11 Chatham Ln Palmyra, VA ^$ 739,000

11 Chatham Ln

^$ 739,000

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Open House 7/18 2pm - 4pm

11 Chatham Ln

Palmyra, VA, 22963

^$ 739,000

Bedrooms4 Baths3.0 Sq 3,178

Monthly Estimate*

^$ 4,666

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Single Family Home for sale in Palmyra, VA

for $739,000 with 4 bedrooms and 3 full baths. This 3,178 square foot home was built in 2002 on a lot size of 0.58.

Public Open House Saturday 7/18/2026 2:00-4:00pm AND Sunday 7/19/2026 1:00-3:00pm. This well maintained waterfront home is nestled among mature hardwoods just a short boat ride up Washington Cove from the main body of water at Lake Monticello, a gated amenity rich golf course community. Bring your kayaks, canoes, or pontoon boat and dock at your own property. Enjoy relaxing on and fishing from your own boat dock & bulkhead. The full lenth rear deck features a screened porch, space for a hot tub, and overlooks the cove. Our amazing house has 4 bedrooms, 3 full baths, large open great room with cathedral ceilings, beautiful hardwood floors & gas fireplace. Main level primary suite offers cathedral ceiling, hardwood floors, soaking tub, double vanity, seperate shower, plus his and hers closets The finished walkout terrace level is home to the 4th bedroom, 3rd full bath, huge family room with free standing gas fireplace, a flex room currently used as a home gym and large storage area with built-in shelving. Private lot with gentle sloping gravel walkway down to the water. Enjoy lakefront living, a quiet neighborhood, and close amenities all while being just 25 minutes from Charlottesville. Welcome home!,Granite Counter,Oak Cabinets,Fireplace in Great Room

Open House

7/18/2026 2:00 PM - 4:00 PM

7/19/2026 1:00 PM - 3:00 PM

11 Chatham Ln Palmyra, VA

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 739,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,530

Style

Lot Size

0.58

Year Built

2002

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

679602

Features

General

Living Area 3178

Sewer Public Sewer

Heating Central Forced Air

Cooling Central A/C

Roof Architectural Shingle

Appliances Washer/Dryer Hookups Only

Zoning PUD

HOA Fee 1495.00

Architectural Style Other

Security Features Security Gate Smoke Detector

Construction Materials Vinyl Siding

School District FLUVANNA COUNTY PUBLIC SCHOOLS

Exclusions Washer Dryer Freezer Lower Level Refrigerator

Year Built 2002

View Water

Levels 1

Tax Year 2026

Ownership Other

Accessibility None

HOA Fee 2 855.00

Assoc Fee Paid Per Annually

County FLUVANNA

New Construction N

Property Type Residential

Association Amenities Basketball Courts Beach Boat Ramp Club House Golf Club Lake Meeting Room Picnic Area Tot Lots/Playground Swimming Pool Soccer Field Tennis Courts

HOA Y

Subdivision Name LAKE MONTICELLO

Garage Y/N N

Other Structures Above Grade Below Grade

Full Baths 3

Status ACTIVE

Directions From the main gate left on Jefferson Dr right on Woodridge Rd right on Chatham Ln house on right.

City PALMYRA

Disclosures Prop Disclosure

HOA Fee 2 Frequency One Time

Tax Annual Amount 4530.0

Structure Type Detached

Condo/Coop Association fee Y/N N

Bathrooms Full Main Level 2

Bathrooms Count Main Level 2.00

Price Per Sq Ft Total AG 402.51

Construction Completed Y/N N

Vacation Rental Y/N N

Building Area Units Square Feet

Living Area Units Square Feet

Standard Status Active

Year Built Source Estimated

Legal Subdivision ASHLAWN

Interior

Interior Amenities Entry Level Bedroom

Heating Fuel Propane - Owned

Basement Full Heated Interior Access Outside Entrance Partially Finished Walkout Level Windows

Flooring Carpet Ceramic Tile Hardwood Vinyl

Fireplace Features Gas/Propane

Basement (Y/N) Y

Air Conditioning Y/N N

Heating Y/N Y

Window Features Insulated Vinyl Clad

Fireplace Y/N N

Above Grade Finished Area 1836

Half Baths 0

Central Air Y/N Y

Total Bedrooms 4

Below Grade Finished Area 1342

Room Type Kitchen Family Room Foyer Great Room Laundry Bonus Room Full Bath Additional Bedroom

Main Level Bedrooms 3

Below Grade Finished Area Unit Type Square Feet

Below Grade Finished Area Source Estimated

Above Grade Finished Area Source Estimated

Above Grade Finished Area Unit Type Square Feet

Total Baths 3

Exterior

Water Source Public

Inclusions Dishwasher Disposal Electric Range Microwave Refrigerator Free Standing Gas Fireplace on lower level

Foundation Details Block

Water View Y/N Y

Building Area Total 4200.00

Lot Size Acres 0.58

Water Body Type Lake

Waterfront Y/N Y

Water Oriented Y/N Y

Internal Only

Street Number 1 11

* Excluded Features

List By

Re/Max Realty Specialists-Charlottesville

Broker

ruth@ruthguss.com

Affordability Calculator

$5,044

Per Month

Monthly Principal & Interest: $4,666
Monthly Property Taxes: $378
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Palmyra, VA

Average List Price ^$485,411

Percent of Sale Price 34%

About Palmyra, VA

150 Population

41% Since 2002

^$57,043 Median Income

43 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4067364 Elementary School

3542116 Middle School

Fluvanna High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/16/2026	$739,000		Listed Price

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11 Chatham Ln, Palmyra, VA, 22963 is a Single Family Home for sale at $739,000 with 3,178 sqft and a lot size of 0.58. 11 Chatham Ln has 4 bedrooms, 3.0 baths, and was built in 2002. The property's zip code is 22963 which is in Palmyra, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BrightMLS Broker Reciprocity^SM program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Weichert, Realtors® participates, and is provided by BrightMLS through a licensing agreement.

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11 Chatham Ln

Single Family Home for sale in Palmyra, VA

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