106 Prospect Street
Middletown, MD, 21769 $ 495,000
Bedrooms3 Baths1.1 Sq 1,734 Monthly Estimate*
$ 3,125
for $495,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,734 square foot home was built in 1920 on a lot size of 0.41.
Some homes simply have a souland this beautifully preserved 1920's Craftsman bungalow is one of them. Situated on a rare lot and a half in the heart of historic Middletown, this contributing home to both the National and Frederick Historic Registers has been lovingly cared for by just two families throughout its history. From the moment you arrive, youll notice the timeless character that sets this home apart. Tall original windows frame mature trees, gardens, and changing seasonal views from nearly every room, filling the home with natural light and creating a peaceful connection to the outdoors. Original wood floors, handcrafted trim work, pocket doors, custom storm windows, and historic architectural details blend seamlessly with thoughtful modern updates. The sellers have always appreciated the homes solid clay block construction, which provides a remarkably quiet, comfortable feel and exceptional insulation rarely found in homes of this era. At the heart of the home is a beautifully renovated kitchen that has served as the gathering place for everything from weeknight dinners to holiday celebrations. A spacious island welcomes family and friends, while the thoughtful layout offers the perfect balance of openness and functionality. Upstairs, generously sized bedrooms, second-floor laundry, and an updated bath provide modern convenience while honoring the homes historic roots. Outside, the property unfolds into a collection of extraordinary outdoor living spaces. Enjoy sunrise views from the backyard, summer sunsets from the welcoming front porch, abundant gardens, mature trees, a kitchen garden, and a private backyard retreat complete with a pergola and gas firepit. Every outdoor space offers its own unique experience, creating a rare sense of privacy and connection to nature in the heart of town. Major improvements include a renovated kitchen and baths, NTI combi-boiler, roof, insulation, updated electrical, propane installation, custom storm windows, and asbestos remediation. Perhaps most special of all are the homes original handcrafted windows and custom-built storm windowsan increasingly rare treasure that has been lovingly maintained and thoughtfully restored. Throughout their stewardship, the sellers viewed themselves less as owners and more as caretakers of something truly special, dedicated to preserving the integrity and craftsmanship the original builders intended. The result is a home that honors its past while offering the comfort, beauty, and functionality todays buyers desire. A rare opportunity to own a piece of Middletown historywhere historic craftsmanship, thoughtful updates, beautiful gardens, and small-town charm come together to create something truly exceptional. Showings to begin August 1st, not before.
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Single Family Coming Soon
FeaturesGeneralLiving Area 1734
Sewer Public Sewer
Heating Radiator
Cooling Central A/C
Possession Settlement
Roof Architectural Shingle
Appliances Refrigerator Stove Dishwasher
Zoning R
Garage Spaces 1.00
Patio/Porch Features Patio(s) Porch(es)
Architectural Style Bungalow
Construction Materials Stucco
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 1920
View Scenic Vista
Levels 2.5
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Middletown
Accessibility None
County FREDERICK
New Construction N
Property Type Residential
HOA N
Subdivision Name MIDDLETOWN
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status COMING SOON
Directions Main Street to Prospect. Home on the LEFT.
City MIDDLETOWN
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 18000.00
Tax Annual Amount 5352.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 285.47
Avg. Electric Per Month 150.0
Avg. Gas Per Month 150.0
Vacation Rental Y/N N
Avg. Water Per Month 83.0
Standard Status Coming Soon
Year Built Source Assessor
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InteriorInterior Amenities Combination Kitchen/Dining Floor Plan - Open Kitchen - Island Upgraded Countertops Wood Floors
Heating Fuel Propane - Leased
Basement Daylight Partial
Flooring Wood
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Propane
Basement (Y/N) Y
Heating Y/N Y
Window Features Storm
Fireplace Y/N Y
Above Grade Finished Area 1734
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorPool No Pool
Fencing Rear
Parking Features Paved Driveway
Lot Features Rear Yard
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Detached Garage Driveway
Foundation Details Slab
Water View Y/N N
Lot Size Acres 0.41
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 94000.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList Bybobbiprescott@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,125
- Monthly Property Taxes
- $446
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Middletown, MD
Average List Price $945,857
Percent of Sale Price 91%
About Middletown, MD 4,263 Population
50% Since 2002
$ 123,353 Median Income
42.49 Median Age
39% Households with Children
Trends Information provided by ATTOM Data Solutions.
3534126 Elementary School
3534371 Middle School
Middletown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/18/2026 | $495,000 | | Listed Price |