99x170
Lot Size Acres 0.39
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1095
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* Excluded Features
List By
Jaqua, Realtors

Broker

ksteele@jaquarealtors.com

Email

Affordability Calculator

$2,606
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,305
Monthly Property Taxes
$301
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
251391 Elementary School
249001 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/18/2026$365,000 Listed Price

Map

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1095 Howard Street, Otsego, MI, 49078 is a Single Family Home for sale at $365,000 with 2,256 sqft and a lot size of 0.39. 1095 Howard Street has 4 bedrooms, 2.0 baths, and was built in 1973. The property's zip code is 49078 which is in Otsego, MI

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