365 Pinnacle Drive Swanton, MD $ 679,000
365 Pinnacle Drive
$ 679,000
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365 Pinnacle Drive

Swanton, MD, 21561
$ 679,000
Bedrooms5 Baths3.0 Sq 3,219

Monthly Estimate*

$ 4,287

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Single Family Home for sale in Swanton, MD

for $679,000 with 5 bedrooms and 3 full baths. This 3,219 square foot home was built in 1995 on a lot size of 1.06.

Welcome to this beautifully maintained 5-bedroom, 3-bath mountain retreat in The Pinnacle, one of Deep Creek Lake's most desirable lake access communities. Offering two fully finished levels, an attached garage, and a proven vacation rental history, this home is the perfect blend of comfort, recreation, and investment potential. The spacious main level features an open-concept living room, dining area, and kitchen designed for gathering family and friends. Vaulted ceilings, abundant windows, updated luxury vinyl plank flooring, a cozy gas fireplace, mini-split air conditioning, and upgraded countertops create a bright and inviting space. Step outside to the expansive deck, or enjoy the convenience of the main-level primary suite complete with private bath and direct deck access. Two additional bedrooms and a full bath complete the main floor. The finished lower level offers plenty of room to entertain with a large family room, two additional bedrooms, a full bath, generous storage areas, and walkout access to the covered porch featuring a relaxing hot tubperfect after a day on the lake or the slopes. The Pinnacle offers exceptional amenities including nearby lake access with lakeside decking, a large dock for swimming, canoe and kayak racks, and clubhouse with restrooms. The interior of the community features a tennis/pickleball/basketball court, plus private roads that are ideal for walking and enjoying the peaceful mountain setting. Conveniently located just minutes from Deep Creek Lake State Park and only about 10 minutes from Wisp Resort, you'll enjoy year-round recreation including boating, swimming, skiing, hiking, golfing, fishing, and more. Whether you're searching for a vacation home, or an established vacation rental investment, this exceptional Deep Creek Lake property is ready to enjoy!

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Single Family Active

Price

$ 679,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 6,834

Style

Cabin/Lodge

Lot Size

1.06

Year Built

1995

Town/City

Swanton

County/Region

Garrett

MLS | Web ID

MDGA2012370

Features
General
Living Area 3219
Sewer Public Sewer
Heating Baseboard - Electric
Cooling Ductless/Mini-Split Ceiling Fan(s)
Possession Settlement
Roof Shingle
Appliances Dishwasher Dryer Microwave Oven/Range - Electric Refrigerator Washer
Zoning LR
HOA Fee 92.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance Pier/Dock Maintenance Road Maintenance Snow Removal
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Cabin/Lodge
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1995
View Trees/Woods Water Lake
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County GARRETT
New Construction N
Property Type Residential
Association Amenities Basketball Courts Club House Common Grounds Pickleball Courts Tennis Courts Water/Lake Privileges
HOA Y
Subdivision Name PINNACLE
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Rt. 219 to Glendale Road. Go across Glendale Bridge and turn left into Pinnacle community. Follow to house on left.
City SWANTON
Body of Water Deep Creek Lake
Disclosures Prop Disclosure Subject to Condo/HOA Docs
Association Name PINNACLE
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 46174.00
Tax Annual Amount 6834.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Docks 1
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 419.39
Acceptable Financing Conventional Cash
Vacation Rental Y/N Y
Standard Status Active
Year Built Source Assessor
Legal Subdivision THE PINNACLE
Tax Lot 8
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Interior
Interior Amenities Bathroom - Tub Shower Bathroom - Walk-In Shower Carpet Ceiling Fan(s) Dining Area Entry Level Bedroom Family Room Off Kitchen Floor Plan - Open Primary Bath(s) Recessed Lighting Skylight(s) Upgraded
Heating Fuel Electric
Basement Connecting Stairway Fully Finished Heated Improved Walkout Level Windows
Flooring Ceramic Tile Carpet Luxury Vinyl Tile
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Casement
Fireplace Y/N Y
Above Grade Finished Area 1619
Half Baths 0
Central Air Y/N N
Total Bedrooms 5
Below Grade Finished Area 1600
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Hot Tub
Pool No Pool
Lot Features No Thru Street
Water Source Well
Garage Features Garage - Side Entry
Type of Parking Driveway Attached Garage
Foundation Details Block
Water View Y/N Y
Lot Size Acres 1.06
Road Surface Type Paved
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N N
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Limited hours of Personal Watercraft Operation (PWC) Public Beach Swimming Allowed Waterski/Wakeboard
Road Responsibility HOA
Number of Docks 1
Land Assessed Value 110300.00
Navigable Water Y/N Y
Number of Slips 0
Water Oriented Y/N Y
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Internal Only
Street Number 1 365
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* Excluded Features
List By
Railey Realty, Inc.

Broker

mkennedy@railey.com

Email

Affordability Calculator

$4,857
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,287
Monthly Property Taxes
$570
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/17/2026$679,000 Listed Price

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365 Pinnacle Drive, Swanton, MD, 21561 is a Single Family Home for sale at $679,000 with 3,219 sqft and a lot size of 1.06. 365 Pinnacle Drive has 5 bedrooms, 3.0 baths, and was built in 1995. The property's zip code is 21561 which is in Swanton, MD