981 Smith Street Providence, RI $ 849,900
981 Smith Street
$ 849,900
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981 Smith Street

Providence, RI, 02908
$ 849,900
Bedrooms6 Baths2.0 Sq 3,080

Monthly Estimate*

$ 5,366

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Single Family Home for sale in Providence, RI

for $849,900 with 6 bedrooms and 2 full baths. This 3,080 square foot home was built in 1920 on a lot size of 0.12.

Exceptional oversized two-family in Providence's desirable historic Elmhurst neighborhood! Each spacious unit offers 3 bedrooms, 1 full bath, a bonus room ideal for a home office or additional living space, and off-street parking. The former owner's unit has been well maintained and showcases pride of ownership throughout. The current lease is expiring soon, creating an excellent opportunity to increase rental income to market rates. Perfect for an owner-occupant or investor, this property is conveniently located near La Salle Academy, Providence College, shopping, restaurants, parks, and major highways. A rare opportunity in one of Providence's most sought-after neighborhoods!

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Single Family Active

Price

$ 849,900

Bedrooms

6

Full Bath

2

Property Type

Single Family

Taxes

$ 4,900

Style

Lot Size

0.12

Year Built

1920

Town/City

Providence

County/Region

Providence

MLS | Web ID

1417718

Features
General
Sewer Connected
Heating Baseboard Gas HotWater
Cooling None
Utilities SewerConnected
Possession Negotiable
Garage Spaces 0
Construction Materials Plaster WoodSiding VinylSiding
Year Built 1920
Electric Amps200OrMore
Property Subtype MultiFamily
Tax Year 2025
Community Features Golf HighwayAccess NearHospital NearSchools PublicTransportation RecreationArea Restaurant Shopping TennisCourts Sidewalks
County Providence
Operating Expense 6200
New Construction false
Property Type ResidentialIncome
Subdivision Name Elmhurst
Garage Y/N false
Total Rooms 16
Full Baths 2
Status Active
City Providence
Senior Community Y/N false
Number Of Units Total 2
Lot Size Units SquareFeet
Lot Size Square Feet 5227
Land Lease Y/N false
Tax Annual Amount 4900
Virtual Tour https://tour.RiLiving.com/981-Smith-Street-Providence-RI-02908
Standard Status Active
Tax Assessed Value 576400
Tax Lot 85
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Interior
Interior Amenities Attic Bathtub CathedralCeilings HighCeilings PermanentAtticStairs Storage TubShower VaultedCeilings CableTv
Basement ExteriorEntry Full InteriorEntry Unfinished
Flooring CeramicTile Hardwood Marble Carpet
Total Fireplaces 0
Fireplace Features None
Total Stories 3
Basement (Y/N) true
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Total Bedrooms 6
Total Baths 2
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Exterior
Exterior Amenities PavedDriveway
Parking Features NoGarage
Water Source Connected
Total Parking 4
Lot Size Area 5227
Number of Buildings 1
Building Area Total 3080
Lot Size Acres 0.12
Frontage Length 58
Covered Spaces 0
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* Excluded Features
List By
Re/Max Professionals

Broker

JFerri@sellri.com

Email

Affordability Calculator

$5,775
Per Month
93%
7%
0%
Monthly Principal & Interest
$5,366
Monthly Property Taxes
$408
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Pricing History
DatePricePrice ChangeDescription
8/11/2026$849,900 -5.56% Price Down
7/16/2026$899,900 Listed Price

Map


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981 Smith Street, Providence, RI, 02908 is a Single Family Home for sale at $849,900 with 3,080 sqft and a lot size of 0.12. 981 Smith Street has 6 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 02908 which is in Providence, RI