324 Fern Valley Drive Toccoa, GA $ 439,000
324 Fern Valley Drive
$ 439,000
Recently Listed New Construction
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324 Fern Valley Drive

Toccoa, GA, 30577
$ 439,000
Bedrooms3 Baths2.1 Sq 1,966

Monthly Estimate*

$ 2,772

324 Fern Valley Drive, Toccoa, GA 30577 - Image 1
324 Fern Valley Drive, Toccoa, GA 30577 - Image 2
324 Fern Valley Drive, Toccoa, GA 30577 - Image 3
324 Fern Valley Drive, Toccoa, GA 30577 - Image 4
324 Fern Valley Drive, Toccoa, GA 30577 - Image 5
324 Fern Valley Drive, Toccoa, GA 30577 - Image 6

Single Family Home for sale in Toccoa, GA

for $439,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,966 square foot home was built in 2026 on a lot size of 0.67.

New Construction - Estimated Completion September 30, 2026! Enjoy the perfect blend of quality craftsmanship and modern design in this beautiful new construction home, conveniently located just minutes from town. Featuring an open-concept layout with a desirable split-bedroom floor plan, this home offers both comfort and privacy. The spacious living room boasts a vaulted ceiling and a cozy fireplace, flowing seamlessly into the kitchen, complete with a large center island, solid surface countertops, and abundant cabinetry-perfect for everyday living and entertaining. The owner's suite provides a relaxing retreat with a spa-inspired bath featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. Two additional bedrooms share a full bath, while a convenient half bath is available for guests. Step outside to the covered back porch overlooking a peaceful, private creek, creating the perfect setting for morning coffee or evening relaxation. Situated on a level lot, this home also includes a large two-car garage with plenty of storage space. Don't miss the opportunity to own this exceptional new home in a fantastic location. Estimated completion date is September 30, 2026. Secure it now and add your personal touches before it's finished! Plans are subject to change.

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Single Family Active

Price

$ 439,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 113

Style

Ranch, Traditional

Lot Size

0.67

Year Built

2026

Town/City

Toccoa

County/Region

Stephens

MLS | Web ID

10805776

Features
General
Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available High Speed Internet Natural Gas Available Phone Available Sewer Connected Water Available
Roof Composition
Appliances Dishwasher Electric Water Heater Microwave Range Stainless Steel Appliance(s)
Association Fee Includes None
Patio/Porch Features Patio Porch
Architectural Style Ranch Traditional
Construction Materials Concrete
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 25
Waterfront Features Stream
Community Features None
County Stephens
New Construction true
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Fern Valley
Garage Y/N true
Full Baths 2
Status New
Directions GPS
High School Stephens
City Toccoa
Lot Size Units Square Feet
Lot Size Square Feet 29185.2
Carport Y/N false
Elementary School Big A
Land Lease Y/N false
Tax Annual Amount 113.46
Home Warranty Y/N true
Middle/Junior High School Stephens
Property Condition New Construction
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
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Interior
Interior Amenities Double Vanity High Ceilings Master On Main Level Separate Shower Soaking Tub Split Bedroom Plan Tile Bath Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s)
Basement None
Flooring Carpet Vinyl
Total Fireplaces 1
Fireplace Features Family Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1966
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Breakfast Bar Kitchen Island Pantry Solid Surface Counters Walk-in Pantry
Total Baths 3
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Exterior
Parking Features Guest Garage Kitchen Level Garage Door Opener Side/Rear Entrance
Lot Features Level
Water Source Public
Lot Size Area 29185.2
Foundation Details Slab
Building Area Total 1966
Lot Size Acres 0.67
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded Features

Affordability Calculator

$2,781
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,772
Monthly Property Taxes
$9
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Stephens High School High School
Pricing History
DatePricePrice ChangeDescription
7/15/2026$439,000 Listed Price

Map


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324 Fern Valley Drive, Toccoa, GA, 30577 is a Single Family Home for sale at $439,000 with 1,966 sqft and a lot size of 0.67. 324 Fern Valley Drive has 3 bedrooms, 2.1 baths, and was built in 2026. The property's zip code is 30577 which is in Toccoa, GA