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309 W 12th Street Spencer, IA $ 159,000
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$ 159,000 Get more info
309 W 12th Street
$ 159,000
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309 W 12th Street

Spencer, IA, 51301
$ 159,000
Bedrooms3 Baths2.0 Sq 808

Monthly Estimate*

$ 1,004

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Single Family Home for sale in Spencer, IA

for $159,000 with 3 bedrooms and 2 full baths. This 808 square foot home was built in 1951 on a lot size of 0.16.

Perfect for first-time buyers or investors, this 3 bed, 2 bath ranch offers true worry-free living! Remodeled in 2015, the home features upgrades so you can move right in. You'll love the open kitchen, complete with new soft-close cabinetry, sleek countertops, and modern appliances. Newer Pella windows flood the home with natural light, highlighting the fresh paint throughout. Behind the scenes, all the heavy lifting has been done for you with updated wiring, electrical breakers, plumbing, and an updated furnace and central A/C. Downstairs, the finished basement with an egress window offers fantastic flexibility for a family room, gym, or play space. Complete with a detached garage and an ideal location near local Spencer parks and schools—this move-in-ready gem is a must-see!

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Single Family Active

Price

$ 159,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,522

Style

Ranch

Lot Size

0.16

Year Built

1951

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260821
Features
Interior
Interior Features Ceiling Fan(s) Eat-in Kitchen Garage Door Opener Main Floor Bedrooms Smoke Alarms Washer/Dryer Hkups
Furnished Y/N No
Total Baths 2
Full Baths 2
1/4 Baths 0
Basement Style Full
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General
Sewer Public Sewer
Construction Concrete Block
Heating Forced Air
Appliances Range/Stove
Flood Zone Unknown
Number of Garage Spaces 1
School District Spencer
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 2522
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 6900
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1951
Directions Use GPS.
City Spencer
Total Sq Ft 1616
DOM 2
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 196.78
Public Remarks Perfect for first-time buyers or investors this 3 bed 2 bath ranch offers true worry-free living! Remodeled in 2015 the home features upgrades so you can move right in. You'll love the open kitchen
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Exterior
Exterior Features Patio
Waterfront 0
Garage Type Detached
Garage Capacity 14' x 22'
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Peggy Bergh-Kuker

Listing Agent

Keller Williams Okoboji

Broker

(712) 330-1569

Phone

1Realtor.Peggy@gmail.com

Email

Affordability Calculator

$1,214
Per Month
83%
17%
0%
Monthly Principal & Interest
$1,004
Monthly Property Taxes
$210
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/15/2026$159,000 Listed Price

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309 W 12th Street, Spencer, IA, 51301 is a Single Family Home for sale at $159,000 with 808 sqft and a lot size of 0.16. 309 W 12th Street has 3 bedrooms, 2.0 baths, and was built in 1951. The property's zip code is 51301 which is in Spencer, IA

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