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2130 Valley Creek Drive Elgin, IL $ 405,000
2130 Valley Creek Drive
$ 405,000
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2130 Valley Creek Drive

Elgin, IL, 60123
$ 405,000
Bedrooms4 Baths2.1 Sq 1,896

Monthly Estimate*

$ 2,557

Single Family Home for sale in Elgin, IL

for $405,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,896 square foot home was built in 1986 on a lot size of 0.18.

Classic charm meets everyday comfort in this well-maintained 4 bedroom, 2.5 bath Colonial home in the desirable Valley Creek neighborhood of Elgin. Set on a beautifully landscaped lot with mature trees, an inviting front porch and a welcoming community atmosphere, this home is conveniently located within walking distance of parks and the local elementary school. The main level features a spacious living room, formal dining room, eat-in kitchen and a large family room anchored by a cozy gas log fireplace, creating an ideal space for relaxing or entertaining. Upstairs, you'll find four generously sized bedrooms, including the primary suite with its own private bath. An attic fan provides added ventilation and comfort. The partially finished basement expands the living space with a rec room, laundry area, crawlspace storage and plenty of flexibility for a home office, gym or additional storage. Outside, enjoy the backyard deck, patio and storage shed, plus a separate electrical hookup and dedicated breaker that could accommodate a future hot tub or other outdoor features. A 2-car attached garage adds everyday convenience, while thoughtful updates including a smart thermostat, new roof in 2023 and windows approximately eight years old provide added peace of mind in this move-in ready home.

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Single Family Active

Price

$ 405,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 7,843

Style

Colonial

Lot Size

0.18

Year Built

1986

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12638805

Features
General
Living Area 1896
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal
Garage Spaces 2
Association Fee Includes None
Architectural Style Colonial
Construction Materials Vinyl Siding
Year Built 1986
Township Elgin
Tax Year 2025
Ownership Fee Simple
Community Features Park Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Subdivision Name Valley Creek
Other Structures Shed(s)
Total Rooms 8
Full Baths 2
Status New
Directions Highland to Lyle N to Valley Creek W
High School Larkin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Creekside Elementary School
Tax Annual Amount 7843
Middle/Junior High School Kimball Middle School
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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Interior
Basement Finished Crawl Space Partial
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Gas Log Gas Starter
Half Baths 1
Total Bedrooms 4
Room Type No additional rooms
Total Baths 3
Bedrooms Possible 4
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Exterior
Parking Features Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Landscaped Mature Trees
Water Source Public
Total Parking 2
Lot Dimensions 73x110
Lot Size Acres 0.18
Waterfront Y/N N
Other Equipment CO Detectors Ceiling Fan(s) Fan-Attic Exhaust Sump Pump
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* Excluded Features
List By
One Source Realty

Broker

matt@kombrink.com

Email

Affordability Calculator

$3,211
Per Month
80%
20%
0%
Monthly Principal & Interest
$2,557
Monthly Property Taxes
$654
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1540738 Elementary School
1540256 Middle School
Larkin High School High School
Pricing History
DatePricePrice ChangeDescription
7/16/2026$405,000 Listed Price

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2130 Valley Creek Drive, Elgin, IL, 60123 is a Single Family Home for sale at $405,000 with 1,896 sqft and a lot size of 0.18. 2130 Valley Creek Drive has 4 bedrooms, 2.1 baths, and was built in 1986. The property's zip code is 60123 which is in Elgin, IL