Custom-built by Riverside Builders in 2018, this Colonial Pines home offers approx. 2,482 sq ft of living area and 3,842 total sq ft under roof on a 1.18-acre corner lot. Soaring vaulted ceilings, long sightlines and a floor-to-ceiling stone fireplace anchor the open great room. The island kitchen features granite counters, extensive cabinetry, stainless appliances, gas range and pendant lighting. The oversized primary suite offers a tray ceiling, two walk-in closets, a private adjoining office/flex room and a spa-style ensuite with dual granite vanity, soaking tub and tiled walk-in shower. Outside, enjoy approx. 738 sq ft of covered porch space, a brick-paver patio with string lights, fully fenced backyard, oversized 622 sq ft garage and expansive concrete parking with room for guests, a boat or trailer. An adjacent retention-pond view and surrounding open space create rare in-town privacy, minutes from the hospital, shopping, dining, downtown Palatka and a public boat ramp. Both fields, ready to paste. **Public remarks -- 990 characters (limit 1,000):** Custom-built by Riverside Builders in 2018, this Colonial Pines home offers approx. 2,482 sq ft of living area and 3,842 total sq ft under roof on a 1.18-acre corner lot. Soaring vaulted ceilings, long sightlines and a floor-to-ceiling stone fireplace anchor the open great room. The island kitchen features granite counters, extensive cabinetry, stainless appliances, gas range and pendant lighting. The oversized primary suite offers a tray ceiling, two walk-in closets, a private adjoining office/flex room and a spa-style ensuite with dual granite vanity, soaking tub and tiled walk-in shower. Outside, enjoy approx. 738 sq ft of covered porch space, a brick-paver patio with string lights, fully fenced backyard, oversized 622 sq ft garage and expansive concrete parking with room for guests, a boat or trailer. An adjacent retention-pond view and surrounding open space create rare in-town privacy, minutes from the hospital, shopping, dining, downtown Palatka and a public boat ramp. **Supplemental remarks -- 3,658 characters (limit 10,000):** Custom-built by Riverside Builders in 2018, 119 Clover Lane is a rare offering in Palatka's established Colonial Pines neighborhood: newer custom construction, approximately 1.18 acres of privacy, and an unusually generous footprint of approximately 3,842 total square feet under roof, all within minutes of the hospital, shopping, dining and downtown. From the street, the home makes an immediate impression. A full-length covered front porch, classic dormer windows, double-door entry, curved walkway and established landscaping give it timeless Southern curb appeal, while concrete-block construction with a board-style exterior speaks to the quality underneath. Inside, the open-concept main living area is dramatic and light-filled, with soaring vaulted ceilings, recessed lighting, long interior sightlines and a floor-to-ceiling stone fireplace as the centerpiece. Wood-look flooring runs throughout the main living areas, and the kitchen anchors it all with granite countertops, extensive cabinetry, stainless-steel appliances, a gas range, decorative pendant lighting and a large center island with sink and seating that opens to the dining and living areas -- a layout made for everyday living and effortless entertaining alike. The oversized primary suite is a true retreat. A tray ceiling and two separate walk-in closets are joined by a private adjoining office/flex room that can serve as a home office, sitting room, fitness room, hobby room, dressing room or optional fourth sleeping space. The ensuite bathroom features a dual-sink granite vanity, deep soaking tub, separate tiled walk-in shower with rainfall and handheld fixtures, and a private water closet. Two additional bedrooms, a full guest bathroom, a convenient half bath and an interior laundry room complete the floor plan, with generous storage throughout. Outdoor living is where this property truly separates itself. Approximately 738 square feet of finished covered porch space -- including a large covered rear porch -- flows to an expansive brick-paver patio with string lighting, ideal for evening gatherings. The backyard is fully fenced with approximately 680 linear feet of six-foot wood fencing, offering a large usable lawn, mature trees, side gate access and room for pets, recreation, gardening or a future pool, subject to buyer verification and applicable approvals. Practical space is equally abundant. A long curved concrete driveway of approximately 2,820 square feet provides a large parking and turnaround area with room for several vehicles, guests, a boat, trailer or recreational equipment. The oversized two-car garage of approximately 622 square feet easily accommodates vehicles plus workshop space, tools, bicycles, lawn equipment and extra refrigerators or freezers. The setting is what buyers remember most. Positioned on a corner lot with an adjacent retention-pond view providing added separation on one side and wooded surroundings on the other, the property enjoys open space and very few directly adjoining neighbors -- a level of privacy rarely found in an in-town neighborhood. Yet convenience is never sacrificed: the hospital is roughly half a mile away, Walmart approximately two minutes, Publix approximately five minutes, downtown Palatka approximately five to ten minutes, and a public boat ramp approximately ten minutes, with easy access to Highway 20. Newer custom construction, acreage, privacy, flexible living space, exceptional storage and outdoor entertaining space in one convenient location -- 119 Clover Lane is a property that simply does not come along often in this market. Schedule your private showing today.