1 Highland Street Oneonta, NY ^$ 149,900

1 Highland Street

^$ 149,900

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Recently Listed

1 Highland Street

Oneonta, NY, 13820

^$ 149,900

Bedrooms3 Baths1.1 Sq 950

Monthly Estimate*

^$ 946

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Single Family Home for sale in Oneonta, NY

for $149,900 with 3 bedrooms and 1 full bath, 1 half bath. This 950 square foot home was built in 1940 on a lot size of 0.13.

TURN-KEY AFFORDABLE ONEONTA HOME!!! Located centrally on a Neighborhood Street, you'll find privacy yet within walking distance to both Downtown Oneonta and Wilber Park. Outside highlights include a partially covered front porch, PRIVATE BACK DECK, & a GOOD SIZED PRIVATE FENCED IN BACKYARD! Inside on the first floor you will find a dining room, kitchen w/stainless appliances, large full bath, large laundry room, seasonal enclosed porch, & living room. Additionally upstairs features three bedrooms and a half bath. To top it off - NEW FURNACE (2026), NEW HOT WATER HEATER, UPDATED ELECTRIC, & HARDWOOD FLOORS THROUGHOUT! Affordable turn-key options like this don't come around often ... don't hesitate!!!

Single Family Active

Price

^$ 149,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,934

Style

TwoStory

Lot Size

0.13

Year Built

1940

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1698624

Features

Interior

Interior Amenities SeparateFormalDiningRoom SeparateFormalLivingRoom

Basement Full

Flooring Hardwood Tile Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 1

Laundry Features MainLevel

Total Bedrooms 3

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating Gas ForcedAir

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Asphalt

Appliances GasOven GasRange GasWaterHeater Microwave Refrigerator

Garage Spaces 0.0

Patio/Porch Features Deck

Architectural Style TwoStory

Construction Materials Other ShakeSiding

School District Oneonta

Year Built 1940

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Garage Y/N No

Total Rooms 9

Full Baths 1

Status Active

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Lot Size Square Feet 5663.0

Year Built Details Existing

Tax Annual Amount 2934.0

Property Condition Resale

Virtual Tour https://video214.com/custom-player/1gqTiUJg031dpG1r0iKSmA

Standard Status Active

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 75000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 71

Exterior

Exterior Amenities Deck EnclosedPorch FullyFenced GravelDriveway Porch

Fencing Full

Parking Features NoGarage

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.13

Foundation Details Block

Building Area Total 950.0

Lot Dimensions 40X111

Lot Size Acres 0.13

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 1

* Excluded Features

List By

Benson Agency Real Estate Llc

Broker

(607) 434-2078

Phone

Affordability Calculator

$1,191

Per Month

Monthly Principal & Interest: $946
Monthly Property Taxes: $245
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$288,767

Percent of Sale Price 93%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/16/2026	$149,900		Listed Price

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1 Highland Street, Oneonta, NY, 13820 is a Single Family Home for sale at $149,900 with 950 sqft and a lot size of 0.13. 1 Highland Street has 3 bedrooms, 1.1 baths, and was built in 1940. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 7/18/2026.

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1 Highland Street

Single Family Home for sale in Oneonta, NY

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